540 W Summit St Harbor Springs, MI 49740
4
Beds
3.5
Baths
2,500
Sq Ft
0.36
Acres
Highlights
- Deck
- Lower Floor Utility Room
- Living Room
- Radiant Floor
- 2 Car Attached Garage
- Forced Air Heating and Cooling System
About This Home
As of September 2022Situated in a charming neighborhood, on a large corner lot one block off Bluff, this house is ready for you to come and enjoy. Fully updated, including all bathrooms, Kitchen, Master bedroom with large walk in closet, hardwood flooring throughout, new siding, gutters and windows make this a maintenance free home. Perfect for a cottage or year round residence, it is walking distance to beaches, schools restaurants and shopping. Professional landscaping, 2 lovely decks and a large backyard allow for outdoor enjoyment, while the inside is charming, bright and updated. Turn key, quality and ready to be enjoyed. This is a rare opportunity in town Harbor Springs.
Last Agent to Sell the Property
MTN Real Estate, LLC License #6501308875 Listed on: 08/26/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,192
Year Built
- Built in 1980
Lot Details
- Lot Dimensions are 153 x 100
- Sprinkler System
Parking
- 2 Car Attached Garage
Home Design
- Wood Frame Construction
Interior Spaces
- 2,500 Sq Ft Home
- 2-Story Property
- Wood Burning Fireplace
- Family Room
- Living Room
- Dining Room
- Lower Floor Utility Room
Kitchen
- Dishwasher
- Disposal
Flooring
- Wood
- Radiant Floor
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom Upstairs
Laundry
- Dryer
- Washer
Outdoor Features
- Deck
Utilities
- Forced Air Heating and Cooling System
- Natural Gas Water Heater
- Septic System
Listing and Financial Details
- Assessor Parcel Number 51-15-14-200-042
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 26, 2022
Closed on
Sep 26, 2022
Sold by
Naturkas Michael and Naturkas Tawna
Bought by
Tyler Robert and Tyler Maureen
Seller's Agent
Tawna Naturkas
MTN Real Estate, LLC
List Price
$749,900
Sold Price
$739,900
Premium/Discount to List
-$10,000
-1.33%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.31%
Original Mortgage
$554,925
Outstanding Balance
$528,785
Interest Rate
4.38%
Mortgage Type
New Conventional
Estimated Equity
$327,759
Purchase Details
Closed on
Dec 23, 2015
Sold by
Urman Gary G
Bought by
Naturkas Michael and Naturkas Tawna
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
3.93%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 30, 2010
Sold by
Craton Roger P and Craton Joan G
Bought by
Naturkas Michael and Naturkas Tawna
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,192
Interest Rate
5.12%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 18, 2000
Sold by
Koza Edward and Koza Judith
Bought by
Craton Roger P and Craton Joan
Purchase Details
Closed on
Aug 1, 1987
Bought by
Koza
Purchase Details
Closed on
Jul 1, 1980
Bought by
Wildschut
Similar Homes in Harbor Springs, MI
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $739,900 | Talon Title Agency | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | -- | -- | |
| Warranty Deed | $240,000 | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | $75,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $554,925 | New Conventional | |
| Previous Owner | $1,200,000 | No Value Available | |
| Previous Owner | $223,000 | New Conventional | |
| Previous Owner | $136,000 | New Conventional | |
| Previous Owner | $30,000 | New Conventional | |
| Previous Owner | $51,000 | Unknown | |
| Previous Owner | $15,000 | Credit Line Revolving | |
| Previous Owner | $165,000 | New Conventional | |
| Previous Owner | $152,192 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/10/2025 07/10/25 | For Sale | $897,000 | +21.2% | $338 / Sq Ft |
| 09/26/2022 09/26/22 | Sold | $739,900 | -1.3% | $296 / Sq Ft |
| 08/26/2022 08/26/22 | For Sale | $749,900 | -- | $300 / Sq Ft |
Source: Northern Michigan MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,192 | $375,000 | $375,000 | $0 |
| 2024 | $8,192 | $345,700 | $345,700 | $0 |
| 2023 | $2,656 | $262,900 | $262,900 | $0 |
| 2022 | $2,656 | $216,300 | $216,300 | $0 |
| 2021 | $2,561 | $198,700 | $198,700 | $0 |
| 2020 | $2,533 | $176,000 | $176,000 | $0 |
| 2019 | $3,415 | $128,300 | $128,300 | $0 |
| 2018 | -- | $94,700 | $94,700 | $0 |
| 2017 | -- | $93,100 | $93,100 | $0 |
| 2016 | -- | $93,500 | $93,500 | $0 |
| 2015 | -- | $92,000 | $0 | $0 |
| 2014 | $2,077 | $84,400 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Craig Wilson
Seller's Agent in 2025
Craig Wilson
Coldwell Banker Fairbairn Realty
(231) 459-5762
18 in this area
156 Total Sales
-
Tawna Naturkas
T
Seller's Agent in 2022
Tawna Naturkas
MTN Real Estate, LLC
(231) 881-6253
29 in this area
42 Total Sales
Map
Source: Northern Michigan MLS
MLS Number: 469384
APN: 51-15-14-200-042
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