NOT LISTED FOR SALE

5425 Whisper Ct Cumming, GA 30028

Estimated Value: $554,000 - $637,000

5 Beds
4 Baths
3,896 Sq Ft
$155/Sq Ft Est. Value

Last Sold December 10, 2021

Last sale price $485,000 $124 Per Sq Ft

Est. 25% increase in value since last sale

Current estimated payment $3,811/month

29 Days on Market

Highlights

  • 1 Fireplace
  • Stone Countertops
  • Ceramic Tile Flooring
  • Silver City Elementary School Rated A
  • Security System Owned
  • Brick Front

About This Home

As of December 2021

Built in 2016, this Cumming one-story home offers granite countertops.

Last Listed By

Kim Klir

Mainstay Brokerage LLC License #308458 Listed on: 10/12/2021

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,655

Year Built

  • Built in 2016

Lot Details

  • 0.3 Acre Lot

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Slab Foundation
  • Composition Roof
  • Cement Siding
  • Brick Front

Interior Spaces

  • 3,896 Sq Ft Home
  • 2-Story Property
  • 1 Fireplace
  • Security System Owned

Kitchen

  • Microwave
  • Stone Countertops

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

Schools

  • Silver City Elementary School
  • North Forsyth Middle School
  • North Forsyth High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 110 Volts

Community Details

  • Association Phone (770) 451-8171
  • Whisper Point Un 1 Subdivision
  • Rental Restrictions

Listing and Financial Details

  • Tax Lot 60
  • Assessor Parcel Number 188 137

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,655

Year Built

Built in 2016

Lot Details

0

HOA Fees

$50 per month

Parking

2

Listing Details

  • Standard Status: Closed
  • Property Type: Residential
  • MLS Status: Closed
  • Property Sub Type: Single Family Residence
  • Property Condition: Resale
  • Year Built: 2016
  • Levels Stories: Two
  • Special Features: None

Property Details

  • Property: Residential Detached

Interior Features

  • Flooring: Carpet, Ceramic Tile, Vinyl
  • Number Of Fireplaces: 1
  • Appliances: Microwave
  • Kitchen Features: Stone Counters
  • Common Walls: No Common Walls
  • Additional Rooms: Other
  • Square Footage: 3896.00
  • Spa Features: None
  • Window Features: None

Beds/Baths

  • Total Bedrooms: 5
  • Main Bedrooms: 1
  • Total Bathrooms: 4
  • Total Full Baths: 4
  • Main Full Bathrooms: 1

Exterior Features

  • Construction Materials: Brick Front, Cement Siding
  • Roof Type: Composition
  • Foundation: Slab

Garage/Parking

  • Carport or Garage: 2
  • Number of Garage Spaces: 2
  • Parking Features: Garage

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Security System Owned
  • Cooling: Central Air
  • Heating: Natural Gas
  • Utilities: Electricity Available
  • Electric: 110 Volts

Condo/Co-op/Association

  • HOA Rent Restrictions: Yes
  • Association Fee: 600
  • Association Fee Frequency: Annually
  • Association: Yes
  • Hoa Contact Phone: 770-451-8171
  • Subdivision Complex: WHISPER POINT UN 1

Schools

  • Elementary School: Silver City
  • Middle School: North Forsyth
  • High School: North Forsyth

Lot Info

  • Acres: 0.3000
  • Lot: 60
  • Land/Lot: 396
  • Plat Book: 157
  • Plat Page: 251 2
  • Lot Dimensions: x
  • Parcel Number: 188 137
  • Horse Amenities: None
  • Land Lease: No
  • Property Attached Yn: No

Green Features

  • Green Energy Generation: None

Tax Info

  • Taxes: 3655.00
  • Assessor Parcel Number: 188-000-137
  • Close Date: 2021-12-10
  • Tax Year: 2020

MLS Schools

  • Elementary School: Silver City
  • High School: North Forsyth
  • Middle School: North Forsyth

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 20, 2024
Sold by
Gallardo Amanda B and Dickens Randy Lance
Bought by
Gallardo Dickens Amanda and Gallardo Lance Dickens
Total Days on Market
29
Current Estimated Value
$605,130

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,591
Outstanding Balance
$70,170
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$534,960

Purchase Details

Listed on
Oct 12, 2021
Closed on
Dec 10, 2021
Sold by
Opendoor Property Trust I
Bought by
Dickens Randy L and Gallardo Amanda B
Seller's Agent
Kim Klir
Mainstay Brokerage LLC
Buyer's Agent
Bryan Schacht
Berkshire Hathaway HomeServices Georgia Properties
List Price
$495,000
Sold Price
$485,000
Premium/Discount to List
-$10,000
-2.02%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.62%
Original Mortgage
$425,880
Interest Rate
2.98%
Mortgage Type
VA

Purchase Details

Closed on
Sep 23, 2021
Sold by
Taylor Kevin M
Bought by
Opendoor Property Trust I

Purchase Details

Closed on
Sep 30, 2016
Sold by
Paul R
Bought by
Bishop Paul R and Bishop Brittany D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$302,802
Interest Rate
3.46%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 28, 2016
Bought by
Taylor Kevin M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$302,802
Interest Rate
3.46%
Mortgage Type
New Conventional

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gallardo Dickens Amanda -- None Listed On Document
Dickens Randy L $485,000 --
Opendoor Property Trust I $435,600 --
Bishop Paul R -- --
Bishop Paul R $308,055 --
Taylor Kevin M $294,475 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gallardo Dickens Amanda $70,591
Previous Owner Dickens Randy L $425,880
Previous Owner Bishop Paul R $302,802
Previous Owner Taylor Kevin M $302,802
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/10/2021 12/10/21 Sold $485,000 -2.0% $124 / Sq Ft
11/10/2021 11/10/21 Pending -- -- --
10/12/2021 10/12/21 For Sale $495,000 -- $127 / Sq Ft
Source: First Multiple Listing Service (FMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,485 $208,064 $50,000 $158,064
2023 $4,034 $202,652 $38,000 $164,652
2022 $3,917 $135,632 $30,000 $105,632
2021 $3,745 $135,632 $30,000 $105,632
2020 $3,655 $132,368 $24,000 $108,368
2019 $3,576 $129,328 $20,000 $109,328
2018 $3,374 $122,008 $24,000 $98,008
2017 $3,268 $117,760 $24,000 $93,760
2016 $666 $24,000 $24,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: First Multiple Listing Service (FMLS)

MLS Number: 6955991

First Multiple Listing Service (FMLS)

APN: 188-137