Tracey Miller
Howard Hanna Allen Tate Fort Mill
(803) 887-3449
157 Total Sales
1 in Harbor House
$280,000 Price
5438 Cold Harbor Dr Charlotte, NC 28214
Harbor House Neighborhood
5
Beds
4
Baths
2,728
Sq Ft
0.36
Acre Lot
Highlights
- Spa
- No HOA
- Fireplace
- Waterfront
- Balcony
- Soaking Tub
About This Home
As of October 2025This lakefront home on the highly desirable Lake Wylie has a lot to offer. With 5 bedrooms and 4 full baths, it provides flexible living space across three levels. The main floor features two bedrooms, including the primary suite, while the upper level includes two more spacious bedrooms and a full bath. The fully finished basement offers a fifth bedroom, full bath, and a kitchenette—making it perfect for guests, entertaining, or potential rental income. Enjoy relaxing in the outdoor jacuzzi with stunning lake views, and take advantage of the storage shed for added convenience. Lakeside living at its best! The dock got destroyed by the hurricane and will need to be completely redone.
Last Agent to Sell the Property
Keller Williams Unlimited Brokerage Email: brian@bainfrey.com License #278890 Listed on: 07/24/2025
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Property Details
Home Type
- Modular Prefabricated Home
Year Built
- Built in 1989
Parking
- Driveway
Home Design
- Brick Exterior Construction
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 1.5-Story Property
- Fireplace
- Sliding Doors
- Water Views
- Finished Basement
- Walk-Out Basement
- Laundry Room
Kitchen
- Electric Oven
- Electric Range
- Dishwasher
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 4 Full Bathrooms
- Soaking Tub
Outdoor Features
- Spa
- Balcony
- Patio
Additional Features
- Waterfront
- Heat Pump System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 053-172-29
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 24, 2025
Closed on
Oct 14, 2025
Sold by
Bought by
Seller's Agent
Brian Bain
Keller Williams Unlimited
Buyer's Agent
Sean Daugherty
Keller Williams South Park
List Price
$650,000
Sold Price
$585,000
Premium/Discount to List
-$65,000
-10%
Views
72
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$36,253
Avg. Annual Appreciation
7.81%
Original Mortgage
$468,000
Outstanding Balance
$464,551
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$156,702
Purchase Details
Closed on
Jul 10, 1987
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Harbor House, NC
-
Tracey Miller
-
Vernon Jackson
Vernon Jackson
Keller Williams South Park
(980) 890-6795
81 Total Sales
2 in Harbor House
$325K - $650K Price Range
-
Ana Canales
Ana Canales
Path Realty LLC
(980) 270-1847
124 Total Sales
1 in Harbor House
$316,000 Price
-
Steven Custer
Steven Custer
EXP Realty LLC Mooresville
(980) 217-7446
108 Total Sales
1 in Harbor House
$519,219 Price
-
Dulce Delgado
Dulce Delgado
Delgado Realty
(401) 214-9817
666 Total Sales
1 in Harbor House
$380,000 Price
-
Dayna Beekman
Dayna Beekman
Lifestyle International Realty
(704) 396-4081
63 Total Sales
1 in Harbor House
$424,130 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Commissioners Deed | $585,000 | None Listed On Document | |
| Deed | $22,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $468,000 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/15/2025 10/15/25 | Sold | $585,000 | -2.5% | $214 / Sq Ft |
| 08/12/2025 08/12/25 | Price Changed | $600,000 | -7.7% | $220 / Sq Ft |
| 07/24/2025 07/24/25 | For Sale | $650,000 | -- | $238 / Sq Ft |
Source: Canopy MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,497 | $501,300 | $240,000 | $261,300 |
| 2024 | $3,497 | $481,800 | $240,000 | $241,800 |
| 2023 | $3,497 | $481,800 | $240,000 | $241,800 |
| 2022 | $3,539 | $390,400 | $220,000 | $170,400 |
| 2021 | $3,456 | $390,400 | $220,000 | $170,400 |
| 2020 | $3,436 | $390,400 | $220,000 | $170,400 |
| 2019 | $1,716 | $390,400 | $220,000 | $170,400 |
| 2018 | $1,145 | $200,000 | $100,000 | $100,000 |
| 2017 | $1,134 | $200,000 | $100,000 | $100,000 |
| 2016 | $1,118 | $200,000 | $100,000 | $100,000 |
| 2015 | $1,104 | $200,000 | $100,000 | $100,000 |
| 2014 | $1,084 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Brian Bain
Seller's Agent in 2025
Brian Bain
Keller Williams Unlimited
(980) 477-1766
1 in this area
223 Total Sales
-
Sean Daugherty
S
Buyer's Agent in 2025
Sean Daugherty
Keller Williams South Park
(904) 504-5622
1 in this area
64 Total Sales
Map
Source: Canopy MLS
MLS Number: 4282573
APN: 053-172-29
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID
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