5441 Ridgeway St Saint Paul, MN 55110
Estimated payment $2,816/month
Highlights
- Popular Property
- Lake View
- Main Floor Primary Bedroom
- Lincoln Elementary School Rated 10
- Deck
- Mud Room
About This Home
Rare opportunity to own near Bald Eagle Lake! Thoughtfully updated and well maintained 4BR/2BA, 2,400 FSF home nestled into a unique setting just a half block from Bald Eagle Lake in White Bear Township. Easy access to the public boat launch just 1 mile away. The home features hardwood floors and an open-concept dining room/family room/living room area with an original fireplace and lake views ideal for entertaining. The updated kitchen includes classic white cabinetry with ample storage thanks to a pantry/coffee bar space, plus granite countertops, a breakfast bar, and stainless steel appliances.
The main floor includes a generous 14.5 x 21 ft primary bedroom with double closets and new Andersen windows. The main floor also includes a separate 3⁄4 bath and laundry closet making the house well-suited for one-level living. The porch/mudroom off the kitchen provides more main floor storage and closet space.
The upper level includes three bedrooms on one level with hardwood floors, an updated full bath, and additional lake views. Enjoy an electric fireplace in the bedroom currently used as an office. The walk-out lower level provides a comfortable family/rec room space and an office with daylight lookout windows. Note the new high-efficiency furnace with central air, multiple storage rooms and closet spaces, a 150-amp electrical service, a water softer (owned) and a second washer and dryer. Enjoy the beautifully landscaped, fenced yard featuring a paver brick patio, mature perennials, a deck, and a hot tub—perfect for relaxing or entertaining. A separate 7 x 7 ft storage shed and an oversized 30x20 ft detached garage with workshop adds extra versatility.
Enjoy township living with the convenience of paved streets, city sewer and water, and fiber-optic internet. All located just minutes from downtown White Bear Lake, local parks, trails, and the amenities of Bald Eagle Lake.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,922
Year Built
- Built in 1906
Lot Details
- Lot Dimensions are 119x96x117x95
- Privacy Fence
- Wood Fence
- Few Trees
Parking
- 2 Car Detached Garage
- Garage Door Opener
Home Design
- Frame Construction
- Pitched Roof
- Architectural Shingle Roof
- Block Exterior
Interior Spaces
- 1.5-Story Property
- Wood Burning Fireplace
- Mud Room
- Living Room with Fireplace
- Combination Dining and Living Room
- Lake Views
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
- The kitchen features windows
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
Laundry
- Laundry on main level
- Laundry in Kitchen
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Block Basement Construction
- Laundry in Basement
- Basement Storage
- Natural lighting in basement
Outdoor Features
- Deck
- Patio
- Rear Porch
Utilities
- Forced Air Heating and Cooling System
- 150 Amp Service
- Gas Water Heater
- Water Softener is Owned
Community Details
- No Home Owners Association
- Shady Side Add To, Bald Ea Subdivision
Listing and Financial Details
- Assessor Parcel Number 123022220053
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,886 | $433,100 | $89,100 | $344,000 |
| 2024 | $4,886 | $435,100 | $89,100 | $346,000 |
| 2023 | $4,886 | $379,400 | $89,100 | $290,300 |
| 2022 | $4,992 | $318,800 | $67,500 | $251,300 |
| 2021 | $5,074 | $258,100 | $67,500 | $190,600 |
| 2020 | $4,976 | $268,700 | $67,500 | $201,200 |
| 2019 | $4,666 | $276,200 | $67,500 | $208,700 |
| 2018 | $3,984 | $242,400 | $67,500 | $174,900 |
| 2017 | $3,132 | $222,500 | $67,500 | $155,000 |
| 2016 | $2,546 | $0 | $0 | $0 |
| 2015 | $2,318 | $197,400 | $67,500 | $129,900 |
| 2014 | $2,386 | $0 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/02/2026 04/02/26 | For Sale | $435,000 | -- | $181 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $389,900 | Abstract & Title Company | |
| Warranty Deed | $225,000 | Titlesmart Inc |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $306,071 | New Conventional | |
| Previous Owner | $217,490 | FHA |
Source: NorthstarMLS
MLS Number: 7045188
APN: 12-30-22-22-0053
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Ask me questions while you tour the home.