$435,000

5441 Ridgeway St Saint Paul, MN 55110

Estimated payment $2,816/month

Total Views 4,794
4 Beds
2 Baths
2,400 Sq Ft
$181 Price per Sq Ft

Highlights

  • Popular Property
  • Lake View
  • Main Floor Primary Bedroom
  • Lincoln Elementary School Rated 10
  • Deck
  • Mud Room

About This Home

Rare opportunity to own near Bald Eagle Lake! Thoughtfully updated and well maintained 4BR/2BA, 2,400 FSF home nestled into a unique setting just a half block from Bald Eagle Lake in White Bear Township. Easy access to the public boat launch just 1 mile away. The home features hardwood floors and an open-concept dining room/family room/living room area with an original fireplace and lake views ideal for entertaining. The updated kitchen includes classic white cabinetry with ample storage thanks to a pantry/coffee bar space, plus granite countertops, a breakfast bar, and stainless steel appliances.
The main floor includes a generous 14.5 x 21 ft primary bedroom with double closets and new Andersen windows. The main floor also includes a separate 3⁄4 bath and laundry closet making the house well-suited for one-level living. The porch/mudroom off the kitchen provides more main floor storage and closet space.
The upper level includes three bedrooms on one level with hardwood floors, an updated full bath, and additional lake views. Enjoy an electric fireplace in the bedroom currently used as an office. The walk-out lower level provides a comfortable family/rec room space and an office with daylight lookout windows. Note the new high-efficiency furnace with central air, multiple storage rooms and closet spaces, a 150-amp electrical service, a water softer (owned) and a second washer and dryer. Enjoy the beautifully landscaped, fenced yard featuring a paver brick patio, mature perennials, a deck, and a hot tub—perfect for relaxing or entertaining. A separate 7 x 7 ft storage shed and an oversized 30x20 ft detached garage with workshop adds extra versatility.
Enjoy township living with the convenience of paved streets, city sewer and water, and fiber-optic internet. All located just minutes from downtown White Bear Lake, local parks, trails, and the amenities of Bald Eagle Lake.

Listing Agent

Stephanie Gruver

RE/MAX Results Listed on: 04/01/2026

RE/MAX Results

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,922

Year Built

  • Built in 1906

Lot Details

  • Lot Dimensions are 119x96x117x95
  • Privacy Fence
  • Wood Fence
  • Few Trees

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Frame Construction
  • Pitched Roof
  • Architectural Shingle Roof
  • Block Exterior

Interior Spaces

  • 1.5-Story Property
  • Wood Burning Fireplace
  • Mud Room
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Lake Views

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Laundry on main level
  • Laundry in Kitchen
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Block Basement Construction
  • Laundry in Basement
  • Basement Storage
  • Natural lighting in basement

Outdoor Features

  • Deck
  • Patio
  • Rear Porch

Utilities

  • Forced Air Heating and Cooling System
  • 150 Amp Service
  • Gas Water Heater
  • Water Softener is Owned

Community Details

  • No Home Owners Association
  • Shady Side Add To, Bald Ea Subdivision

Listing and Financial Details

  • Assessor Parcel Number 123022220053

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,922

Year Built

Built in 1906

Lot Details

0.27 Acres

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Year Built: 1906
  • Above Grade Finished Sq Ft: 1810
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Daylight/Lookout Windows, Finished, Storage Space, Walkout
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
  • Fireplace Features: Living Room, Wood Burning
  • Living Area: 2400
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 590
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Architectural Shingle, Asphalt, Pitched
  • PoolFeatures: None
  • Fencing: Privacy, Wood
  • View: Lake
  • Other Structures: Storage Shed
  • PatioPorchType: Deck, Patio, Rear Porch
  • Waterfront Frontage: 0

Garage/Parking

  • Parking Features: Detached Garage, Asphalt, Electric, Garage Door Opener

Utilities

  • Heating: Forced Air, Fireplace(s)
  • Sewer: City Sewer/Connected
  • LaundryFeatures: In Basement, Electric Dryer Hookup, Gas Dryer Hookup, In Kitchen, Laundry Closet, Main Level, Washer Hookup
  • Electric: Circuit Breakers, 150 Amp Service
  • Fuel: Electric, Natural Gas
  • Power Company: Xcel Energy

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s), Deck, Hardwood Floors, Hot Tub, Kitchen Window, Main Floor Primary Bedroom, Patio, Tile Floors, Washer/Dryer Hookup

Schools

  • Junior High Dist: White Bear Lake
  • SchoolDistrictPhone: 6514077500

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 119x96x117x95
  • Land Lease: No
  • Lot Features: Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Block, Frame

Tax Info

  • Tax Year: 2026
  • Assessor Parcel Number: 123022220053
  • Tax Annual Amount: 5922
  • TaxWithAssessments: 5922

Multi Family

  • WaterfrontFeatures: Lake View

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,886 $433,100 $89,100 $344,000
2024 $4,886 $435,100 $89,100 $346,000
2023 $4,886 $379,400 $89,100 $290,300
2022 $4,992 $318,800 $67,500 $251,300
2021 $5,074 $258,100 $67,500 $190,600
2020 $4,976 $268,700 $67,500 $201,200
2019 $4,666 $276,200 $67,500 $208,700
2018 $3,984 $242,400 $67,500 $174,900
2017 $3,132 $222,500 $67,500 $155,000
2016 $2,546 $0 $0 $0
2015 $2,318 $197,400 $67,500 $129,900
2014 $2,386 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/02/2026 04/02/26 For Sale $435,000 -- $181 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $389,900 Abstract & Title Company
Warranty Deed $225,000 Titlesmart Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $306,071 New Conventional
Previous Owner $217,490 FHA
Source: Public Records

Source: NorthstarMLS

MLS Number: 7045188

NorthstarMLS

APN: 12-30-22-22-0053

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