5441 Ridgeway St Saint Paul, MN 55110
White Bear Lake AreaEstimated payment $2,656/month
Highlights
- Lake View
- Deck
- No HOA
- Lincoln Elementary School Rated 10
- Main Floor Primary Bedroom
- Stainless Steel Appliances
About This Home
VA, FHA, & Conventional financing welcome! Rare opportunity to own a charming vintage home near Bald Eagle Lake! This 4BR/2BA home offers 2,400 finished square feet just a half block from the lake in White Bear Township. Enjoy hardwood floors, lake views, an open-concept living/dining/family room with a fireplace, and a spacious kitchen featuring granite countertops, stainless steel appliances, a new garbage disposal, pantry space, and a breakfast bar.
The main level includes a large primary bedroom with Andersen replacement windows, a separate 3⁄4 bath, and main-floor laundry for convenient one-level living. Upstairs you'll find three additional bedrooms, a full bath, and additional lake views. The walk-out lower level offers a family room, an office, a second washer and dryer, and abundant storage space. Outside, enjoy a fenced yard with beautiful perennial gardens, a paver brick patio, deck, hot tub, storage shed, and an oversized 30x20 detached garage/workshop with a 220V outlet. Recent updates include a new high-efficiency furnace with central air (2025), plus improvements to exterior paint, garage siding, and electrical.
Conveniently located near the public boat launch on Bald Eagle Lake, parks, trails, and just minutes from downtown White Bear Lake. Recent improvements may support FHA and VA financing eligibility (buyers to verify with their lender).
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,922
Year Built
- Built in 1906
Lot Details
- Lot Dimensions are 119x96x117x95
- Privacy Fence
- Wood Fence
- Few Trees
Parking
- 2 Car Detached Garage
- Garage Door Opener
Home Design
- Block Foundation
- Frame Construction
- Pitched Roof
- Architectural Shingle Roof
- Wood Siding
- Block Exterior
- Metal Siding
Interior Spaces
- 1.5-Story Property
- Wood Burning Fireplace
- Living Room with Fireplace
- Combination Dining and Living Room
- Lake Views
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
- The kitchen features windows
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
Laundry
- Laundry on main level
- Laundry in Kitchen
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Block Basement Construction
- Laundry in Basement
- Basement Storage
- Natural lighting in basement
Outdoor Features
- Deck
- Patio
- Rear Porch
Utilities
- Forced Air Heating and Cooling System
- 150 Amp Service
- Gas Water Heater
- Water Softener is Owned
Community Details
- No Home Owners Association
- Shady Side Add To, Bald Ea Subdivision
Listing and Financial Details
- Assessor Parcel Number 123022220053
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,810 | $433,100 | $89,100 | $344,000 |
| 2024 | $4,886 | $435,100 | $89,100 | $346,000 |
| 2023 | $4,886 | $379,400 | $89,100 | $290,300 |
| 2022 | $4,992 | $318,800 | $67,500 | $251,300 |
| 2021 | $5,074 | $258,100 | $67,500 | $190,600 |
| 2020 | $4,976 | $268,700 | $67,500 | $201,200 |
| 2019 | $4,666 | $276,200 | $67,500 | $208,700 |
| 2018 | $3,984 | $242,400 | $67,500 | $174,900 |
| 2017 | $3,132 | $222,500 | $67,500 | $155,000 |
| 2016 | $2,546 | $0 | $0 | $0 |
| 2015 | $2,318 | $197,400 | $67,500 | $129,900 |
| 2014 | $2,386 | $0 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/24/2026 06/24/26 | Pending | -- | -- | -- |
| 06/15/2026 06/15/26 | Off Market | $398,000 | -- | -- |
| 06/04/2026 06/04/26 | Price Changed | $398,000 | -2.9% | $166 / Sq Ft |
| 05/22/2026 05/22/26 | Price Changed | $409,900 | 0.0% | $171 / Sq Ft |
| 05/22/2026 05/22/26 | For Sale | $409,900 | -3.5% | $171 / Sq Ft |
| 05/20/2026 05/20/26 | Off Market | $424,900 | -- | -- |
| 04/15/2026 04/15/26 | Price Changed | $424,900 | -2.3% | $177 / Sq Ft |
| 04/02/2026 04/02/26 | For Sale | $435,000 | -- | $181 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $389,900 | Abstract & Title Company | |
| Warranty Deed | $225,000 | Titlesmart Inc |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $306,071 | New Conventional | |
| Previous Owner | $217,490 | FHA | |
| Previous Owner | $150,000 | New Conventional |
Source: NorthstarMLS
MLS Number: 7045188
APN: 12-30-22-22-0053
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Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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