5441 Ridgeway St Saint Paul, MN 55110
Estimated payment $2,641/month
Highlights
- Lake View
- Deck
- Mud Room
- Lincoln Elementary School Rated 10
- Main Floor Primary Bedroom
- No HOA
About This Home
Rare opportunity to own a home with charm and character near Bald Eagle Lake. Featuring 4BR/2BA, this 2,400 FSF home is nestled into a unique setting just a half block from Bald Eagle Lake in White Bear Township. Enjoy township living with the convenience of paved streets, city sewer and water, and fiber-optic internet. Easy access to the public boat launch just 1 mile away. The home features hardwood floors and an open-concept dining room/family room/living room area with an original fireplace and lake views ideal for entertaining. The kitchen includes classic white cabinetry with ample storage thanks to pantry and coffee bar spaces, plus granite countertops, a breakfast bar, a new garbage disposal, GFCI outlets, and stainless steel appliances.
The main floor includes a generous 14.5 x 21 ft primary bedroom with double closets and new Andersen windows. The main floor also includes a separate 3⁄4 bath and laundry closet making the house well-suited for one-level living. The porch/mudroom off the kitchen provides more main floor storage and closet space.
The second floor includes three bedrooms on one level with hardwood floors, a full bath, and additional lake views. Enjoy an electric fireplace in the bedroom currently used as an office. The walk-out basement provides a comfortable family/rec room space and an office with daylight lookout windows. Note the new high-efficiency furnace with central air, multiple storage rooms and closet spaces, a 150-amp electrical service, a water softer (owned) and a second washer and dryer in the basement utility and storage room.
Enjoy the beautifully landscaped, fenced yard featuring a paver brick patio, mature perennials, a deck, and a hot tub — perfect for relaxing or entertaining. A separate 7 x 7 ft storage shed and an oversized 30x20 ft detached garage with workshop including a 220 volt outlet adds extra versatility. All located just minutes from downtown White Bear Lake, local parks, trails, and the amenities of Bald Eagle Lake. Recent improvements to exterior paint, siding, electrical, and plumbing should make the house eligible for VA and FHA financing (buyers to confirm with their lender). The perennial gardens are in bloom and ready to enjoy. Add this to your list of Must See homes!
Open House Schedule
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Saturday, June 6, 202612:00 to 1:30 pm6/6/2026 12:00:00 PM +00:006/6/2026 1:30:00 PM +00:00Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,922
Year Built
- Built in 1906
Lot Details
- Lot Dimensions are 119x96x117x95
- Privacy Fence
- Wood Fence
- Few Trees
Parking
- 2 Car Detached Garage
- Garage Door Opener
Home Design
- Block Foundation
- Frame Construction
- Pitched Roof
- Architectural Shingle Roof
- Wood Siding
- Block Exterior
- Metal Siding
Interior Spaces
- 1.5-Story Property
- Wood Burning Fireplace
- Mud Room
- Living Room with Fireplace
- Combination Dining and Living Room
- Lake Views
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
- The kitchen features windows
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
Laundry
- Laundry on main level
- Laundry in Kitchen
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Block Basement Construction
- Laundry in Basement
- Basement Storage
- Natural lighting in basement
Outdoor Features
- Deck
- Patio
- Rear Porch
Utilities
- Forced Air Heating and Cooling System
- 150 Amp Service
- Gas Water Heater
- Water Softener is Owned
Community Details
- No Home Owners Association
- Shady Side Add To, Bald Ea Subdivision
Listing and Financial Details
- Assessor Parcel Number 123022220053
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,810 | $433,100 | $89,100 | $344,000 |
| 2024 | $4,886 | $435,100 | $89,100 | $346,000 |
| 2023 | $4,886 | $379,400 | $89,100 | $290,300 |
| 2022 | $4,992 | $318,800 | $67,500 | $251,300 |
| 2021 | $5,074 | $258,100 | $67,500 | $190,600 |
| 2020 | $4,976 | $268,700 | $67,500 | $201,200 |
| 2019 | $4,666 | $276,200 | $67,500 | $208,700 |
| 2018 | $3,984 | $242,400 | $67,500 | $174,900 |
| 2017 | $3,132 | $222,500 | $67,500 | $155,000 |
| 2016 | $2,546 | $0 | $0 | $0 |
| 2015 | $2,318 | $197,400 | $67,500 | $129,900 |
| 2014 | $2,386 | $0 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/04/2026 06/04/26 | Price Changed | $398,000 | -2.9% | $166 / Sq Ft |
| 05/22/2026 05/22/26 | Price Changed | $409,900 | 0.0% | $171 / Sq Ft |
| 05/22/2026 05/22/26 | For Sale | $409,900 | -3.5% | $171 / Sq Ft |
| 05/20/2026 05/20/26 | Off Market | $424,900 | -- | -- |
| 04/15/2026 04/15/26 | Price Changed | $424,900 | -2.3% | $177 / Sq Ft |
| 04/02/2026 04/02/26 | For Sale | $435,000 | -- | $181 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $389,900 | Abstract & Title Company | |
| Warranty Deed | $225,000 | Titlesmart Inc |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $306,071 | New Conventional | |
| Previous Owner | $217,490 | FHA |
Source: NorthstarMLS
MLS Number: 7045188
APN: 12-30-22-22-0053
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Ask me questions while you tour the home.