54454 Heron Cove Ln Elkhart, IN 46516
Estimated payment $4,079/month
Highlights
- 180 Feet of Waterfront
- Primary Bedroom Suite
- 2 Car Attached Garage
- Pier or Dock
- Formal Dining Room
- Eat-In Kitchen
About This Home
Discover Over 3,000 sq ft of Thoughtfully Updated Living Space on the Peaceful Channel of the Upper St. Joe River In Heron Cove! This 4–5 bedroom, 3.5 bath Haven Offers unmatched Serenity and Functionality—Including a Full Bathroom on Every Level, Making Busy Mornings and Guest Stays a Breeze! Step Inside to a Beautiful Soaring Coffered Ceiling & Wall of Windows in the Living Room, and a Gourmet Kitchen (2021) Boasting Spacious Quartz Countertops, Black Stainless Steel Appliances, Tiled Backsplash, Pantry and Walk-Around Island. The Main-Level Primary En-Suite Provides a Relaxing Escape, while Three Upstairs Bedrooms and another Full Bath Offer Comfort and Privacy for the Whole Family. The Walk-Out Lower Level Provides a Versatile Layout that Includes an Additional Bedroom or Office, Full Bath, Kitchenette, Game Room, and Spacious Family Room—Ideal for Entertaining. Enjoy the Peacefulness of the Channel with Steel Wall and Year-Round Dock Access—No Hauling, No Seasonal Stress, No Wake Splashing Against the Seawall and High Ground - No Chance of Flooding! Entertain Effortlessly on the New Composite Deck, Railing, & Staircase (2021) with Power Awning! Additional Updates to This Meticulously Kept Home Include Vinyl Luxury Flooring (2021), Front Storm Door, New Chimney and Cap, and New Lighting. Perfect Location with the Park Area with Volleyball, Tennis Court, Basketball Court, Playground, & Picnic Area Right Across the Street . Enjoy Summertime on the River with Live Free Music on the Weekends!
Listing Agent
Snyder Strategy Realty Inc. Brokerage Phone: 574-354-1841 Listed on: 07/01/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,700
Year Built
- Built in 1989
Lot Details
- 0.36 Acre Lot
- Lot Dimensions are 87 x 180
- 180 Feet of Waterfront
- Home fronts a canal
- Level Lot
- Irrigation
HOA Fees
- $63 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Brick Exterior Construction
- Poured Concrete
- Asphalt Roof
- Cedar
Interior Spaces
- 2-Story Property
- Built-in Bookshelves
- Entrance Foyer
- Formal Dining Room
Kitchen
- Eat-In Kitchen
- Kitchen Island
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom Suite
Laundry
- Laundry on main level
- Gas Dryer Hookup
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- 1 Bathroom in Basement
- 1 Bedroom in Basement
Schools
- Concord Ox Bow Elementary School
- Concord Middle School
- Concord High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- The river is a source of water for the property
- Private Company Owned Well
- Well
- Septic System
Additional Features
- Sun Deck
- Suburban Location
Listing and Financial Details
- Assessor Parcel Number 20-02-36-426-013.000-009
Community Details
Overview
- Heron Cove Subdivision
Recreation
- Pier or Dock
- Community Playground
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,700 | $468,500 | $132,800 | $335,700 |
| 2022 | $4,485 | $447,000 | $132,800 | $314,200 |
| 2021 | $4,210 | $419,500 | $132,800 | $286,700 |
| 2020 | $9,979 | $419,500 | $132,800 | $286,700 |
| 2019 | $4,502 | $367,300 | $79,700 | $287,600 |
| 2018 | $4,232 | $345,000 | $79,700 | $265,300 |
| 2017 | $4,001 | $324,900 | $79,700 | $245,200 |
| 2016 | $3,963 | $321,900 | $79,700 | $242,200 |
| 2014 | $3,711 | $308,600 | $79,700 | $228,900 |
| 2013 | $3,063 | $306,300 | $79,700 | $226,600 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/27/2025 10/27/25 | Price Changed | $689,000 | -1.4% | $221 / Sq Ft | |
| 07/01/2025 07/01/25 | For Sale | $699,000 | +105.6% | $224 / Sq Ft | |
| 06/17/2019 06/17/19 | Sold | $340,000 | -4.2% | $109 / Sq Ft | View Prior Sale |
| 05/23/2019 05/23/19 | Pending | -- | -- | -- | |
| 05/18/2019 05/18/19 | Price Changed | $355,000 | -2.1% | $114 / Sq Ft | |
| 05/04/2019 05/04/19 | Price Changed | $362,500 | -2.0% | $116 / Sq Ft | |
| 03/29/2019 03/29/19 | Price Changed | $369,900 | -2.6% | $119 / Sq Ft | |
| 02/01/2019 02/01/19 | Price Changed | $379,900 | -2.3% | $122 / Sq Ft | |
| 11/07/2018 11/07/18 | Price Changed | $389,000 | -2.5% | $125 / Sq Ft | |
| 08/12/2018 08/12/18 | For Sale | $399,000 | -- | $128 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | -- | New Title Company Name | |
| Warranty Deed | -- | Lawyers Title | |
| Warranty Deed | -- | Lawyers Title |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $260,000 | Purchase Money Mortgage |
Source: Indiana Regional MLS
MLS Number: 202525276
APN: 20-02-36-426-013.000-009
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