NOT LISTED FOR SALE

545 Oak Rd Bumpass, VA 23024

Estimated Value: $500,501 - $578,000

3 Beds
2 Baths
1,840 Sq Ft
$293/Sq Ft Est. Value

Last Sold October 18, 2023

Last sale price $435,000 $236 Per Sq Ft

Est. 24% increase in value since last sale

Current estimated payment $3,104/month

77 Days on Market

Highlights

  • Seaplane Permitted
  • Boat Ramp
  • Fishing Allowed
  • Jouett Elementary School Rated A-
  • Home fronts navigable water
  • Lake View

About This Home

As of October 2023

Back on the market! Buyer financing fell through 2 days before closing. Home Inspection, Water, Termite and Septic Inspections all passed. This place is like having waterfront without the high price! Come see this updated and upgraded "Park Waterfront" home in a gated community on the private side of Lake Anna. (Close to Dike 3) Enjoy lake views from the screened porch or take a short walk off the back of the lot to the waterfront common area. 1,840 sq ft with 3 bedrooms, 2 baths, living room, dining room, family room (or 4th bedroom) and screened porch. Kitchen has been updated with granite counter, breakfast bar, appliances and tile floor. Updated primary bath has double vanity and awesome glass and tile shower. Living Room and Dining Room have wood floors and vaulted ceiling. 1 car attached garage, fire pit, treehouse, cut-de-sac. Treehouse conveys as is. Roof replaced 2006,, Water Heater 2019, Water Treatment System 2020.

Last Agent to Sell the Property

Kathy Gardner

(540) 535-6439 kathy@enjoylakeanna.com Dockside Realty Listed on: 07/07/2023

Dockside Realty

Last Buyer's Agent

Elizabeth Shepard

(540) 376-8323 ElizabethShepardRealtor@gmail.com Berkshire Hathaway HomeServices PenFed Realty

Berkshire Hathaway HomeServices PenFed Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,216

Year Built

  • Built in 1995

Lot Details

  • 0.92 Acre Lot
  • Home fronts navigable water
  • Backs To Open Common Area
  • Cul-De-Sac
  • Level Lot

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • 5 Driveway Spaces
  • Side Facing Garage

Home Design

  • Rambler Architecture
  • Vinyl Siding

Interior Spaces

  • 1,840 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Beamed Ceilings
  • Ceiling Fan
  • Electric Fireplace
  • Family Room
  • Living Room
  • Dining Room
  • Screened Porch
  • Lake Views
  • Crawl Space

Kitchen

  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Accessible Home Design

  • Doors are 32 inches wide or more

Outdoor Features

  • Seaplane Permitted
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Swimming Allowed
  • Waterfront Park
  • Powered Boats Permitted
  • Lake Privileges

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Heating System Powered By Leased Propane
  • Water Treatment System
  • Well
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 49
  • Assessor Parcel Number 63A 1 49

Community Details

Overview

  • Association fees include common area maintenance, pier/dock maintenance, security gate
  • Hickory Landing Subdivision
  • Community Lake

Amenities

  • Picnic Area

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,216

Year Built

Built in 1995

Lot Details

0

HOA Fees

$33 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: 32"+ Wide Doors
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Year Built: 1995
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Icemaker, Refrigerator, Stove, Washer
  • Flooring Type: Carpet, Wood
  • Interior Amenities: Ceiling Fan(s), Entry Level Bedroom, Exposed Beams, Floor Plan - Open, Primary Bath(s), Water Treat System, Wood Floors
  • Fireplace Features: Electric
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Bathroom 2, Primary Bathroom, Screened Porch
  • Basement: No
  • Total Sq Ft: 1840
  • Living Area Sq Ft: 1840
  • Price Per Sq Ft: 241.85
  • Above Grade Finished Sq Ft: 1840
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Sidewalks
  • View: Lake, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Anna
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes
  • Water Frontage In Feet: 1

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Side Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 5

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s), Ceiling Fan(s)
  • Heating Fuel: Electric, Propane - Leased
  • Heating Type: Central, Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Private, Well

Condo/Co-op/Association

  • HOA Fees: 400.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Dock/Slip, Boat Ramp, Lake, Picnic Area, Pier/Dock, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pier/Dock Maintenance, Security Gate
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Backs - Open Common Area, Cul-De-Sac, Fishing Available, Level
  • Lot Size Acres: 0.92
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 40075.00
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2216.00
  • Assessor Parcel Number: 63A 1 49
  • Tax Lot: 49
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022

Multi Family

  • Waterfront Features: Park

MLS Schools

  • School District Name: LOUISA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 7, 2023
Closed on
Oct 13, 2023
Sold by
Metzler Jay and Metzler Susan P
Bought by
Francisco Jon S and Leigh Francisco Jon
Seller's Agent
Kathy Gardner
Dockside Realty
Buyer's Agent
Elizabeth Shepard
Berkshire Hathaway HomeServices PenFed Realty
List Price
$445,000
Sold Price
$435,000
Premium/Discount to List
-$10,000
-2.25%
Views
97
Current Estimated Value
$538,375

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$103,375
Avg. Annual Appreciation
10.08%
Original Mortgage
$348,000
Outstanding Balance
$340,838
Interest Rate
7.12%
Mortgage Type
New Conventional
Estimated Equity
$197,537

Purchase Details

Closed on
Jul 28, 2005
Sold by
Freeze Wilson G
Bought by
Metzler Jay C and Metzler Susan P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,000
Interest Rate
5.54%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Value Increase
--
Percent Increase
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Adjusted for Inflation
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Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Francisco Jon S $329,600 Terrys Title
Francisco Jon S $329,600 Terrys Title
Metzler Jay C $272,000 Metropolitan Title & Escrow
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Francisco Jon S $348,000
Closed Francisco Jon S $348,000
Previous Owner Metzler Jay C $177,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/18/2023 10/18/23 Sold $435,000 -2.2% $236 / Sq Ft
07/07/2023 07/07/23 For Sale $445,000 -- $242 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,077 $437,700 $76,300 $361,400
2024 $3,077 $427,400 $68,600 $358,800
2023 $2,254 $329,600 $58,100 $271,500
2022 $2,216 $307,800 $51,100 $256,700
2021 $1,370 $270,000 $51,100 $218,900
2020 $1,647 $228,700 $51,100 $177,600
2019 $1,579 $219,300 $51,100 $168,200
2018 $1,461 $202,900 $51,100 $151,800
2017 $1,511 $209,800 $51,100 $158,700
2016 $1,511 $209,800 $51,100 $158,700
2015 $1,455 $202,100 $53,200 $148,900
2013 -- $196,500 $56,000 $140,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VALA2004072

Bright MLS

APN: 63A-1-49