Seller's Agent in 2026
Roger Zamparo
St. Marys Realty Inc
(847) 321-0300
16 Total Sales
547 Cardinal Cir E Saint Marys, GA 31558
Saint Marys AreaEstimated Value: $473,956
4
Beds
3
Baths
2,558
Sq Ft
$185/Sq Ft
Est. Value
Highlights
- Golf Course Community
- Gated Community
- Traditional Architecture
- Fitness Center
- Clubhouse
- Wood Flooring
About This Home
As of May 2026Striking modern home on the 6th green in the gated community of Osprey Cove. This 4-bedroom, 3-bathroom home boasts spacious main living areas, high ceilings, and rich natural light. This open-concept home takes your breath away when you open the front door! The home has a beautiful kitchen with a magnificent center island. The refrigerator, dishwasher, and induction cooktop are all less than 5 years old. One bedroom complete with ensuite has a private entrance from the garage making this home perfect for a home office or a mother-in-law suite. Step outside the French doors to discover a covered luxurious and spacious east facing lanai and enjoy your view of the golf course in the cool evening air. Walk up the stairs in the garage and store all your treasures in the generous storage area. This well-kept home has a brand-new washer and dryer, two new air conditioners, a newer roof, exterior paint less than 5 years old, and the lanai addition is less than 5 years old.
Last Agent to Sell the Property
St. Marys Realty Inc License #395261 Listed on: 04/22/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,167
Year Built
- Built in 1998
Lot Details
- 16,988 Sq Ft Lot
HOA Fees
- $144 Monthly HOA Fees
Parking
- Garage
Home Design
- Traditional Architecture
- Composition Roof
- Stucco
Interior Spaces
- 2,558 Sq Ft Home
- 1-Story Property
- Family Room with Fireplace
- Laundry Room
Kitchen
- Oven or Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Main Level Bedrooms
- 3 Full Bathrooms
- Double Vanity
- Soaking Tub
- Separate Shower
Schools
- Mary Lee Clark Elementary School
- Saint Marys Middle School
- Camden High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Underground Utilities
- Phone Available
- Cable TV Available
Community Details
Overview
- Association fees include management fee, reserve fund
- Osprey Cove Subdivision
Recreation
- Golf Course Community
- Tennis Courts
- Community Playground
- Fitness Center
- Community Pool
Additional Features
- Clubhouse
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 22, 2025
Closed on
May 5, 2026
Sold by
Bought by
Seller's Agent
Roger Zamparo
St. Marys Realty Inc
Buyer's Agent
Beth Zamparo
St. Marys Realty Inc
List Price
$524,900
Sold Price
$445,000
Premium/Discount to List
-$79,900
-15.22%
Views
130
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28,956
Avg. Annual Appreciation
30.04%
Purchase Details
Closed on
Feb 22, 2010
Sold by
Bought by
Purchase Details
Closed on
Jul 11, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$244,000
Interest Rate
6.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 10, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$244,000
Interest Rate
6.6%
Mortgage Type
New Conventional
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $445,000 | -- | ||
| -- | -- | ||
| $265,000 | -- | ||
| $152,500 | -- | ||
| $152,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $244,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/06/2026 05/06/26 | Sold | $445,000 | 0.0% | $174 / Sq Ft |
| 03/28/2026 03/28/26 | Pending | -- | -- | -- |
| 03/22/2026 03/22/26 | Price Changed | $445,000 | -6.1% | $174 / Sq Ft |
| 01/07/2026 01/07/26 | Price Changed | $474,000 | -5.0% | $185 / Sq Ft |
| 08/12/2025 08/12/25 | Price Changed | $499,000 | -2.0% | $195 / Sq Ft |
| 05/28/2025 05/28/25 | Price Changed | $509,000 | -3.0% | $199 / Sq Ft |
| 04/22/2025 04/22/25 | For Sale | $524,900 | -- | $205 / Sq Ft |
Source: Georgia MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,701 | $205,944 | $32,400 | $173,544 |
| 2024 | $4,168 | $181,696 | $24,000 | $157,696 |
| 2023 | $4,085 | $147,116 | $24,000 | $123,116 |
| 2022 | $4,090 | $139,844 | $24,000 | $115,844 |
| 2021 | $3,674 | $118,809 | $24,000 | $94,809 |
| 2020 | $3,569 | $112,267 | $24,000 | $88,267 |
| 2019 | $3,569 | $112,267 | $24,000 | $88,267 |
| 2018 | $756 | $116,267 | $28,000 | $88,267 |
| 2017 | $3,139 | $104,512 | $24,000 | $80,512 |
| 2016 | $3,199 | $106,858 | $24,000 | $82,858 |
| 2015 | $3,098 | $106,857 | $24,000 | $82,858 |
| 2014 | $3,084 | $106,858 | $24,000 | $82,858 |
Source: Public Records
Agents Affiliated with this Home
-
Roger Zamparo
-
Beth Zamparo
B
Buyer's Agent in 2026
Beth Zamparo
St. Marys Realty Inc
(847) 778-6402
6 Total Sales
Map
Source: Georgia MLS
MLS Number: 10505167
APN: 122A-021
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2026 Georgia MLS. All rights reserved.
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