Seller's Agent in 2025
Kelly Johnson
Realty One Group Excel
(630) 728-3916
2 in this area
24 Total Sales
548 E Middle St South Elgin, IL 60177
3
Beds
2
Baths
804
Sq Ft
1944
Built
Highlights
- Ranch Style House
- Living Room
- Shed
- 2 Car Detached Garage
- Laundry Room
- Stone Flooring
About This Home
As of November 2025Beautifully Updated Ranch with Modern Finishes and Move-In Ready Charm! This well-maintained ranch home offers 3 bedrooms and 2 full baths, with 2 bedrooms and 1 bath on the main level and an additional bedroom and full bath on the lower level-perfect for guests or a private retreat. The kitchen features cherry-stained maple cabinets, granite countertops, and stainless steel appliances, including a brand-new oven. Upstairs, you'll find new carpet in both bedrooms, while the living room, lower-level family room, and third bedroom showcase durable vinyl flooring. Freshly painted inside and out, including the trim, front door, mailbox, shed, and garage, this home shines with great curb appeal. Updates include new bathroom light fixtures, new outdoor lighting, and a new furnace blower for added peace of mind. Sq. Ft doesn't include finished basement. Enjoy the large fenced backyard, ideal for children, pets, or entertaining outdoors. A home warranty is included for extra confidence in your purchase. Don't miss this turnkey home that blends comfort, style, and thoughtful updates-ready for you to move right in!
Last Agent to Sell the Property
Realty One Group Excel License #475120145 Listed on: 10/24/2025
Last Buyer's Agent
Berkshire Hathaway HomeServices Starck Real Estate License #475125719
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,962
Year Built
- Built in 1944 | Remodeled in 2013
Parking
- 2 Car Detached Garage
- Parking Available
Home Design
- Ranch Style House
- Vinyl Siding
Interior Spaces
- 804 Sq Ft Home
- Drapes & Rods
- Family Room
- Living Room
- Dining Room
- Carbon Monoxide Detectors
- Laundry Room
Kitchen
- Gas Oven
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Stone
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 2 Full Bathrooms
Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
Utilities
- Central Air
- Heating System Uses Natural Gas
- Gas Water Heater
Additional Features
- Shed
- Lot Dimensions are 66x125
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 24, 2025
Closed on
Nov 19, 2025
Sold by
200141328 Ira and Equity Trust Company
Bought by
Knickrehm Elizabeth
Seller's Agent
Kelly Johnson
Realty One Group Excel
Buyer's Agent
Katie Hemming
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$259,900
Sold Price
$266,000
Premium/Discount to List
$6,100
2.35%
Views
104
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-15.18%
Original Mortgage
$258,020
Outstanding Balance
$257,781
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$879
Purchase Details
Listed on
Mar 5, 2013
Closed on
May 1, 2013
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Equity Trust Co and Fbo Derrel W Owens 175632
Seller's Agent
Cathy Barbaccia
Partners Real Estate of IL
Buyer's Agent
Danny Rushton
Kettley & Co. Inc. - Aurora
List Price
$64,900
Sold Price
$63,000
Premium/Discount to List
-$1,900
-2.93%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.15%
Purchase Details
Closed on
Sep 17, 2012
Sold by
Kournetas Matthew
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Sep 22, 2005
Sold by
Lobianco David J
Bought by
Kournetas Matthew C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,200
Interest Rate
7.6%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 22, 2001
Sold by
Jones Dusti M and Lobianco David J
Bought by
Lobianco David J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,000
Interest Rate
7.18%
Purchase Details
Closed on
May 18, 1998
Sold by
Nardella John A and Nardella Tisha A
Bought by
Lobianco David J and Jones Dusti M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,933
Interest Rate
7.27%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $266,000 | Chicago Title Insurance Compan | |
| Quit Claim Deed | -- | Chicago Title | |
| Special Warranty Deed | $63,000 | First American Title | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $154,000 | -- | |
| Interfamily Deed Transfer | -- | First American | |
| Warranty Deed | $98,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $258,020 | New Conventional | |
| Previous Owner | $123,200 | Purchase Money Mortgage | |
| Previous Owner | $96,000 | No Value Available | |
| Previous Owner | $96,933 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/25/2025 11/25/25 | Sold | $266,000 | +2.3% | $331 / Sq Ft | |
| 10/28/2025 10/28/25 | Pending | -- | -- | -- | |
| 10/24/2025 10/24/25 | For Sale | $259,900 | +312.5% | $323 / Sq Ft | |
| 05/08/2013 05/08/13 | Sold | $63,000 | -2.9% | $78 / Sq Ft | View Prior Sale |
| 04/25/2013 04/25/13 | Pending | -- | -- | -- | |
| 03/13/2013 03/13/13 | For Sale | $64,900 | +3.0% | $81 / Sq Ft | |
| 03/06/2013 03/06/13 | Off Market | $63,000 | -- | -- | |
| 03/05/2013 03/05/13 | For Sale | $64,900 | -- | $81 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,962 | $75,552 | $20,838 | $54,714 |
| 2023 | $5,727 | $68,256 | $18,826 | $49,430 |
| 2022 | $5,356 | $62,238 | $17,166 | $45,072 |
| 2021 | $5,068 | $58,188 | $16,049 | $42,139 |
| 2020 | $4,932 | $55,549 | $15,321 | $40,228 |
| 2019 | $4,768 | $52,914 | $14,594 | $38,320 |
| 2018 | $4,708 | $49,848 | $13,748 | $36,100 |
| 2017 | $4,487 | $47,124 | $12,997 | $34,127 |
| 2016 | $4,304 | $43,719 | $12,058 | $31,661 |
| 2015 | -- | $40,072 | $11,052 | $29,020 |
| 2014 | -- | $39,578 | $10,916 | $28,662 |
| 2013 | -- | $40,622 | $11,204 | $29,418 |
Source: Public Records
Agents Affiliated with this Home
-
Kelly Johnson
-
Katie Hemming
Buyer's Agent in 2025
Katie Hemming
Berkshire Hathaway HomeServices Starck Real Estate
(630) 212-6165
2 in this area
179 Total Sales
-
Cathy Barbaccia
C
Seller's Agent in 2013
Cathy Barbaccia
Partners Real Estate of IL
(847) 301-0300
3 in this area
94 Total Sales
-
Danny Rushton
Buyer's Agent in 2013
Danny Rushton
Kettley & Co. Inc. - Aurora
(630) 965-7030
4 in this area
24 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12502302
APN: 06-35-264-017
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