548 Sea Island Dr Fernandina Beach, FL 32034
Estimated payment $11,183/month
Total Views
8,929
4
Beds
3.5
Baths
2,821
Sq Ft
$638
Price per Sq Ft
Highlights
- Ocean View
- Open Floorplan
- Contemporary Architecture
- Fernandina Beach Middle School Rated A-
- Deck
- Home Office
About This Home
Nestled behind the private gates of Ocean Gallery on Amelia Island's sought-after north end, 548 Sea Island Drive is a rare custom-built home that blends luxurious design, modern technology, and unmatched privacy. Just a short walk from the beach, this stunning three-level home with elevator offers the perfect balance of coastal living and sophisticated amenities. Designed with beauty and functionality in mind, the home features a state-of-the-art audio system, a fully equipped movie theater (easily convertible to an additional bedroom), and a chef-inspired kitchen with quartz countertops, soft-close cabinetry, high-end gas appliances, and an oversized walk-in pantry. The opulent master suite is a true retreat with custom closets and a spa-like bath featuring a multi-head shower with body jets. Throughout the home, you'll find high-end finishes, hardwood-look tile, custom paint, and refined architectural details. Versatile living spaces include a media room, second-floor beverage bar and expansive balconies with breathtaking ocean views. Advanced HVAC with three zoned units, fiber internet, smart home tech, and a whole-home generator ensure comfort and convenience. This home also has a secret safe room not shown on floor-plan. Enjoy outdoor living with a gas-heated custom saltwater pool and waterfall, mature landscaping, and an expansive paver patio ideal for entertaining. The finished garage includes built-in cabinetry, ample storage, and a dedicated EV charger. Located minutes from world-class dining, shopping, and historic Fernandina Beach, this is your opportunity to live in timeless island luxury.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $13,103
Year Built
- Built in 2022
Lot Details
- 4,792 Sq Ft Lot
- Lot Dimensions are 109 x 43
- East Facing Home
- Back Yard Fenced
- Front and Back Yard Sprinklers
- Cleared Lot
HOA Fees
- $150 Monthly HOA Fees
Parking
- 2 Car Garage
- Garage Door Opener
Home Design
- Contemporary Architecture
- Metal Roof
Interior Spaces
- 2,821 Sq Ft Home
- 3-Story Property
- Open Floorplan
- Wet Bar
- Entrance Foyer
- Living Room
- Dining Room
- Home Office
- Tile Flooring
- Ocean Views
Kitchen
- Breakfast Bar
- Gas Oven
- Gas Cooktop
- Dishwasher
- Kitchen Island
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- Bathtub With Separate Shower Stall
Laundry
- Laundry on upper level
- Dryer
- Washer
Home Security
- Security System Owned
- Fire and Smoke Detector
Accessible Home Design
- Accessible Elevator Installed
- Accessibility Features
- Accessible Entrance
Outdoor Features
- Gas Heated Pool
- Deck
- Patio
Schools
- Emma Love Hardee Elementary School
- Fernandina Beach Middle School
- Fernandina Beach High School
Utilities
- Zoned Cooling
- Heating Available
- 220 Volts in Garage
- Whole House Permanent Generator
- Natural Gas Connected
- Tankless Water Heater
- Water Softener is Owned
Community Details
- The Islands Club Association
- Amelia Island Subdivision
Listing and Financial Details
- Assessor Parcel Number 000031142R00200000
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $13,036 | $757,128 | -- | -- |
| 2023 | $13,036 | $735,076 | $0 | $0 |
| 2022 | $4,411 | $240,000 | $240,000 | $0 |
| 2021 | $1,912 | $190,000 | $190,000 | $0 |
| 2020 | $1,788 | $175,000 | $175,000 | $0 |
| 2019 | $1,030 | $50,000 | $50,000 | $0 |
| 2018 | $734 | $36,100 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/14/2025 07/14/25 | Price Changed | $1,800,000 | -2.7% | $638 / Sq Ft |
| 06/17/2025 06/17/25 | Price Changed | $1,850,000 | -1.3% | $656 / Sq Ft |
| 05/08/2025 05/08/25 | Price Changed | $1,875,000 | -1.3% | $665 / Sq Ft |
| 04/08/2025 04/08/25 | For Sale | $1,900,000 | -- | $674 / Sq Ft |
Source: realMLS (Northeast Florida Multiple Listing Service)
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $220,000 | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $301,000 | Credit Line Revolving | |
| Open | $757,562 | New Conventional | |
| Closed | $198,000 | Future Advance Clause Open End Mortgage |
Source: Public Records
Similar Homes in Fernandina Beach, FL
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 2086430
APN: 00-00-31-142R-0020-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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