Seller's Agent in 2023
Debby Stevenson
Greenridge Realty S Rath
(231) 510-5727
476 Total Sales
5481 W Ridge Dr Ludington, MI 49431
Estimated Value: $213,000 - $404,000
2
Beds
1
Bath
855
Sq Ft
$344/Sq Ft
Est. Value
Highlights
- 50 Feet of Waterfront
- Boat Ramp
- Traditional Architecture
- Lakeview Elementary School Rated A-
- Deck
- 2 Car Attached Garage
About This Home
As of August 2023Hopkins Lake waterfront - 2015 custom built home located between Pentwater & Ludington. Lower level walkout offers you a two stall heated garage & full bedroom (behind the 3rd faux garage door on the right). In floor radiant heat in upper level custom bathroom. Electric baseboard heat & 2 mini splits keep you warm & cool all year. Custom Decora cabinetry in the kitchen w/quartz counter tops & Koehler fixtures. Open floor plan w/solid wood floors in living/dining room/kitchen & stainless steel appliances. 2nd bedroom & laundry closet with combo W/D unit complete the upper level. Energy efficient home would make a great vacation home, primary home or long term rental. 400 sq ft deck & groomed stone path down to the waterfront for your golf cart. NO short term rentals.
Last Agent to Sell the Property
Greenridge Realty S Rath License #6502347161 Listed on: 05/18/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,709
Year Built
- Built in 2015
Lot Details
- 1.87 Acre Lot
- 50 Feet of Waterfront
- Property fronts a private road
- Flag Lot
- Property is zoned AR, AR
HOA Fees
- $42 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Traditional Architecture
- Brick or Stone Mason
- Composition Roof
- Vinyl Siding
- Stone
Interior Spaces
- 855 Sq Ft Home
- 2-Story Property
- Low Emissivity Windows
- Insulated Windows
- Living Room
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Basement
- Walk-Out Basement
- Partial Basement
Outdoor Features
- Water Access
- Deck
Utilities
- Cooling System Mounted In Outer Wall Opening
- Forced Air Heating System
- Baseboard Heating
- Well
- Electric Water Heater
- Septic System
Community Details
Recreation
- Boat Ramp
- Community Boat Launch
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Sep 4, 2024
Sold by
Nichols Lynnette and Nichols Kyle
Bought by
Nichols Lynnette and Nichols Kyle
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$287,000
Outstanding Balance
$284,480
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
-$8,913
Purchase Details
Closed on
Dec 30, 2014
Sold by
Rands Ronald W and Rands Brenda J
Bought by
Hacker Mark W and Hacker Rhonda L
Purchase Details
Closed on
Aug 12, 2014
Sold by
Rands Ronald W and Rands Brenda J
Bought by
Rands Ronald W and Rands Brenda J
Purchase Details
Closed on
Jun 15, 2011
Sold by
Roach William L and Severance Roach Roberta
Bought by
West Shore Community College Foundation
Purchase Details
Closed on
Sep 22, 2005
Sold by
Hopkins Lake Deve
Bought by
William L Roach and William Reoberta Seve
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
5.88%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Nichols Lynnette | -- | None Listed On Document | |
| Hacker Mark W | -- | None Available | |
| Rands Ronald W | -- | None Available | |
| West Shore Community College Foundation | -- | None Available | |
| William L Roach | $55,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Nichols Lynnette | $287,000 | |
| Previous Owner | Sweet Kristy K | $20,000 | |
| Previous Owner | Hacker Mark W | $45,000 | |
| Previous Owner | Hacker Mark W | $90,000 | |
| Previous Owner | Hacker Mark W | $50,000 | |
| Previous Owner | Hacker Mark W | $30,500 | |
| Previous Owner | William L Roach | $60,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/31/2023 08/31/23 | Sold | $276,000 | -4.5% | $323 / Sq Ft |
| 08/12/2023 08/12/23 | Pending | -- | -- | -- |
| 06/12/2023 06/12/23 | Price Changed | $289,000 | -3.3% | $338 / Sq Ft |
| 05/18/2023 05/18/23 | For Sale | $299,000 | -- | $350 / Sq Ft |
Source: Southwestern Michigan Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,720 | $91,800 | $91,800 | $0 |
| 2024 | -- | $98,000 | $98,000 | $0 |
| 2023 | -- | $79,900 | $79,900 | $0 |
| 2022 | -- | $64,600 | $0 | $0 |
| 2021 | -- | $59,600 | $0 | $0 |
| 2020 | -- | -- | $0 | $0 |
| 2019 | -- | -- | $0 | $0 |
| 2018 | -- | -- | $0 | $0 |
| 2017 | -- | -- | $0 | $0 |
| 2016 | -- | -- | $0 | $0 |
| 2013 | -- | -- | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Debby Stevenson
-
Mary Jo Pung
Buyer's Agent in 2023
Mary Jo Pung
Greenridge Realty S Rath
(231) 690-1587
192 Total Sales
Map
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 23016407
APN: 010-750-000-019-00
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