$508,500
SOLD JUL 17, 2025
3 Beds
2 Baths
2,060 Sq Ft
6,316 Sq Ft Lot

Recently Sold

$247 Per Sq Ft

2% Below List Price

16 Days on Market

Highlights

  • Panoramic View
  • Seasonal Pond
  • Engineered Wood Flooring
  • Open Floorplan
  • Vaulted Ceiling
  • Pond in Community

About This Home

As of July 2025

This 2020 built rancher boasts nearly 2,100 sq. ft, and will appeal to those that want one level split bedroom living that offers the chance to relax or entertain guests, raise a family, or enjoy the empty nest.
Conveniently located in the desirable Millstone Cottages, off Hwy 27 and just 10 minutes to downtown, it offers modern comfort and timeless appeal. This home provides breathtaking views from the back porch and many rooms.
Inside, the spacious Great Room features vaulted ceilings, recessed lighting, and a cozy gas fireplace. The chef's kitchen is a standout, with a large granite island, gas stove, Whirlpool appliances, and a decorative exhaust hood. The split floor plan, for those who like their privacy, offers and an expansive primary suite that boasts double tray ceilings, motorized window shades, and a luxurious walk-in closet, with easy access to the laundry room.
Other highlights include a beautifully landscaped front and back yard with Zoysia grass, Low maintenance evergreen plants, and a privacy-enhancing design. The screened-in back porch, with retractable shades and ceiling fan, offers year-round comfort, while the patio with a Western cedar pergola creates an inviting space for outdoor living.
Meticulously maintained, this home also features a 2-car garage, motion-activated lights, great closet space with additional storage in the attic, and high-end finishes throughout. With its prime location and exceptional features, it combines luxury with everyday convenience. This stunning property is a must-see!

Last Agent to Sell the Property

Joey Winslett

Better Homes and Gardens Real Estate Signature Brokers License #330003 Listed on: 05/28/2025

Better Homes and Gardens Real Estate Signature Brokers

Co-Listed By

Belinda Winslett

Better Homes and Gardens Real Estate Signature Brokers License #282054

Last Buyer's Agent

Kathy Boehm

Real Estate Partners Chattanooga LLC License #294642

Real Estate Partners Chattanooga LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,016

Year Built

  • Built in 2019

Lot Details

  • 6,316 Sq Ft Lot
  • Lot Dimensions are 55x115
  • Landscaped
  • Level Lot
  • Few Trees
  • Garden
  • Back and Front Yard

HOA Fees

  • $43 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Parking Available
  • Parking Accessed On Kitchen Level
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Panoramic
  • Woods
  • Mountain
  • Hills
  • Valley
  • Garden
  • Neighborhood

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Asphalt Roof
  • HardiePlank Type
  • Stone

Interior Spaces

  • 2,060 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Crown Molding
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Gas Log Fireplace
  • Awning
  • ENERGY STAR Qualified Windows
  • Shades
  • Blinds
  • Drapes & Rods
  • Window Screens
  • Entrance Foyer
  • Great Room with Fireplace
  • Sitting Room
  • Game Room with Fireplace
  • Screened Porch
  • Storage
  • Fire and Smoke Detector

Kitchen

  • Free-Standing Gas Oven
  • Self-Cleaning Oven
  • Free-Standing Gas Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • ENERGY STAR Qualified Appliances
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Engineered Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Dual Closets
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Attic

  • Attic Floors
  • Storage In Attic
  • Pull Down Stairs to Attic
  • Unfinished Attic

Accessible Home Design

  • Enhanced Accessible Features
  • Accessibility Features
  • Accessible Approach with Ramp

Eco-Friendly Details

  • ENERGY STAR Qualified Equipment for Heating

Outdoor Features

  • Seasonal Pond
  • Screened Patio
  • Terrace
  • Pergola
  • Rain Gutters

Schools

  • Red Bank Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • ENERGY STAR Qualified Air Conditioning
  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Underground Utilities
  • Gas Available
  • ENERGY STAR Qualified Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 099b G 010

Community Details

Overview

  • Association fees include ground maintenance
  • Millstone Cottages Subdivision
  • On-Site Maintenance
  • Pond in Community
  • Seasonal Pond

Recreation

  • Trails

Security

  • Resident Manager or Management On Site
  • Building Fire Alarm

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,016

Year Built

Built in 2019

Lot Details

0

HOA Fees

$43 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.15
  • Lot Size: 55x115
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: 11017
  • Co List Office Phone: 423-362-4444
  • Subdivision Name: Millstone Cottages
  • Directions: Hwy 27 North Mountain Creek Rd Exit of Red Bank, Right on Mountain Creek Rd, Right on Abby Grace Loop, Left on Abby Grace, home is around loop on right.
  • Above Grade Finished Sq Ft: 2060.0
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 2060.0
  • New Construction: No
  • Building Stories: 1
  • Structure Type: House
  • Year Built: 2019
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 099b G 010
  • Location Tax and Legal Elementary School: Red Bank Elementary
  • Location Tax and Legal Middle Or Junior School2: Red Bank Middle
  • Location Tax and Legal High School: Red Bank High School
  • Location Tax and Legal:Tax Annual Amount: 4016.13
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 2060.0
  • General Property Information Enhanced Accessible2: Yes
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.145
  • General Property Information Lot Size Square Feet2: 6316.26
  • General Property Information Lot Size Dimensions: 55x115
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Roof Asphalt5: Yes
  • Security Features:Smoke Detector(s): Yes
  • Levels:One: Yes
  • View:Mountain(s): Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Shower: Yes
  • General Property Information Stories2: 1
  • Other Structures:Pergola: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Architectural Style Ranch: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Interior Features Sitting Area: Yes
  • Interior Features Split Bedrooms2: Yes
  • Laundry Features:Main Level: Yes
  • Parking Features Kitchen Level2: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Flooring Engineered Hardwood: Yes
  • Brick and Stone Features Partial Stone: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Appliances Water Heater2: Yes
  • Utilities:Natural Gas Connected: Yes
  • View TreesWoods: Yes
  • Community Features Pond3: Yes
  • Structure Type:House: Yes
  • Utilities:Cable Connected: Yes
  • Attic Features Pull-Down Stairs: Yes
  • Laundry Features:Inside: Yes
  • Security Features:Fire Alarm: Yes
  • Utilities:Phone Connected: Yes
  • Attic Features Unfinished2: Yes
  • Cooling ENERGY STAR Qualified Equipment: Yes
  • Association Amenities Maintenance Grounds3: Yes
  • Association Amenities Management4: Yes
  • View:Valley: Yes
  • View:Neighborhood: Yes
  • View Hills: Yes
  • View Garden3: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Water Heater, Vented Exhaust Fan, Stainless Steel Appliance(s), Self Cleaning Oven, Range Hood, Microwave, Free-Standing Gas Range, Free-Standing Gas Oven, ENERGY STAR Qualified Water Heater, ENERGY STAR Qualified Appliances, Disposal, Dishwasher
  • Accessibility Features: Accessible Approach with Ramp, Grip-Accessible Features
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Gas Starter, Great Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Tile
  • Interior Amenities: Ceiling Fan(s), Chandelier, Crown Molding, Double Closets, Double Vanity, En Suite, Entrance Foyer, Granite Counters, High Ceilings, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, Separate Shower, Sitting Area, Split Bedrooms, Storage, Tray Ceiling(s), Tub/shower Combo, Vaulted Ceiling(s), Walk-In Closet(s)
  • Window Features: Blinds, Drapes, ENERGY STAR Qualified Windows, Screens, Shades, Window Coverings, Window Treatments
  • Appliances Dishwasher: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Free-Standing Gas Range: Yes
  • Attic Features:Storage Only: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Range Hood: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Appliances:Vented Exhaust Fan: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Granite Counters: Yes
  • Fireplace Features:Great Room2: Yes
  • Fireplace Features:Gas Starter: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Chandelier: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Tray Ceiling(s): Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Double Closets: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Appliances:Free-Standing Gas Oven: Yes
  • Community Features:Curbs: Yes
  • Appliances:ENERGY STAR Qualified Water Heater: Yes
  • Appliances:ENERGY STAR Qualified Appliances: Yes
  • Appliances:Self Cleaning Oven: Yes
  • Attic Features:Floored: Yes

Exterior Features

  • Fencing: None
  • Lot Features: Back Yard, Few Trees, Front Yard, Landscaped, Level, Views
  • Pool Features: None
  • View: Garden, Hills, Mountain(s), Neighborhood, Panoramic, Trees/Woods, Valley
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, HardiPlank Type, Stone
  • Exterior Features: Awning(s), Garden, Rain Gutters
  • Foundation Details: Slab
  • Other Structures: Pergola
  • Patio And Porch Features: Awning(s), Front Porch, Patio, Porch, Porch - Covered, Porch - Screened, Rear Porch, Screened, Side Porch, Terrace
  • Roof: Asphalt, Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Lot Features:Back Yard2: Yes
  • Construction Materials:Stone: Yes
  • Window Features:Window Treatments: Yes
  • Exterior Features:Garden: Yes
  • Lot Features:Front Yard2: Yes
  • Lot Features:Landscaped: Yes
  • Accessibility Features:Grip-Accessible Features: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Lot Features:Views: Yes
  • Window Features:Blinds: Yes
  • Window Features:Screens: Yes
  • Window Features:Shades: Yes
  • Accessibility Features:Accessible Approach with Ramp: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Lot Features:Few Trees: Yes
  • Exterior Features:Awning(s): Yes
  • Window Features:ENERGY STAR Qualified Windows: Yes
  • Window Features:Drapes: Yes
  • Patio and Porch Features:Side Porch: Yes
  • Construction Materials:HardiPlank Type: Yes
  • Patio And Porch Features:Screened: Yes
  • Patio And Porch Features:Awning(s)2: Yes
  • View:Panoramic: Yes
  • Window Features:Window Coverings: Yes
  • Patio And Porch Features:Terrace: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: No
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Concrete3: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Main Level, Washer Hookup
  • Security: Fire Alarm, Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Electric, ENERGY STAR Qualified Equipment
  • Cooling Y N: Yes
  • Heating: Central, Electric, ENERGY STAR Qualified Equipment
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Phone Connected, Sewer Connected, Water Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes
  • Heating:ENERGY STAR Qualified Equipment2: Yes

Condo/Co-op/Association

  • Community Features: Curbs, Pond
  • Senior Community: No
  • Amenities: Maintenance Grounds, Management, Pond Seasonal, Trail(s)
  • Association Fee: 43.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 43.0
  • General Property Information:Association Fee Frequency: Monthly
  • Association Amenities:Trail(s): Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Amenities:Pond Seasonal: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds

Schools

  • Elementary School: Red Bank Elementary
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle

Lot Info

  • Lot Size Sq Ft: 6316.26
  • Additional Parcels: No
  • Parcel #: 099b G 010

Tax Info

  • Tax Annual Amount: 4016.13

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 28, 2025
Closed on
Jul 17, 2025
Sold by
Woodward Terry L and Woodward Sally C
Bought by
Jeri H Morrill Living Trust and Morrill
Seller's Agent
Joey Winslett
Better Homes and Gardens Real Estate Signature Brokers
Buyer's Agent
Kathy Boehm
Real Estate Partners Chattanooga LLC
List Price
$519,900
Sold Price
$508,500
Premium/Discount to List
-$11,400
-2.19%
Views
14

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.57%

Purchase Details

Closed on
Jan 3, 2020
Sold by
Rtb Holdings Llc
Bought by
Woodward Sally C and Woodward Terry L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$321,210
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 18, 2019
Sold by
Mike Charlie Properties Llc
Bought by
Alpha Zulu Development Company Llc

Purchase Details

Closed on
Jan 18, 2018
Sold by
Alpha Zulu Development Company Llc
Bought by
Rtb Holdings Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$268,000
Interest Rate
4.6%
Mortgage Type
Construction
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $508,500 Title Guaranty & Trust
Warranty Deed $356,900 Warranty Title Ins Co Inc
Warranty Deed $80,000 Warranty Title Ins Co Inc
Warranty Deed $87,500 Warranty Title Ins Co Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $321,210 New Conventional
Previous Owner $268,000 Construction
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/17/2025 07/17/25 Sold $508,500 -2.2% $247 / Sq Ft
06/13/2025 06/13/25 Pending -- -- --
05/28/2025 05/28/25 For Sale $519,900 0.0% $252 / Sq Ft
05/20/2025 05/20/25 Pending -- -- --
04/30/2025 04/30/25 Price Changed $519,900 -0.5% $252 / Sq Ft
04/22/2025 04/22/25 Price Changed $522,500 -0.5% $254 / Sq Ft
03/27/2025 03/27/25 For Sale $525,000 -- $255 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,002 $89,500 $0 $0
2023 $2,002 $89,500 $0 $0
2022 $2,002 $89,500 $0 $0
2021 $2,002 $89,500 $0 $0
2020 $2,379 $41,975 $0 $0
2019 $1,161 $41,975 $0 $0
2018 $0 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1509883

Greater Chattanooga REALTORS®

APN: 099B-G-010