$655,000
SOLD SEP 2, 2025

5491 Lake Sarah Heights Dr Loretto, MN 55357

4 Beds
3 Baths
2,602 Sq Ft
0.5 Acres

Recently Sold

$252 Per Sq Ft

13% Below List Price

31 Days on Market

Highlights

  • 122 Feet of Waterfront
  • Family Room with Fireplace
  • 3 Car Attached Garage
  • Delano Elementary School Rated A
  • No HOA
  • Wet Bar

About This Home

As of September 2025

Exceptional opportunity on Lake Sarah! With 122 feet of gently sloping, south-facing shoreline, this lot offers incredible sun exposure, panoramic lake views, and the perfect setting for your dream home. The current structure—used as a rental for the past 10 years—is in rough condition and likely a remodel or rebuild, making this an ideal canvas for new construction.

Whether you're envisioning a luxurious lakeside retreat or a modern custom build, this rare lot offers unmatched potential on one of the area's most desirable recreational lakes. Bring your builder or contractor and unlock the full value of this prime lakeshore property!

Last Agent to Sell the Property

Jeff Young

Edina Realty, Inc. Listed on: 07/02/2025

Edina Realty, Inc.

Last Buyer's Agent

Joseph Lomando

JPW Realty

JPW Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,916

Year Built

  • Built in 1971

Lot Details

  • 0.5 Acre Lot
  • 122 Feet of Waterfront
  • Lake Front
  • Many Trees

Parking

  • 3 Car Attached Garage

Home Design

  • Bi-Level Home

Interior Spaces

  • Wet Bar
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Dining Room
  • Finished Basement

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Utilities

  • Forced Air Heating and Cooling System
  • Well

Community Details

  • No Home Owners Association
  • Beamish Shores 2Nd Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0111824230007

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,916

Year Built

Built in 1971

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: Well
  • Year Built: 1971
  • Above Grade Finished Sq Ft: 1356
  • Water Body Name: Sarah
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished
  • Appliances: Dishwasher, Range, Refrigerator
  • Fireplace Features: Family Room, Living Room
  • Living Area: 2602
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1246
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bar/Wet Bar Room

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age Over 8 Years
  • View: Lake, Panoramic, South
  • PatioPorchType: Deck,Patio
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 4-10
  • Waterfront Frontage: 122

Garage/Parking

  • Parking Features: Attached Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Delano
  • SchoolDistrictPhone: 763-972-3365

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 122Lx195x189x110
  • Lot Size Sq Ft: 21780
  • Land Lease: No
  • Lot Features: Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Fiber Board

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 0111824230007
  • Tax Annual Amount: 7916
  • TaxWithAssessments: 7916.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 2, 2025
Closed on
Aug 27, 2025
Sold by
Team Fisher Llc
Bought by
Cluff Christopher and Cluff Paulette
Seller's Agent
Jeff Young
Edina Realty, Inc.
Buyer's Agent
Joseph Lomando
JPW Realty
List Price
$750,000
Sold Price
$655,000
Premium/Discount to List
-$95,000
-12.67%
Views
47
Current Estimated Value
$672,051

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,051
Avg. Annual Appreciation
9.99%
Original Mortgage
$196,500
Outstanding Balance
$196,324
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$475,727

Purchase Details

Closed on
Aug 15, 2008
Sold by
Popp Jeanne K
Bought by
Fisher Todd E and Fisher Andrea

Purchase Details

Closed on
Jul 29, 2003
Sold by
Cameron Daniel G and Cameron Patricia A
Bought by
Popp Thomas G and Popp Jeanne K
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $655,000 Edina Realty Title
Warranty Deed $470,000 --
Warranty Deed $550,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $196,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/02/2025 09/02/25 Sold $655,000 -9.7% $252 / Sq Ft
08/02/2025 08/02/25 Pending -- -- --
07/21/2025 07/21/25 Price Changed $725,000 -3.3% $279 / Sq Ft
07/02/2025 07/02/25 For Sale $750,000 -- $288 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,916 $649,100 $401,500 $247,600
2023 $7,089 $602,000 $346,500 $255,500
2022 $6,927 $568,000 $347,000 $221,000
2021 $6,456 $506,000 $356,000 $150,000
2020 $5,909 $466,000 $321,000 $145,000
2019 $5,832 $411,000 $277,000 $134,000
2018 $5,893 $389,000 $252,000 $137,000
2017 $5,619 $357,000 $228,000 $129,000
2016 $5,437 $333,000 $218,000 $115,000
2015 $4,411 $333,000 $218,000 $115,000
2014 -- $309,000 $208,000 $101,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6742609

NorthstarMLS

APN: 01-118-24-23-0007