5497 Abby Grace Loop Chattanooga, TN 37415
Falling Water NeighborhoodEstimated payment $2,654/month
Highlights
- Open Floorplan
- Engineered Wood Flooring
- Covered Patio or Porch
- Contemporary Architecture
- Private Yard
- 2 Car Attached Garage
About This Home
Motivated Sellers! Bring us your best offer! All reasonable offers will be carefully reviewed and considered. Welcome to Millstone Cottages -- where you truly get the best of both worlds. Tucked away in one of Chattanooga's hidden gems, this nearly new home offers the rare combination of peaceful country living while being just minutes from downtown Chattanooga. Whether you work in the city, love a vibrant social scene, or enjoy dining and entertainment, everything you need is close by -- yet when you come home, it feels quiet, private, and serene. Step inside and you're immediately welcomed by an open-concept layout designed for modern living. The spacious living, kitchen, and dining areas flow seamlessly together, highlighted by beautiful hardwood floors throughout the main level. The kitchen features granite countertops, stainless steel appliances, and ample space to gather. Anchoring the living area is an oversized fireplace that creates a warm, inviting atmosphere perfect for relaxing evenings or hosting friends and family. Out back, you'll find a manageable yard with endless potential -- a blank canvas ready to become your private oasis with just a few personal touches. Upstairs, the primary suite is a true retreat, complete with a trey ceiling, large walk-in closet, and a spa-like bathroom featuring dual granite vanities and a 5-foot walk-in tile shower. Two additional spacious bedrooms, an oversized full bath, and a generous laundry room complete the upper level, offering both comfort and functionality. If you've been searching for a home that offers convenience, tranquility, and beautiful views of Signal Mountain -- all within a welcoming community -- this is it. Homes like this don't last long. Schedule your showing today.
Buyers are responsible for completing their own due diligence and verifying the accuracy of all property information provided.
Listing Agent
Weichert Realtors-The Space Place License #350115 Listed on: 03/04/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,657
Year Built
- Built in 2019
Lot Details
- 8,424 Sq Ft Lot
- Lot Dimensions are 39x132x78x156
- Wood Fence
- Private Yard
- Back Yard
HOA Fees
- $55 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
- On-Street Parking
- Off-Street Parking
Home Design
- Contemporary Architecture
- Shingle Roof
- Cement Siding
- Concrete Perimeter Foundation
Interior Spaces
- 2,150 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Gas Log Fireplace
- Vinyl Clad Windows
- Blinds
- Family Room with Fireplace
- Pull Down Stairs to Attic
Kitchen
- Eat-In Kitchen
- Free-Standing Electric Range
- Recirculated Exhaust Fan
- Microwave
- Dishwasher
Flooring
- Engineered Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- Double Vanity
- Bidet
Laundry
- Laundry Room
- Washer and Dryer
Home Security
- Smart Thermostat
- Fire and Smoke Detector
Outdoor Features
- Covered Patio or Porch
Schools
- Red Bank Elementary School
- Red Bank Middle School
- Red Bank High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Phone Available
- Cable TV Available
Community Details
- Millstone Cottages Subdivision
Listing and Financial Details
- Assessor Parcel Number 099b F 021
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,382 | $91,200 | $0 | $0 |
| 2024 | $1,823 | $81,500 | $0 | $0 |
| 2023 | $1,823 | $81,500 | $0 | $0 |
| 2022 | $1,823 | $81,500 | $0 | $0 |
| 2021 | $1,823 | $81,500 | $0 | $0 |
| 2020 | $2,075 | $17,500 | $0 | $0 |
| 2019 | $484 | $17,500 | $0 | $0 |
| 2018 | $0 | $0 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/10/2026 04/10/26 | Price Changed | $429,900 | -1.1% | $200 / Sq Ft | |
| 03/19/2026 03/19/26 | Price Changed | $434,900 | -1.1% | $202 / Sq Ft | |
| 03/14/2026 03/14/26 | Price Changed | $439,900 | -1.1% | $205 / Sq Ft | |
| 03/11/2026 03/11/26 | Price Changed | $444,900 | -1.1% | $207 / Sq Ft | |
| 03/09/2026 03/09/26 | Price Changed | $449,900 | -1.1% | $209 / Sq Ft | |
| 03/07/2026 03/07/26 | Price Changed | $454,900 | -1.1% | $212 / Sq Ft | |
| 03/04/2026 03/04/26 | For Sale | $459,900 | +55.0% | $214 / Sq Ft | |
| 08/16/2019 08/16/19 | Sold | $296,655 | +2.3% | $165 / Sq Ft | View Prior Sale |
| 08/12/2019 08/12/19 | Pending | -- | -- | -- | |
| 08/12/2019 08/12/19 | For Sale | $289,900 | -- | $161 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $296,655 | Warranty Title Ins Co Inc | |
| Warranty Deed | $85,000 | Warranty Title Ins Co Inc |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $239,150 | New Conventional | |
| Previous Owner | $231,000 | Construction |
Source: Greater Chattanooga REALTORS®
MLS Number: 1529706
APN: 099B-F-021
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