NOT LISTED FOR SALE

55 Elder St Schenectady, NY 12304

Estimated Value: $257,000 - $282,000

4 Beds
3 Baths
1,600 Sq Ft
$170/Sq Ft Est. Value

Last Sold July 07, 2023

Last sale price $237,000 $148 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $1,880/month

9 Days on Market

Highlights

  • Colonial Architecture
  • Finished Attic
  • No HOA
  • Wood Flooring
  • Full Attic
  • Covered Patio or Porch

About This Home

As of July 2023

Welcome Home to this wonderful very well maintained & updated Colonial! This home is in excellent condition & features an inviting front porch w/ a white picket fence!!! 1st fl welcomes you with a cozy living room & formal dining room, kitchen w/stainless steel appliances, ceramic tile & island, laundry area & also full updated bathroom w/ storage. 2nd floor features 3 bedrooms w/ den or additional bedroom which flows into a finished attic & large updated bathroom with ceramic tile. Full finished walkout basement w/ bonus room, full bathroom w/ standup shower & wet bar! Fenced in yard, covered patio great for entertaining & 1 car Garage. New Roof 2020 Come make this your new home! Don't pass up all this house for this amazing price!

Last Agent to Sell the Property

Rachel Henley

Henley Homes, Inc License #10311208614 Listed on: 05/09/2023

Last Buyer's Agent

Paul Longo

Miranda Real Estate Group Inc License #10401333869

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,145

Year Built

  • Built in 1910

Lot Details

  • 3,485 Sq Ft Lot
  • Gated Home
  • Back and Front Yard Fenced
  • Level Lot

Parking

  • 1 Car Detached Garage

Home Design

  • Colonial Architecture
  • Block Foundation
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • Tray Ceiling
  • Paddle Fans
  • Home Security System

Kitchen

  • Range
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Ceramic Tile in Bathrooms

Laundry

  • Laundry on main level
  • Washer and Dryer

Attic

  • Full Attic
  • Finished Attic

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting

Schools

  • Schenectady High School

Utilities

  • No Cooling
  • Baseboard Heating
  • Hot Water Heating System
  • 200+ Amp Service
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 32 / 1
  • Assessor Parcel Number 202230476

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,145

Year Built

Built in 1910

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1910
  • Directions: State St to Elder
  • Above Grade Finished Sq Ft: 1600.0
  • Architectural Style: Colonial
  • Financial Details General Taxes: 3041.19
  • General Taxes Description: Actual
  • Financial Details School Taxes: 2103.44
  • School Taxes Description: Actual
  • Lot Size Acres: 0.08
  • New Construction: No
  • Parking Features Parking Total: 2.0
  • Full Bathroom Level: First
  • Laundry Room Level: First
  • Sale Detail Buyer Zip Code: 11432
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Laundry Features:Main Level: Yes
  • Architectural Style:Colonial: Yes
  • Fencing:Back Yard: Yes
  • Percent Basement Finished: Yes
  • Flooring:Ceramic Tile: Yes
  • Flooring:Wood: Yes
  • Foundation Details:Block2: Yes
  • Electric:_two_00 Amp Service: Yes
  • Fencing:Front Yard: Yes
  • Special Features: None

Interior Features

  • Flooring: Wood, Ceramic Tile
  • Basement: Finished, Full, Walk-Out Access
  • Interior Amenities: High Speed Internet, Paddle Fan, Tray Ceiling(s), Ceramic Tile Bath, Kitchen Island
  • Appliances: Dishwasher, Range, Refrigerator, Washer/Dryer
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 600.0
  • Living Area: 1600.0
  • Bedroom Level: Second
  • Den Level: Second
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Bathroom Levels Full Bathroom 3: Basement
  • Appliances Dishwasher: Yes
  • Basement:Walk-Out Access: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Full Basement: Yes
  • Appliances:WasherDryer: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Attic Features:Storage2: Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Attic Features:Finished2: Yes
  • Appliances Range: Yes
  • Attic Features:Full2: Yes
  • Interior Features:Tray Ceiling(s): Yes

Exterior Features

  • Exterior Features: Drive-Paved, Lighting
  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Fencing: Back Yard, Front Yard, Gate
  • Foundation Details: Block
  • Other Structures: Garage(s)
  • Patio And Porch Features: Covered, Front Porch, Patio
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:Drive-Paved: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Lighting: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Covered: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Paved, Detached
  • Attached Garage: No
  • Total Parking Spaces: 2.0
  • Property Detail:Garage Spaces: 1.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Paved: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Detached: Yes
  • Other Structures:Garage(s): Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: None
  • Electric: 200+ Amp Service
  • Heating: Baseboard, Hot Water
  • Laundry Features: Main Level
  • Security: Security System
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Baseboard: Yes
  • Heating:Hot Water: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Level
  • Parcel #: 202230476
  • Lot Size Sq Ft: 3484.8
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5144.63
  • Tax Block: 1
  • Tax Lot: 32
  • Tax Tract: 49.60

MLS Schools

  • HighSchool: Schenectady

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 9, 2023
Closed on
Jul 7, 2023
Sold by
Manroop Christine and Manroop Sunil
Bought by
Ishmael Nirupa D
Seller's Agent
Rachel Henley
Henley Homes, Inc
Buyer's Agent
Paul Longo
Miranda Real Estate Group Inc
List Price
$239,900
Sold Price
$237,000
Premium/Discount to List
-$2,900
-1.21%
Views
55
Current Estimated Value
$272,446

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$35,446
Avg. Annual Appreciation
9.43%

Purchase Details

Closed on
Jun 22, 2009
Sold by
Barakat Sachie
Bought by
Manroop Christine Sunil

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$58,000
Interest Rate
4.86%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 15, 2005
Sold by
Singh Pooran
Bought by
Borakat Sachie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
5.68%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 16, 1998

Purchase Details

Closed on
Aug 7, 1997

Purchase Details

Closed on
May 9, 1995
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ishmael Nirupa D $237,000 Wfg National Title
Ishmael Nirupa D $237,000 Wfg National Title
Manroop Christine Sunil $108,000 Theresa Ries
Manroop Christine $108,000 None Available
Borakat Sachie $100,000 --
-- $5,900 --
-- $14,953 --
-- $25,668 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Manroop Christine $58,000
Previous Owner Borakat Sachie $95,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/07/2023 07/07/23 Sold $237,000 -1.2% $148 / Sq Ft
05/18/2023 05/18/23 Pending -- -- --
05/09/2023 05/09/23 For Sale $239,900 -- $150 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,228 $103,000 $15,500 $87,500
2023 $5,228 $103,000 $15,500 $87,500
2022 $4,615 $103,000 $15,500 $87,500
2021 $4,527 $103,000 $15,500 $87,500
2020 $4,410 $103,000 $15,500 $87,500
2019 $2,928 $103,000 $15,500 $87,500
2018 $4,393 $103,000 $15,500 $87,500
2017 $4,006 $103,000 $15,500 $87,500
2016 $4,563 $103,000 $15,500 $87,500
2015 -- $103,000 $15,500 $87,500
2014 -- $103,000 $15,500 $87,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202316327

Global MLS

APN: 049-060-0001-032-000-0000