55 Highland Terrace Gloversville, NY 12078
3
Beds
2
Baths
1,800
Sq Ft
14
Acres
Highlights
- 14 Acre Lot
- Private Lot
- Raised Ranch Architecture
- Deck
- Wooded Lot
- No HOA
About This Home
As of December 2019* OPEN HOUSE 9/29 1 to 3pm* Public Water, Public sewer, all on 14ac, A rare gem!! Owners have absolutely adored this one of a kind city property, and all that it has to offer. Since they Purchased this Home in 2016, they have added 7ac, put up a 14x24 garage w/electric, added to the already amazing landscaping, put on a front deck, new roof, and a sec. sys, new flooring throughout, fresh paint, and garage storage. Homeowners have left no stone un-turned. Here is your opportunity to have privacy and country feel, with all the amenities living in city limits has to offer. Excellent Condition
Last Agent to Sell the Property
Inglenook Realty Inc License #10401258972 Listed on: 08/10/2019
Last Buyer's Agent
Robyn Huckans
Huckans Patricia
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,505
Year Built
- Built in 1993
Lot Details
- 14 Acre Lot
- Cul-De-Sac
- Landscaped
- Private Lot
- Secluded Lot
- Irregular Lot
- Sloped Lot
- Cleared Lot
- Wooded Lot
- Garden
Parking
- 4 Car Garage
- Tuck Under Parking
- Driveway
- Off-Street Parking
Home Design
- Raised Ranch Architecture
- Metal Roof
- Vinyl Siding
Interior Spaces
- 1,800 Sq Ft Home
- Dry Bar
- Paddle Fans
- Sliding Doors
- Home Security System
- Laundry Room
- Property Views
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Accessible Home Design
- Accessible Kitchen
- Wheelchair Access
- Customized Wheelchair Accessible
- Accessible Approach with Ramp
Outdoor Features
- Deck
- Patio
- Exterior Lighting
- Outbuilding
- Porch
Utilities
- Cooling System Mounted In Outer Wall Opening
- Zoned Heating
- Heating System Uses Natural Gas
- Baseboard Heating
- Hot Water Heating System
- Gas Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 2.5 / 3
- Assessor Parcel Number 170500 134.17-3-2.5
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jan 25, 2022
Sold by
Kovacs Charles J
Bought by
Kovacs Charles J
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Outstanding Balance
$168,047
Interest Rate
3.69%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Estimated Equity
$56,099
Purchase Details
Listed on
Aug 10, 2019
Closed on
Dec 31, 2019
Sold by
Cole Julie
Bought by
Kovacs Charles J and Kovacs
Seller's Agent
Mary Calabrese
Inglenook Realty Inc
Buyer's Agent
Robyn Huckans
Huckans Patricia
List Price
$189,900
Sold Price
$179,000
Premium/Discount to List
-$10,900
-5.74%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.03%
Original Mortgage
$175,757
Interest Rate
3.62%
Mortgage Type
FHA
Purchase Details
Listed on
Aug 1, 2016
Closed on
Oct 4, 2016
Sold by
Manning Jr. Robert P
Bought by
Cole Sr. Edward
Seller's Agent
Mythili Madhyastha
Coldwell Banker Prime Properties
Buyer's Agent
Mary Calabrese
Inglenook Realty Inc
List Price
$128,500
Sold Price
$130,000
Premium/Discount to List
$1,500
1.17%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.48%
Original Mortgage
$123,500
Interest Rate
3.44%
Mortgage Type
New Conventional
Purchase Details
Listed on
Dec 1, 2014
Closed on
Mar 27, 2015
Sold by
Nigro Richard A
Bought by
Manning Jr. Robert P
Seller's Agent
Clayton Sitterly
Coldwell Banker Arlene M. Sitt
Buyer's Agent
Mythili Madhyastha
Coldwell Banker Arlene M. Sitt
List Price
$129,900
Sold Price
$127,200
Premium/Discount to List
-$2,700
-2.08%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.43%
Original Mortgage
$127,200
Interest Rate
3.68%
Mortgage Type
New Conventional
Similar Homes in Gloversville, NY
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Misc Company | |
| Deed | $179,000 | None Available | |
| Deed | $130,000 | Anthony Casale | |
| Deed | $127,200 | Mary S. Brown, Esq. |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $180,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $175,757 | FHA | |
| Previous Owner | $123,500 | New Conventional | |
| Previous Owner | $127,200 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/18/2019 12/18/19 | Sold | $179,000 | -0.5% | $99 / Sq Ft |
| 10/22/2019 10/22/19 | Pending | -- | -- | -- |
| 09/08/2019 09/08/19 | Price Changed | $179,900 | -5.3% | $100 / Sq Ft |
| 08/09/2019 08/09/19 | For Sale | $189,900 | +46.1% | $106 / Sq Ft |
| 10/04/2016 10/04/16 | Sold | $130,000 | +1.2% | $97 / Sq Ft |
| 08/02/2016 08/02/16 | Pending | -- | -- | -- |
| 07/31/2016 07/31/16 | For Sale | $128,500 | +1.0% | $96 / Sq Ft |
| 03/27/2015 03/27/15 | Sold | $127,200 | -2.1% | $95 / Sq Ft |
| 01/22/2015 01/22/15 | Pending | -- | -- | -- |
| 05/29/2014 05/29/14 | For Sale | $129,900 | -- | $97 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,567 | $108,200 | $26,400 | $81,800 |
| 2023 | $3,393 | $108,200 | $26,400 | $81,800 |
| 2022 | $3,359 | $108,200 | $26,400 | $81,800 |
| 2021 | $3,284 | $108,200 | $26,400 | $81,800 |
| 2020 | $3,158 | $108,200 | $26,400 | $81,800 |
| 2019 | $0 | $108,200 | $26,400 | $81,800 |
| 2018 | $3,104 | $108,200 | $26,400 | $81,800 |
Source: Public Records
Agents Affiliated with this Home
-
Mary Calabrese
Seller's Agent in 2019
Mary Calabrese
Inglenook Realty Inc
(518) 844-2660
26 in this area
121 Total Sales
-
R
Buyer's Agent in 2019
Robyn Huckans
Huckans Patricia
-
M
Seller's Agent in 2016
Mythili Madhyastha
Coldwell Banker Prime Properties
-
C
Seller's Agent in 2015
Clayton Sitterly
Coldwell Banker Arlene M. Sitt
Map
Source: Global MLS
MLS Number: 201927579
APN: 170500 134.17-3-2.5
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