Seller's Agent in 2025
Tim Morissette
Coldwell Banker Realty
(949) 412-2233
74 in this area
115 Total Sales
55 Montecilo Foothill Ranch, CA 92610
4
Beds
3
Baths
2,371
Sq Ft
4,263
Sq Ft Lot
Highlights
- Gas Heated Pool
- Primary Bedroom Suite
- Clubhouse
- Foothill Ranch Elementary School Rated A
- Updated Kitchen
- Two Story Ceilings
About This Home
As of July 2025Live the Southern California lifestyle in the wonderful hillside community of Foothill Ranch at your new home — 55 Montecilo. If you love waking up to the sound of songbirds, this is the home for you. Nestled on a quiet, tree-lined street and backing to a lush greenbelt, this home offers exceptional privacy. This striking property boasts luxurious upgrades that surpass every home in its price range. The inviting courtyard is a perfect retreat for the weekend gardener. Exquisite interior architecture and light-filled rooms welcome you, while the family-oriented floor plan provides comfort and casual living space for everyone. Designed to meet all your needs, this home features 4 bedrooms, 3 bathrooms, including one downstairs bedroom and full bathroom, plus a spacious loft that could easily be converted into a 5th bedroom. Custom upgrades include: freshly painted interior, new vinyl flooring, new carpeting, remodeled kitchen, newly renovated primary bathroom, recessed lighting, upgraded light fixtures, and upgraded baseboards. A sweeping staircase leads to the upstairs bedrooms, including the expansive primary suite with vaulted ceilings, large windows overlooking the lush greenbelt, a newly renovated bathroom with dual vanities, a separate shower enclosure, large soaking tub, and a spacious walk-in closet. The two additional bedrooms share a Jack & Jill bathroom. The private, tranquil backyard backs to a lush, sloped greenbelt — the perfect setting for relaxation. Foothill Ranch HOA amenities include a recently upgraded Olympic-sized pool, spa, BBQ area, and clubhouse. As a resident, you'll enjoy four different parks featuring basketball, tennis, and hockey courts, sand volleyball, jungle gyms, baseball and soccer fields, plus world-class mountain biking and hiking trails. This home is also conveniently close to shopping, a library, restaurants, and the 241 toll road. Hurry — this one won't last long at this price!
Last Agent to Sell the Property
Coldwell Banker Realty Brokerage Phone: 949-412-2233 License #00629590 Listed on: 04/28/2025
Co-Listed By
Coldwell Banker Realty Brokerage Phone: 949-412-2233 License #02130561
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,752
Year Built
- Built in 1991
Lot Details
- 4,263 Sq Ft Lot
- South Facing Home
- Vinyl Fence
- Wood Fence
- Landscaped
- Sprinkler System
- Lawn
- Garden
- Back Yard
HOA Fees
- $110 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
Property Views
- Park or Greenbelt
- Neighborhood
Home Design
- Spanish Architecture
- Mediterranean Architecture
- Entry on the 1st floor
- Turnkey
- Planned Development
- Slab Foundation
- Fire Rated Drywall
- Spanish Tile Roof
- Concrete Roof
- Steel Beams
- Pre-Cast Concrete Construction
- Copper Plumbing
- Stucco
Interior Spaces
- 2,371 Sq Ft Home
- 2-Story Property
- Two Story Ceilings
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Double Pane Windows
- Shutters
- Window Screens
- Panel Doors
- Entryway
- Living Room with Fireplace
- Open Floorplan
- Home Office
- Storage
- Laundry Room
Kitchen
- Updated Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Double Oven
- Electric Oven
- Microwave
- Freezer
- Dishwasher
- Quartz Countertops
- Pots and Pans Drawers
- Utility Sink
- Disposal
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Primary Bedroom on Main
- Primary Bedroom Suite
- Walk-In Closet
- Remodeled Bathroom
- Bathroom on Main Level
- 3 Full Bathrooms
- Quartz Bathroom Countertops
- Formica Counters In Bathroom
- Dual Vanity Sinks in Primary Bathroom
- Bathtub with Shower
- Walk-in Shower
- Exhaust Fan In Bathroom
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Pool
- Gas Heated Pool
- In Ground Spa
Outdoor Features
- Slab Porch or Patio
- Exterior Lighting
- Rain Gutters
Schools
- Foothill Ranch Elementary School
- Rancho Santa Margarita Middle School
- Trabuco Hills High School
Utilities
- Central Heating and Cooling System
- Water Heater
- Phone Connected
- Cable TV Available
Listing and Financial Details
- Tax Lot 62
- Tax Tract Number 13754
- Assessor Parcel Number 60118147
Community Details
Overview
- Foothill Ranch Maintenance Association, Phone Number (949) 412-2233
- First Service HOA
- Built by Kaufman & Broad
- Foothills
- Mountainous Community
Amenities
- Outdoor Cooking Area
- Community Fire Pit
- Community Barbecue Grill
- Clubhouse
- Meeting Room
Recreation
- Community Pool
- Community Spa
- Park
- Hiking Trails
- Bike Trail
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 28, 2025
Closed on
Jun 20, 2025
Sold by
Barbara Anthony J and Barbara Lara N
Bought by
Noory Hamed and Siddiqi Iman
Seller's Agent
Tim Morissette
Coldwell Banker Realty
List Price
$1,499,000
Sold Price
$1,400,000
Premium/Discount to List
-$99,000
-6.6%
Views
55
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.40%
Original Mortgage
$1,209,750
Outstanding Balance
$1,206,668
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$213,814
Purchase Details
Closed on
Jan 8, 2010
Sold by
National Residential Nominee Services In
Bought by
Barbara Anthony J and Barbara Lara N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$579,313
Interest Rate
5.25%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 25, 2009
Sold by
Godby Chris and Godby Rebecca
Bought by
National Residential Nominee Services In
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$579,313
Interest Rate
5.25%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 9, 2005
Sold by
Peters Daniel H and Peters Donna L
Bought by
Godby Chris and Godby Rebecca
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$498,000
Interest Rate
1%
Mortgage Type
Negative Amortization
Purchase Details
Closed on
Apr 18, 2000
Sold by
Paul Sarber Kevin and Paul Lynne Penny
Bought by
Peters Daniel H and Peters Donna L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,160
Interest Rate
7.87%
Purchase Details
Closed on
Jun 7, 1994
Sold by
Ronchak Rick J and Ronchak Deena M
Bought by
Sarber Kevin Paul and Sarber Penny Lynne
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$246,050
Interest Rate
5.05%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,400,000 | First American Title Company | |
| Corporate Deed | $590,000 | Chicago Title Company | |
| Grant Deed | $620,000 | Chicago Title Company | |
| Grant Deed | $758,000 | Chicago Title Co | |
| Grant Deed | $375,500 | First Southwestern Title Co | |
| Grant Deed | $259,000 | Commonwealth Land Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,209,750 | New Conventional | |
| Previous Owner | $579,313 | FHA | |
| Previous Owner | $498,000 | Negative Amortization | |
| Previous Owner | $300,160 | No Value Available | |
| Previous Owner | $246,050 | No Value Available | |
| Closed | $56,250 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/22/2025 07/22/25 | Sold | $1,400,000 | 0.0% | $590 / Sq Ft |
| 06/17/2025 06/17/25 | Pending | -- | -- | -- |
| 06/16/2025 06/16/25 | Price Changed | $1,399,999 | -3.8% | $590 / Sq Ft |
| 05/14/2025 05/14/25 | Price Changed | $1,455,000 | -2.9% | $614 / Sq Ft |
| 04/28/2025 04/28/25 | For Sale | $1,499,000 | -- | $632 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,752 | $761,578 | $461,733 | $299,845 |
| 2024 | $7,752 | $746,646 | $452,680 | $293,966 |
| 2023 | $7,568 | $732,006 | $443,804 | $288,202 |
| 2022 | $7,432 | $717,653 | $435,102 | $282,551 |
| 2021 | $6,516 | $703,582 | $426,571 | $277,011 |
| 2020 | $7,217 | $696,368 | $422,197 | $274,171 |
| 2019 | $7,071 | $682,714 | $413,918 | $268,796 |
| 2018 | $6,938 | $669,328 | $405,802 | $263,526 |
| 2017 | $6,798 | $656,204 | $397,845 | $258,359 |
| 2016 | $7,560 | $643,338 | $390,044 | $253,294 |
| 2015 | $7,531 | $633,675 | $384,185 | $249,490 |
| 2014 | $8,184 | $621,263 | $376,660 | $244,603 |
Source: Public Records
Agents Affiliated with this Home
-
Tim Morissette
-
Matthew Morissette
M
Seller Co-Listing Agent in 2025
Matthew Morissette
Coldwell Banker Realty
(949) 644-1600
36 in this area
59 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: OC25083963
APN: 601-181-47
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