Seller's Agent in 2023
Patricia Smith
Baird Warner
(630) 205-4249
2 in this area
20 Total Sales
55 Park St Oswego, IL 60543
Downtown Oswego NeighborhoodEstimated Value: $317,000 - $367,196
3
Beds
2
Baths
1,427
Sq Ft
$235/Sq Ft
Est. Value
Highlights
- Property is near a park
- Wood Flooring
- Corner Lot
- Oswego High School Rated A-
- 1 Fireplace
- Formal Dining Room
About This Home
As of May 2023This sweet home built in the 1940's sits within walking distance of downtown Oswego and takes cozy and quaint to a new level. The house sits on a corner lot of a quiet street and boast spectacular curb appeal with professional landscaping. The entire exterior has been updated. In 2021 the home received all new windows, siding and a new roof. In 2018 a new sidewalk leading to the front was added along with new steps that leads you to a refurbished 100-year-old front door. Step inside to a charming front porch where you can relax and watch the local parades pass by or utilize the area for extra living space. The family room adorns the original fireplace along with original white oak wood floors (recently refinished ) that flows into a spacious dining room. You will love the remodeled kitchen with granite counter tops, farmhouse sink, white cabinets, and stainless-steel appliances. The master and a second bedroom along with a partially updated full bathroom can also be found on the first floor. Upstairs you will find a third bedroom. This space is versatile and could be used as a game room, office, or additional living space. Downstairs is bedroom four and a beautiful remodeled full bathroom with an extra-large heated towel rack. This area contains the laundry room and storage. The back yard is glorious with a lovely patio and beautiful shade trees that have been cared for professionally. Enjoy the serenity of the fenced in yard and quiet neighborhood! Behind the back yard is a single car garage with a new garage door. You will be only steps away from downtown Oswego which is filled with wonderful shops, restaurants, and taverns. In the summer walk to the outdoor concerts, events and farmers market. Enjoy the picturesque Fox River and 40 miles of Oswego Park district trails. WELCOME HOME! MOVE FAST THIS HOUSE IS RARE AND WILL MOVE QUICK.
Last Agent to Sell the Property
Baird & Warner License #475191208 Listed on: 02/02/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,361
Year Built
- Built in 1940
Lot Details
- Lot Dimensions are 66x132
- Corner Lot
- Paved or Partially Paved Lot
Parking
- 1 Car Detached Garage
- Parking Space is Owned
Interior Spaces
- 1,427 Sq Ft Home
- 2-Story Property
- 1 Fireplace
- Family Room
- Living Room
- Formal Dining Room
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Wood
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- 4 Potential Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Location
- Property is near a park
Schools
- Southbury Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 2, 2023
Closed on
Apr 24, 2023
Sold by
Thomas P Wood And Pamela D Wood Trust
Bought by
Willard Katherine L and Willard Richard M
Seller's Agent
Patricia Smith
Baird & Warner
Buyer's Agent
Michael Knecht
Compass
List Price
$321,900
Sold Price
$325,000
Premium/Discount to List
$3,100
0.96%
Views
80
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,549
Avg. Annual Appreciation
1.04%
Original Mortgage
$75,000
Outstanding Balance
$73,112
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$259,711
Purchase Details
Closed on
May 20, 2021
Sold by
Wood Thomas P and Wood Pamela D
Bought by
Wood Thomas P and Wood Pamela D
Purchase Details
Listed on
Apr 5, 2018
Closed on
May 23, 2018
Sold by
Cange Jason
Bought by
Wood Thomas P and Wood Pamela D
Seller's Agent
Ken Carn
Digital Realty
Buyer's Agent
Tammy Sartain
Keller Williams Innovate
List Price
$219,900
Sold Price
$219,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.88%
Original Mortgage
$175,920
Interest Rate
4.87%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 27, 2013
Closed on
Oct 9, 2013
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Cange Jason
Seller's Agent
Kathy Mahoney
KM Midwest Realty LLC
Buyer's Agent
Ken Carn
Digital Realty
List Price
$144,900
Sold Price
$135,000
Premium/Discount to List
-$9,900
-6.83%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.42%
Original Mortgage
$130,275
Interest Rate
4.12%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 11, 2013
Sold by
Trichardt Kimberly
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Mar 12, 2007
Sold by
Beauchamp Heather L
Bought by
Trichardt Kimberly
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$193,325
Interest Rate
7.62%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 29, 2004
Sold by
Oswego Community Bank
Bought by
Beauchamp Heather L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,800
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Willard Katherine L | $325,000 | Citywide Title | |
| Wood Thomas P | -- | Attorney | |
| Wood Thomas P | $220,000 | Fidelity National Title | |
| Cange Jason | $135,000 | Attorneys Title Guaranty Fun | |
| Federal Home Loan Mortgage Corporation | -- | None Available | |
| Trichardt Kimberly | $203,500 | First American Title | |
| Beauchamp Heather L | $186,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Willard Katherine L | $75,000 | |
| Previous Owner | Wood Thomas P | $168,700 | |
| Previous Owner | Wood Thomas P | $170,000 | |
| Previous Owner | Wood Thomas P | $175,920 | |
| Previous Owner | Cange Jason | $130,275 | |
| Previous Owner | Trichardt Kimberly | $164,000 | |
| Previous Owner | Trichardt Kimberly | $30,750 | |
| Previous Owner | Trichardt Kimberly | $193,325 | |
| Previous Owner | Beauchamp Heather L | $190,718 | |
| Previous Owner | Beauchamp Heather L | $148,800 | |
| Closed | Beauchamp Heather L | $37,200 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/05/2023 05/05/23 | Sold | $325,000 | +1.0% | $228 / Sq Ft |
| 02/10/2023 02/10/23 | Pending | -- | -- | -- |
| 02/02/2023 02/02/23 | For Sale | $321,900 | +46.4% | $226 / Sq Ft |
| 05/30/2018 05/30/18 | Sold | $219,900 | 0.0% | $154 / Sq Ft |
| 04/08/2018 04/08/18 | Pending | -- | -- | -- |
| 04/05/2018 04/05/18 | For Sale | $219,900 | +62.9% | $154 / Sq Ft |
| 11/25/2013 11/25/13 | Sold | $135,000 | -3.5% | $145 / Sq Ft |
| 10/08/2013 10/08/13 | Pending | -- | -- | -- |
| 09/26/2013 09/26/13 | Price Changed | $139,900 | -3.5% | $151 / Sq Ft |
| 08/27/2013 08/27/13 | For Sale | $144,900 | -- | $156 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,516 | $80,966 | $24,285 | $56,681 |
| 2023 | $0 | $71,023 | $21,303 | $49,720 |
| 2022 | $5,289 | $64,566 | $19,366 | $45,200 |
| 2021 | $5,361 | $63,300 | $18,986 | $44,314 |
| 2020 | $5,297 | $62,059 | $18,614 | $43,445 |
| 2019 | $5,340 | $61,629 | $18,614 | $43,015 |
| 2018 | $4,823 | $55,859 | $16,871 | $38,988 |
| 2017 | $4,663 | $51,483 | $15,549 | $35,934 |
| 2016 | $4,452 | $48,799 | $14,738 | $34,061 |
| 2015 | $4,464 | $46,922 | $14,171 | $32,751 |
| 2014 | -- | $45,117 | $13,626 | $31,491 |
| 2013 | -- | $46,997 | $14,194 | $32,803 |
Source: Public Records
Agents Affiliated with this Home
-
Patricia Smith
-
Michael Knecht
Buyer's Agent in 2023
Michael Knecht
Compass
(630) 207-9456
1 in this area
58 Total Sales
-
Ken Carn
Seller's Agent in 2018
Ken Carn
Digital Realty
(630) 742-6789
186 Total Sales
-
Tammy Sartain
Buyer's Agent in 2018
Tammy Sartain
Keller Williams Innovate
(630) 774-5317
3 in this area
39 Total Sales
-
Kathy Mahoney
K
Seller's Agent in 2013
Kathy Mahoney
KM Midwest Realty LLC
1 Total Sale
-
A
Seller Co-Listing Agent in 2013
Ana Wubker
Royana Realty, Ltd.
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11704355
APN: 03-17-406-005
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