NOT LISTED FOR SALE

55 Regency Park Unit 55 Ramsey, NJ 07446

Estimated Value: $310,000 - $339,000

2 Beds
1 Bath
-- Sq Ft
$382/mo HOA Fee

Last Sold January 14, 2021

Last sale price $218,500

Est. 49% increase in value since last sale

Current estimated payment $2,540/month

15 Days on Market

Highlights

  • Wood Flooring
  • Eat-In Kitchen
  • Family or Dining Combination
  • Ramsey High School Rated A
  • 1-Story Property
  • Ceiling Fan

About This Home

As of January 2021

RARE FIND! A two-bedroom unit in sought after Regency Park. This bright second-floor unit is freshly painted, clean and well-maintained. Enjoy worry-free living with a monthly fee that covers heat, water, gas for cooking, all exterior repairs, snow plowing and landscaping. The laundry room is steps away, there's ample parking and low taxes. Located in the heart of beautiful Ramsey this unit is super close to the NYC bus and train, Interstate Shopping Center, jogging/bike trails, wonderful Finch Park and major highways.

Last Agent to Sell the Property

MARY CATHERINE KELLY

EXP REALTY, LLC Listed on: 11/19/2020

Co-Listed By

CAITLIN HAGGERTY

EXP REALTY, LLC

Last Buyer's Agent

Matthew Clark

COLDWELL BANKER REALTY SRV

COLDWELL BANKER REALTY SRV

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,684

Year Built

  • Built in 1965

Lot Details

  • 523

HOA Fees

  • $382 Monthly HOA Fees

Home Design

  • Brick Exterior Construction
  • Tile

Interior Spaces

  • 1-Story Property
  • Ceiling Fan
  • Blinds
  • Family Room with entrance to outdoor space
  • Family or Dining Combination
  • Front Basement Entry

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Wall to Wall Carpet

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary bedroom located on second floor
  • 1 Full Bathroom

Home Security

Parking

  • 2 Parking Spaces
  • Common or Shared Parking
  • Shared Driveway
  • Parking Lot
  • Off-Street Parking

Schools

  • W. Tisdale Elementary School
  • E. Smith Middle School
  • Ramsey High School

Utilities

  • Window Unit Cooling System
  • Standard Electricity

Listing and Financial Details

  • Assessor Parcel Number 1148-04202-0000-00001-0000-C0055
  • Tax Block *

Community Details

Overview

  • Association fees include heat, maintenance-common area, maintenance-exterior, snow removal, water fees

Amenities

  • Community Storage Space

Pet Policy

  • Call for details about the types of pets allowed

Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,684

Year Built

Built in 1965

Lot Details

0

HOA Fees

$382 per month

Listing Details

  • Style: One Floor Unit
  • Primary Style: One Floor Unit
  • Subproperty Type: Condo/Coop/Townhouse
  • Community Living: Yes
  • Year Built: 1965
  • Year Built Description: Approximate
  • County Name: Bergen
  • Street Number Display: 55
  • Directions: GPS - 480 Island Road, Ramsey
  • I D: 5031982
  • Modified: 2022-01-15
  • Number Images: 15
  • Section Subdiv Development: Regency Park Condominiums
  • First Name: MARY CATHERINE
  • First Name2: CAITLIN
  • First Name3: MATTHEW K
  • Last Name: KELLY
  • Last Name2: HAGGERTY
  • Last Name3: CLARK
  • Office Phone: 290586
  • Office Phone3: 201-327-5050
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Flooring: Carpeting, Tile, Wood
  • Floor Number: 2nd
  • Appliances: Carbon Monoxide Detector, Dishwasher, Kitchen Exhaust Fan, Microwave Oven, Range/Oven-Gas, Refrigerator
  • Interior Amenities: Blinds, Carbon Monoxide Detector, Fire Extinguisher, Smoke Detector, TubShowr
  • Number Rooms: 4
  • Bedrooms: 2
  • Bedroom 1 Level: Second
  • Bedroom 2 Level: Second
  • Bathrooms: 1.00
  • Full Bathrooms: 1
  • Dining Area: Living/Dining Combo
  • Kitchen Area: Eat-In Kitchen
  • Kitchen Level: Second
  • Living Room Level: Second
  • Level 1 Rooms: Entrance Vestibule, OutEntrn
  • Level 2 Rooms: 2 Bedrooms, Bath Main, Kitchen, LivDinRm, Pantry
  • Phone: 973-539-1120

Exterior Features

  • Exterior Description: Brick
  • Exterior Features: Sidewalk
  • Roof Description: Asphalt Shingle

Garage/Parking

  • Number Parking Spaces: 2
  • Parking Driveway Description: Common, Off-Street Parking, Parking Lot-Exclusive

Utilities

  • Cooling: Ceiling Fan, Window A/C(s)
  • Fuel Type: Gas-Natural
  • Heating: Baseboard - Hotwater
  • Sewer: Association
  • Utilities: Electric
  • Water: Association

Condo/Co-op/Association

  • Amenities: Storage
  • Association Maintenance Fee: 382
  • Association Maintenance Fee Frequency: Monthly
  • Association Maintenance Fee Includes: Heat, Maintenance-Common Area, Maintenance-Exterior, Snow Removal, Water Fees

Fee Information

  • Other Fee Freqency: One Time

Schools

  • Elementary School: W. TISDALE
  • Middle School: E. SMITH
  • High School: RAMSEY HS
  • High School: RAMSEY HS
  • Middle Jr High School: E. SMITH

Lot Info

  • Assessed Improvement Value: 85600
  • Assessed Land Value: 105000
  • Assessment: 190600
  • Easement: Unknown
  • Lot Identifier: 1
  • Lot I D Tax: *

Rental Info

  • Application Fee: 1146
  • Pets Allowed: Call

Tax Info

  • Tax Acres: *
  • Assessed Improvement Value: *
  • Assessed Land Value: *
  • Total Tax Assessed: *
  • Street Number Tax: *
  • Tax Amount: 4684
  • Tax Amount Tax: *
  • Assessor Parcel Number: 1148-04202-0000-00001-0000-C0055
  • Assessor Parcel Number: *
  • Tax Rate Amount: 2.458
  • Tax Rate Tax: *
  • Tax Rate Year: 2019
  • Tax Year Tax: *
  • Tax Year: 2019

MLS Schools

  • Grade School: W. TISDALE

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 19, 2020
Closed on
Jan 6, 2021
Sold by
Diiorio Steven A and Di Iorio Giovanna
Bought by
Ramundo Ryan
Seller's Agent
MARY CATHERINE KELLY
EXP REALTY, LLC
Buyer's Agent
Matthew Clark
COLDWELL BANKER REALTY SRV
List Price
$225,000
Sold Price
$218,500
Premium/Discount to List
-$6,500
-2.89%
Current Estimated Value
$324,510

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$106,010
Avg. Annual Appreciation
9.99%
Original Mortgage
$174,800
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 17, 2010
Sold by
Aranda Kelly and Frisco Kelly A
Bought by
Diiorio Steven A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$222,010
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 17, 1999
Sold by
Francin Frank A
Bought by
Ryan Elaine M
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ramundo Ryan $218,500 None Available
Diiorio Steven A $225,000 --
Ryan Elaine M $107,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Ramundo Ryan $174,800
Previous Owner Diiorio Steven A $222,010
Previous Owner Ryan Elaine M $16,462
Previous Owner Ryan Elaine M $9,499
Previous Owner Ryan Elaine M $6,283
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/14/2021 01/14/21 Sold $218,500 -2.9% --
12/04/2020 12/04/20 Pending -- -- --
11/19/2020 11/19/20 For Sale $225,000 -- --
Source: Garden State MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,217 $190,600 $105,000 $85,600
2023 $4,999 $190,600 $105,000 $85,600
2022 $4,999 $190,600 $105,000 $85,600
2021 $4,942 $190,600 $105,000 $85,600
2020 $4,898 $190,600 $105,000 $85,600
2019 $4,685 $190,600 $105,000 $85,600
2018 $4,569 $190,600 $105,000 $85,600
2017 $4,483 $190,600 $105,000 $85,600
2016 $4,359 $190,600 $105,000 $85,600
2015 $4,451 $164,800 $90,000 $74,800
2014 $4,375 $164,800 $90,000 $74,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Garden State MLS

MLS Number: 3679564

Garden State MLS

APN: 48-04202-0000-00001-0000-C0055