$346,000
SOLD JUL 11, 2025

55 Ruby Cir Mary Esther, FL 32569

3 Beds
2 Baths
1,415 Sq Ft
5,663 Sq Ft Lot

Recently Sold

$245 Per Sq Ft

5% Below List Price

24 Days on Market

Highlights

  • Traditional Architecture
  • Covered patio or porch
  • Fireplace
  • Fort Walton Beach High School Rated A
  • Walk-In Pantry
  • 2 Car Attached Garage

About This Home

As of July 2025

Welcome to this inviting 3-bedroom, 2-bathroom home with 1,415 square feet of thoughtfully renovated living space. Nestled in the desirable Emerald Estates neighborhood, this gem is centrally located with convenient access to Eglin AFB, Hurlburt Field, and just 5 miles from the sugar-white sand beaches and emerald waters of Okaloosa Island.

Step inside to an open-concept floor plan that centers around a cozy fireplace—truly the heart of the home. The spacious living area flows seamlessly into a beautifully renovated kitchen outfitted with all-wood, soft-close cabinetry, brand new stainless steel appliances, and a sunlit window above the sink. Whether you're entertaining at the breakfast bar, gathering in the dining area under a modern chandelier, or grilling on the covered patio, there's a space for every moment.

The split-bedroom layout offers privacy for the generous primary suite, featuring an en-suite bath with double vanities and fresh, updated finishes your own peaceful retreat. At the front of the home, two additional bedrooms offer ample space and large closets, perfect for family, guests, or a home office.

With all major systems new or newer, including a New Roof (2025), New Hot Water Heater (2025), HVAC (2014), almost all new windows, this home combines comfort, style, and peace of mind. Don't miss the opportunity to make it yours!

Last Agent to Sell the Property

Jennifer Purdy

Coldwell Banker Realty License #3117640 Listed on: 05/15/2025

Coldwell Banker Realty

Co-Listed By

Jennifer Stapleton

Coldwell Banker Realty License #3299064

Last Buyer's Agent

Shannon Wade Henley

World Impact Real Estate License #3304636

World Impact Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,027

Year Built

  • Built in 1994

Lot Details

  • 5,663 Sq Ft Lot
  • Lot Dimensions are 31x116x86x92
  • Back Yard Fenced
  • Property is zoned City, Resid Single Family

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Frame Construction
  • Dimensional Roof
  • Vinyl Siding

Interior Spaces

  • 1,415 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Bay Window
  • Living Room
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Primary Bathroom includes a Walk-In Shower

Outdoor Features

  • Covered patio or porch

Schools

  • Mary Esther Elementary School
  • Bruner Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • Emerald Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 16-2S-24-120A-0000-0220

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,027

Year Built

Built in 1994

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.13
  • Lot Size: 31x116x86x92
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: ECBU
  • Co List Office Phone: 850-863-4563
  • Subdivision Name: EMERALD ESTATES
  • Directions: From Mary Esther Cutoff, turn West onto Page Bacon Rd then North (right) onto Ruby Circle. Follow to the Stop Sign and then Turn East (Right) staying on Ruby Circle. Home will be on your Right.
  • Architectural Style: Traditional
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1994
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Furnished - None
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Floor Laminate, Floor Vinyl, Floor WW Carpet
  • Interior Amenities: Breakfast Bar, Fireplace, Lighting Recessed, Pantry, Washer/Dryer Hookup
  • Window Features: Window Bay
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Fireplace: Yes
  • Interior:Floor Laminate: Yes
  • Interior:Window Bay: Yes

Exterior Features

  • Lot Features: Aerials/Topo Availbl
  • Construction Type: Brick, Frame, Siding Vinyl
  • Exterior Features: Fenced Back Yard
  • Patio And Porch Features: Patio Covered, Porch
  • Property Condition: Renovated, Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • Exterior:Porch: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Fenced Back Yard: Yes
  • ConstructionSiding:Brick: Yes
  • Lot Features:AerialsTopo Availbl: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Schools

  • Elementary School: Mary Esther
  • High School: Fort Walton Beach
  • Middle Or Junior School: Bruner

Lot Info

  • Lot Size Sq Ft: 5662.8
  • Parcel #: 16-2S-24-120A-0000-0220
  • Zoning: City, Resid Single Family

Tax Info

  • Tax Annual Amount: 3026.83
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 15, 2025
Closed on
Jul 11, 2025
Sold by
Tranter Homes Llc
Bought by
Wilson Hope Angelica
Seller's Agent
Jennifer Purdy
Coldwell Banker Realty
Buyer's Agent
Shannon Wade Henley
World Impact Real Estate
List Price
$365,000
Sold Price
$346,000
Premium/Discount to List
-$19,000
-5.21%
Views
49

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-99.54%
Original Mortgage
$353,439
Outstanding Balance
$353,439
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
-$58,953

Purchase Details

Listed on
Sep 6, 2024
Closed on
Mar 31, 2025
Sold by
Magle Allen Pamela and Magle Janice Allen
Bought by
Tranter Homes Llc
Seller's Agent
Todd Siegrist
LPT Realty LLC
Buyer's Agent
Jennifer Purdy
Coldwell Banker Realty
List Price
$200,000
Sold Price
$200,000
Views
24

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
608.21%
Original Mortgage
$252,900
Interest Rate
6.85%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $346,000 Old South Land Title
Warranty Deed $200,000 Old South Land Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $353,439 VA
Previous Owner $252,900 New Conventional
Previous Owner $101,200 Unknown
Previous Owner $89,487 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/11/2025 07/11/25 Sold $346,000 -3.9% $245 / Sq Ft
06/08/2025 06/08/25 Pending -- -- --
06/03/2025 06/03/25 Price Changed $360,000 -1.4% $254 / Sq Ft
05/15/2025 05/15/25 For Sale $365,000 +82.5% $258 / Sq Ft
03/31/2025 03/31/25 Sold $200,000 0.0% $141 / Sq Ft
09/08/2024 09/08/24 Pending -- -- --
09/06/2024 09/06/24 For Sale $200,000 -- $141 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,857 $216,285 $60,240 $156,045
2023 $2,857 $212,319 $54,764 $157,555
2022 $2,654 $199,583 $51,181 $148,402
2021 $2,338 $157,683 $45,697 $111,986
2020 $2,167 $145,209 $44,797 $100,412
2019 $2,024 $134,049 $42,663 $91,386
2018 $0 $105,209 $0 $0
2017 $0 $103,045 $0 $0
2016 $0 $100,926 $0 $0
2015 -- $100,224 $0 $0
2014 -- $99,429 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 976368

Emerald Coast Association of REALTORS®

APN: 16-2S-24-120A-0000-0220