NOT LISTED FOR SALE

55 W 3rd St Oswego, NY 13126

Estimated Value: $174,000 - $221,000

4 Beds
2 Baths
2,018 Sq Ft
$93/Sq Ft Est. Value

Last Sold December 26, 2018

Last sale price $80,000 $40 Per Sq Ft

Est. 135% increase in value since last sale

Current estimated payment $1,451/month

88 Days on Market

Highlights

  • Colonial Architecture
  • Den
  • 1 Car Detached Garage
  • Full Attic
  • Formal Dining Room
  • 2-minute walk to Franklin Park

About This Home

As of December 2018

Nice sized 4 bedroom 2 bath home located a stone's throw away from the marina on the city's west side. Spacious well lit rooms with updated windows. Large Kitchen area perfect for entertaining and a bonus room off the kitchen that could be used as a den. First floor bathroom & laundry. Four great bedrooms upstairs with additional full bath. Cute yard with deck. Great location

Last Agent to Sell the Property

Connie Ryan

Listing by Century 21 Galloway Realty License #40RY0859732 Listed on: 07/19/2018

Century 21 Galloway Realty

Last Buyer's Agent

Janice Snyder

Listing by Berkshire Hathaway CNY Realty License #10301206759

Berkshire Hathaway CNY Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,968

Year Built

  • Built in 1900

Lot Details

  • 3,300 Sq Ft Lot
  • Lot Dimensions are 100 x 33

Parking

  • 1 Car Detached Garage

Home Design

  • Colonial Architecture
  • Stone Foundation

Interior Spaces

  • 2,018 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Living Room
  • Formal Dining Room
  • Den
  • Basement Fills Entire Space Under The House
  • Full Attic

Kitchen

  • Eat-In Kitchen
  • Range Hood
  • Dishwasher

Flooring

  • Wall to Wall Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Location

  • Property is near a bus stop

Schools

  • Leighton Elementary School
  • Oswego Middle School
  • Oswego High School

Utilities

  • Forced Air Cooling System
  • Baseboard Heating
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Tax Lot 33
  • Assessor Parcel Number 351200-128-046-0003-033-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,968

Year Built

Built in 1900

Lot Details

0

Listing Details

  • NY Swis Code: Oswego-City-351200
  • Total Assessed Value: 85000
  • Foundation Description: Stone
  • Listing Type: Exclusive Right To Sell
  • Lot Dimension Depth: 100
  • Lot Dimension Front: 33
  • Lot Information: Near Bus Line, Neighborhood Street
  • Lot Number: 33
  • Nearest Cross Street: W Schuyler
  • Number of Stories: 2.0000
  • Property Type: Single Family Residential
  • Ratio Close Price By Acres: 1055408.97
  • Ratio Close Price By Sq Ft: 39.64
  • Ratio List Price By Acres: 1120052.77
  • Ratio List Price By Sq Ft: 42.07
  • Regional Board Code: Syracuse
  • School Tax: 1815
  • Styles of Residence: Colonial
  • Sub Board Code: Syracuse
  • Type of Sale: Normal
  • Year Built Description: Existing
  • Lot Sq Ft: 3300
  • Age of Building: 122
  • Year Built: 1900
  • Directions To Property: ST RT 104 (W Bridge Street) to W 3rd Street
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2
  • Year Built: 1900

Interior Features

  • Full Bathrooms: 2
  • Additional Interior Features: Ceiling Fan, Circuit Breakers - Some
  • Additional Rooms: Den/Study, Laundry-1st Floor, Living Room
  • Attic Description: Full
  • Basement Description: Full
  • Floor Description: Ceramic-Some, Vinyl-Some, Wall To Wall Carpet-Some
  • Kitchen Appliances Included: Dishwasher, Dryer, Oven/Range Electric, Range Hood-Exhaust Fan, Refrigerator, Washer
  • Kitchen Dining Description: Eat-In, Formal Dining Room
  • Number of Bedrooms 2nd Floor: 4
  • Number of 1st Floor Full Bathrooms: 1
  • Number of 2nd Floor Full Bathrooms: 1
  • Number of Rooms: 8
  • Total Bathrooms: 2.00
  • Total Bedrooms: 4
  • Total Sq Ft: 2018

Exterior Features

  • Construction: Aluminum/Steel
  • Number of Acres: 0.0758

Garage/Parking

  • Driveway Description: Blacktop
  • Garage Description: Detached
  • Number of Garage Spaces: 1.0000

Utilities

  • Heating Fuel Description: Electric, Gas
  • Hvac Type: Baseboard, Forced Air
  • Sewer Description: Sewer Connected
  • Water Heater Fuel: Gas

Schools

  • School District: Oswego
  • Elementary School: Leighton Elementary
  • Middle School: Oswego Middle
  • High School: Oswego High

Lot Info

  • Parcel Number: 351200-128-046-0003-033-000-0000

Tax Info

  • Total Taxes: 3968

MLS Schools

  • Elementary School Name: Leighton Elementary
  • High School Name: Oswego High
  • Middle School Name: Oswego Middle
  • School District Name: Oswego

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 20, 2023
Sold by
Smart Student Housing Llc
Bought by
4Th Smart Student Housing Llc
Current Estimated Value
$187,836

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,088,000
Outstanding Balance
$1,069,966
Interest Rate
6.95%
Mortgage Type
Amount Keyed Is An Aggregate Amount
Estimated Equity
-$889,507

Purchase Details

Listed on
Jul 19, 2018
Closed on
Feb 6, 2019
Sold by
May Timothy and May Ria
Bought by
Smart Student Housing Llc
Seller's Agent
Connie Ryan
Century 21 Galloway Realty
Buyer's Agent
Janice Snyder
Berkshire Hathaway CNY Realty
List Price
$89,900
Sold Price
$80,000
Premium/Discount to List
-$9,900
-11.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.79%
Original Mortgage
$355,600
Interest Rate
4.5%
Mortgage Type
Construction

Purchase Details

Listed on
Jul 19, 2018
Closed on
Dec 13, 2018
Sold by
Lowden Christine C
Bought by
Smart Student Housing Llc
Seller's Agent
Connie Ryan
Century 21 Galloway Realty
Buyer's Agent
Janice Snyder
Berkshire Hathaway CNY Realty
List Price
$89,900
Sold Price
$80,000
Premium/Discount to List
-$9,900
-11.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$355,600
Interest Rate
4.5%
Mortgage Type
Construction

Purchase Details

Listed on
Oct 25, 2013
Closed on
May 12, 2014
Sold by
Mosbo Magdalena and Mosbo Christopher S
Bought by
Lowden Christine C
Seller's Agent
Brian Kenney
MJM Real Estate
Buyer's Agent
Tammy Keding
Century 21 Leah's Signature
List Price
$97,500
Sold Price
$86,500
Premium/Discount to List
-$11,000
-11.28%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.67%

Purchase Details

Closed on
Dec 19, 2008
Sold by
Naylor Suzanne M and Waters Suzanne M
Bought by
Mosbo Magdalena and Mosbo Christopher S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,000
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
4Th Smart Student Housing Llc -- Independent Title Agency Llc
Smart Student Housing Llc $65,000 None Available
Smart Student Housing Llc $80,000 None Available
Lowden Christine C $86,500 Chicago Title Insurance Co
Mosbo Magdalena $85,000 Ticor Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open 4Th Smart Student Housing Llc $1,088,000
Closed Smart Student Housing Llc $355,600
Previous Owner Smart Student Housing Llc $80,000
Previous Owner Mosbo Magdalena $68,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/26/2018 12/26/18 Sold $80,000 -5.8% $40 / Sq Ft
10/15/2018 10/15/18 Pending -- -- --
09/16/2018 09/16/18 Price Changed $84,900 -5.6% $42 / Sq Ft
07/19/2018 07/19/18 For Sale $89,900 +3.9% $45 / Sq Ft
05/12/2014 05/12/14 Sold $86,500 -11.3% $43 / Sq Ft
04/05/2014 04/05/14 Pending -- -- --
10/25/2013 10/25/13 For Sale $97,500 -- $48 / Sq Ft
Source: Central New York Information Services

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,465 $170,000 $18,600 $151,400
2023 $2,214 $85,000 $9,100 $75,900
2022 $2,244 $85,000 $9,100 $75,900
2021 $2,282 $85,000 $9,100 $75,900
2020 $1,613 $85,000 $9,100 $75,900
2019 $2,645 $85,000 $9,100 $75,900
2018 $2,645 $85,000 $9,100 $75,900
2017 $2,636 $85,000 $9,100 $75,900
2016 $817 $85,000 $9,100 $75,900
2015 -- $85,000 $9,100 $75,900
2014 -- $85,000 $9,100 $75,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central New York Information Services

MLS Number: S1135254

Central New York Information Services

APN: 351200-128-046-0003-033-000-0000