$149,000
SOLD AUG 27, 2025

550 N Church St Oak Harbor, OH 43449

3 Beds
1 Bath
1,040 Sq Ft
0.28 Acres

Recently Sold

$143 Per Sq Ft

6% Above List Price

29 Days on Market

Highlights

  • Formal Dining Room
  • Window Unit Cooling System
  • Forced Air Heating System
  • 2 Car Detached Garage
  • Living Room

About This Home

As of August 2025

Centrally located home in village of Oak Harbor. 3 bedroom, 1 bath, with a beautiful backyard. Nice flowing floor plan with living room, formal dining, and kitchen on main level. 3 bedrooms and the bath are on the 2nd floor. Laundry is located in the full basement. Large backyard with mature landscaping. The outbuilding was previously a 2 car garage which has been converted to a recreation/man cave area, which could be converted back to a garage if desired. Roof was replaced in 2019, water heater, 2021.

Last Agent to Sell the Property

Kelly Overmeyer

Wendt Key Team Realty License #2001009153 Listed on: 07/29/2025

Co-Listed By

Default zSystem

zSystem Default

Last Buyer's Agent

Stephanie Jess

Polter Real Estate License #2022007361

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $683

Year Built

  • Built in 1920

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 66 x 186

Parking

  • 2 Car Detached Garage
  • Off-Street Parking

Home Design

  • Asphalt Roof
  • Stucco

Interior Spaces

  • 1,040 Sq Ft Home
  • 2-Story Property
  • Living Room
  • Formal Dining Room
  • Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom located on second floor
  • 1 Full Bathroom

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • 100 Amp Service

Community Details

  • Rooses Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0271090814586000

Home Details

Home Type

Single Family

Est. Annual Taxes

$683

Year Built

Built in 1920

Lot Details

0

Parking

2

Listing Details

  • PropertySubType: Single Family Residence
  • PropertyType: Residential
  • LaundryFeatures: In Basement
  • Lot Size Acres: 0.2818
  • NAV29_Unit_1_Appliances: Range, Refrigerator
  • MLS Status: Sold
  • Subdivision Name: Rooses
  • ResoBuildingAreaSource: Public Records
  • Carport Y N: No
  • Unit Levels: Two
  • Living Area: 1040
  • Property Attached Yn: No
  • Roof: Asphalt
  • Year Built: 1920
  • Tax Year: 2024
  • Master Plan Zoning: Residential
  • Financial Info Electric: 100 Amp Service
  • Kitchen Level: Main
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Dining Room Features: Formal
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 80
  • Master Bedroom Master Bedroom Level: Second
  • Room Bedroom2 Area: 96
  • Room Bedroom3 Level: Second
  • Master Bedroom Master Bedroom Width: 12
  • Room Bedroom2 Level: Second
  • Room Living Room Area: 176
  • Room Kitchen Area: 80
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 96
  • Room Dining Room Area: 140

Exterior Features

  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Stucco
  • Foundation Details: Basement

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Attached Garage: Yes
  • Parking Features: Detached, Off Street
  • Total Parking Spaces: 2

Utilities

  • Cooling: Window Unit(s)
  • Cooling Y N: Yes
  • Heating: Natural Gas, Forced Air
  • HeatingYN: Yes
  • Electricity On Property: Yes
  • Sewer: Public Sewer
  • Utilities: Electricity Connected
  • Water Source: Public

Schools

  • Junior High Dist: Benton-Carroll

Lot Info

  • Lot Dimensions: 66 x 186
  • Lot Size Sq Ft: 12275.208
  • ResoLotSizeUnits: Square Feet
  • Parcel Number: 0271090814586000

Tax Info

  • Tax Annual Amount: 682.96

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 29, 2025
Closed on
Aug 27, 2025
Sold by
Szymanowski Mark A
Bought by
Kramer Abigail and Ullrich Zachary M
Seller's Agent
Kelly Overmeyer
Wendt Key Team Realty
Buyer's Agent
Stephanie Jess
Polter Real Estate
List Price
$140,000
Sold Price
$149,000
Premium/Discount to List
$9,000
6.43%
Views
12

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-59.15%
Original Mortgage
$5,215
Outstanding Balance
$5,215
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$135,992

Purchase Details

Closed on
Jan 19, 2009
Sold by
Deutsche Bank Trust Company Americas
Bought by
Szymanowski Mark A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,929
Interest Rate
4.91%
Mortgage Type
VA

Purchase Details

Closed on
Oct 17, 2008
Sold by
Risch Ryan L
Bought by
Deutsche Bank Trust Company Americas

Purchase Details

Closed on
Nov 17, 2003
Sold by
Behring Rebecca A
Bought by
Risch Ryan L and Risch Margie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,370
Interest Rate
5.81%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 1, 2003
Sold by
Brooks Rebecca A and Brooks William R
Bought by
Risch Ryan L and Risch Margie J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,370
Interest Rate
5.81%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $149,000 Tri Coast Title
Corporate Deed $66,500 Resource Title Agency Inc
Sheriffs Deed $53,333 None Available
Survivorship Deed $91,000 --
Survivorship Deed $91,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $5,215 New Conventional
Open $146,301 FHA
Previous Owner $94,489 VA
Previous Owner $1,600 Future Advance Clause Open End Mortgage
Previous Owner $67,108 VA
Previous Owner $67,929 VA
Previous Owner $88,800 Fannie Mae Freddie Mac
Previous Owner $22,200 Unknown
Previous Owner $97,370 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/27/2025 08/27/25 Sold $149,000 +6.4% $143 / Sq Ft
07/29/2025 07/29/25 For Sale $140,000 -- $135 / Sq Ft
Source: Firelands Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $683 $35,042 $9,058 $25,984
2023 $683 $28,911 $7,543 $21,368
2022 $1,412 $28,910 $7,542 $21,368
2021 $1,421 $28,910 $7,540 $21,370
2020 $1,265 $25,940 $5,390 $20,550
2019 $1,234 $25,940 $5,390 $20,550
2018 $1,144 $25,940 $5,390 $20,550
2017 $915 $21,790 $5,390 $16,400
2016 $916 $21,790 $5,390 $16,400
2015 $853 $21,790 $5,390 $16,400
2014 $416 $21,790 $5,390 $16,400
2013 $813 $21,790 $5,390 $16,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Firelands Association of REALTORS®

MLS Number: 20252903

APN: 027-1090814586000