NOT LISTED FOR SALE

5509 Windy Ridge Terrace Midlothian, VA 23112

Estimated Value: $462,000 - $501,000

4 Beds
2.5 Baths
2,435 Sq Ft
$198/Sq Ft Est. Value

Last Sold March 16, 2023

Last sale price $423,046 $174 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $3,046/month

3 Days on Market

Highlights

  • Water Views
  • Boat Dock
  • Fitness Center
  • Cosby High School Rated A
  • Beach
  • RV or Boat Parking

About This Home

As of March 2023

This Woodlake Beauty has been so dearly loved by the same owner for almost 30 years, it is truly a gem nestled in the Woolridge, TCMS & Cosby District and it's waiting for new owners and new memories! You will love the curb-appeal of this well maintained home & the functionality of this unique floor-plan. The 2 story foyer has hardwoods & opens to a huge flex room, that can double as a home-office, music room or play zone. The Dining Room has hardwoods, custom trim & leads into a very generous sized kitchen with tons of natural light, prep island & lots of cabinets for all your storage needs. The Family Room has a gas fireplace, which is perfect for cold winter nights & upcoming Spring weather. Upstairs the Primary is very spacious with a wall of windows, a large bathroom with double vanities, jetted tub, WIC & separate water closet. There are 3 additional bedrooms & hall bath to complete the 2nd floor. Enjoy the beautiful lot with mature landscaping and full length deck that is perfect for hosting family & friends. Come fall in love with the waterfront community of Woodlake with miles of walking trails, Swift Creek Reservoir access, playground lots & neighborhood pool!

Last Agent to Sell the Property

Gayle Peace

Liz Moore & Associates Brokerage Email: lizmoore@lizmoore.com License #0225223061 Listed on: 02/03/2023

Liz Moore & Associates

Last Buyer's Agent

Elizabeth Shurtz Brown

EXP Realty LLC License #0225235145

EXP Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,417

Year Built

  • Built in 1992

Lot Details

  • 7,971 Sq Ft Lot
  • Landscaped
  • Level Lot
  • Sprinkler System
  • Zoning described as R9

HOA Fees

  • $102 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Oversized Parking
  • Workshop in Garage
  • Garage Door Opener
  • Driveway
  • RV or Boat Parking

Home Design

  • Transitional Architecture
  • Brick Exterior Construction
  • Frame Construction
  • Composition Roof
  • HardiePlank Type

Interior Spaces

  • 2,435 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Gas Fireplace
  • Bay Window
  • Separate Formal Living Room
  • Water Views
  • Crawl Space

Kitchen

  • Breakfast Area or Nook
  • Induction Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Partially Carpeted
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Garden Bath

Accessible Home Design

  • Grab Bars
  • Accessibility Features

Outdoor Features

  • Deck

Schools

  • Woolridge Elementary School
  • Tomahawk Creek Middle School
  • Cosby High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 717-67-95-30-900-000

Community Details

Overview

  • Windy Ridge Subdivision
  • Community Lake
  • Pond in Community

Amenities

  • Community Deck or Porch
  • Common Area
  • Clubhouse

Recreation

  • Boat Dock
  • Community Boat Facilities
  • Beach
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Park
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,417

Year Built

Built in 1992

Lot Details

0

HOA Fees

$102 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1992
  • Property Attached Yn: No
  • Attribution Contact: lizmoore@lizmoore.com
  • Lot Size Acres: 0.183
  • Ownership: Individuals
  • Subdivision Name: Windy Ridge
  • Architectural Style: Two Story, Transitional
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Flooring: Partially Carpeted, Vinyl, Wood
  • Basement: Crawl Space
  • Appliances: Dishwasher, Electric Cooking, Disposal, Gas Water Heater, Microwave, Smooth Cooktop
  • Accessibility Features: Accessibility Features, Grab Bars
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Breakfast Area, Bay Window, Ceiling Fan(s), Cathedral Ceiling(s), Separate/Formal Dining Room, Garden Tub/Roman Tub, Kitchen Island, Pantry, Skylights, Walk-In Closet(s)
  • Living Area: 2435.0
  • Stories: 2
  • Window Features: Skylight(s)
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Lot Features: Landscaped, Level
  • Pool Features: None, Community
  • View: Water
  • View: Yes
  • Waterfront: No
  • Disclosures: Seller Disclosure
  • Construction Type: Brick, Drywall, Frame, HardiPlank Type
  • Exterior Features: Deck, Sprinkler/Irrigation, Paved Driveway
  • Patio And Porch Features: Deck
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Direct Access, Driveway, Garage, Garage Door Opener, Oversized, Paved, Storage, Workshop in Garage, Boat, RV Access/Parking

Utilities

  • Heating: Forced Air, Natural Gas, Zoned
  • Cooling: Central Air, Electric, Heat Pump
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Basketball Court, Beach, Boat Facilities, Common Grounds/Area, Clubhouse, Community Pool, Deck/Porch, Dock, Fitness, Home Owners Association, Lake, Playground, Park, Pond, Pool, Tennis Court(s), Trails/Paths, Curbs, Gutter(s), Street Lights
  • Amenities: Management
  • Association Fee: 305.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Common Areas, Pool(s), Recreation Facilities, Snow Removal, Water Access

Schools

  • Middle Or Junior School: Tomahawk Creek

Lot Info

  • Parcel Number: 717-67-95-30-900-000
  • Zoning Description: R9
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 3417.0

MLS Schools

  • Elementary School: Woolridge
  • High School: Cosby

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 3, 2023
Closed on
Mar 9, 2023
Sold by
Patterson Enoch Joanna
Bought by
Bates Olivia Claire and Czeman Balazs
Seller's Agent
Gayle Peace
Liz Moore & Associates
Buyer's Agent
Elizabeth Shurtz Brown
EXP Realty LLC
List Price
$410,000
Sold Price
$423,046
Premium/Discount to List
$13,046
3.18%
Views
39
Current Estimated Value
$481,181

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$58,135
Avg. Annual Appreciation
5.26%
Original Mortgage
$401,894
Outstanding Balance
$390,545
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$89,143
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bates Olivia Claire $423,046 Fidelity National Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bates Olivia Claire $401,894
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/16/2023 03/16/23 Sold $423,046 +3.2% $174 / Sq Ft
02/18/2023 02/18/23 Pending -- -- --
02/15/2023 02/15/23 For Sale $410,000 -- $168 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,870 $432,000 $78,000 $354,000
2024 $3,870 $416,800 $78,000 $338,800
2023 $3,604 $396,000 $78,000 $318,000
2022 $3,417 $371,400 $75,000 $296,400
2021 $3,113 $325,000 $72,000 $253,000
2020 $3,088 $325,000 $72,000 $253,000
2019 $2,858 $300,800 $69,000 $231,800
2018 $2,835 $298,400 $66,000 $232,400
2017 $2,710 $282,300 $63,000 $219,300
2016 $2,604 $271,300 $60,000 $211,300
2015 $2,478 $258,100 $59,000 $199,100
2014 $2,475 $257,800 $58,000 $199,800
Source: Public Records

Agents Affiliated with this Home

  • Gayle Peace

    Seller's Agent in 2023

    Gayle Peace

    Liz Moore & Associates

    (804) 986-1228

    44 in this area

    206 Total Sales

    Gayle Peace
    Section Image
  • Elizabeth Shurtz Brown

    Buyer's Agent in 2023

    Elizabeth Shurtz Brown

    EXP Realty LLC

    (503) 828-2173

    3 in this area

    105 Total Sales

    Elizabeth Shurtz Brown
    Section Image
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Map

Source: Central Virginia Regional MLS

MLS Number: 2302224

Central Virginia Regional MLS

APN: 717-67-95-30-900-000

Virginia Chesterfield County Midlothian 23112

5509 Windy Ridge Terrace, Midlothian, VA

This home is located at 5509 Windy Ridge Terrace, Midlothian, VA 23112 since 03 February 2023 and is currently estimated at $481,181, approximately $197 per square foot. This property was built in 1992. 5509 Windy Ridge Terrace is a home located in Chesterfield County with nearby schools including Tomahawk Creek Middle School, Cosby High School, and Millwood School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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