$356,000
SOLD APR 15, 2025

551 Terrapin Terrace Joppa, MD 21085

3 Beds
2.5 Baths
2,334 Sq Ft
$40/mo HOA Fee

Recently Sold

$153 Per Sq Ft

2% Above List Price

2 Days on Market

Highlights

  • Gourmet Country Kitchen
  • Colonial Architecture
  • Wood Flooring
  • Open Floorplan
  • Deck
  • Breakfast Area or Nook

About This Home

As of April 2025

OUTDOOR OASIS ALERT!!!!! This home has the most AMAZING backyard Oasis! Just in time to start all your outdoor entertaining needs! EXTENSIVE hardscape to include sitting walls, border walls, tiered patio areas, vinyl ground level deck with GAZEBO and exterior decorative lighting! Truly a heavenly Oasis!!! End of group townhome that is PRISTINE! Hardwood floors throughout the main and upper levels- including walk in closet! Bump out off of gourmet kitchen adds to the massive square footage of this home! Gourmet kitchen with gas stove, granite counters, large granite island w/pendant lighting, decorator tiled backsplash, SS appliances and eat in area. Off the kitchen is an enormous sunroom/family room/formal dining room w/sliders to that backyard Oasis, as well as a walkway to the front side gate. Upper level has an expansive primary suite w/hardwood floors and walk in closet. Main bathroom is a decorator's dream with stunning ceramic tile laid in a herring bone pattern, double sinks, soaking tub and linen closet. Two additional roomy bedrooms complete this level. On the lower level you'll be happy to find a HUGE family/recreation room w/engineered wood floors, exit to the outside, separate laundry room, FULL bathroom w/standup shower, and an additional storage room for all your outdoor needs! This home is tucked away in a private little development that you'll just love! Highly doubt this home will last too long since the nice weather is right around the corner and this backyard is AMAZING!!!!!

Last Agent to Sell the Property

Diane Maguire

Long & Foster Real Estate, Inc. Listed on: 03/14/2025

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Jedd Cheshier

Taylor Properties

Taylor Properties

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,569

Year Built

  • Built in 2000

Lot Details

  • 3,400 Sq Ft Lot
  • Picket Fence
  • Property is Fully Fenced
  • Wood Fence
  • Stone Retaining Walls
  • Extensive Hardscape
  • Property is in excellent condition

HOA Fees

  • $40 Monthly HOA Fees

Home Design

  • Colonial Architecture
  • Bump-Outs
  • Poured Concrete
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Built-In Features
  • Recessed Lighting
  • Window Screens
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Storage Room

Kitchen

  • Gourmet Country Kitchen
  • Breakfast Area or Nook
  • Gas Oven or Range
  • Stove
  • Range Hood
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Rear Basement Entry
  • Sump Pump
  • Laundry in Basement
  • Basement Windows

Parking

  • On-Street Parking
  • 2 Assigned Parking Spaces

Outdoor Features

  • Deck
  • Brick Porch or Patio
  • Exterior Lighting

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Electric Water Heater

Community Details

  • Joppa Woods Subdivision

Listing and Financial Details

  • Tax Lot 34
  • Assessor Parcel Number 1301308424

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,569

Year Built

Built in 2000

Lot Details

0

HOA Fees

$40 per month

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Inclusions: Gazebo, outdoor gas fireplace, kitchen stools
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2025-03-14
  • Year Built: 2000
  • Automatically Close On Close Date: No
  • Remarks Public: OUTDOOR OASIS ALERT!!!!! This home has the most AMAZING backyard Oasis! Just in time to start all your outdoor entertaining needs! EXTENSIVE hardscape to include sitting walls, border walls, tiered patio areas, vinyl ground level deck with GAZEBO and exterior decorative lighting! Truly a heavenly Oasis!!! End of group townhome that is PRISTINE! Hardwood floors throughout the main and upper levels- including walk in closet! Bump out off of gourmet kitchen adds to the massive square footage of this home! Gourmet kitchen with gas stove, granite counters, large granite island w/pendant lighting, decorator tiled backsplash, SS appliances and eat in area. Off the kitchen is an enormous sunroom/family room/formal dining room w/sliders to that backyard Oasis, as well as a walkway to the front side gate. Upper level has an expansive primary suite w/hardwood floors and walk in closet. Main bathroom is a decorator's dream with stunning ceramic tile laid in a herring bone pattern, double sinks, soaking tub and linen closet. Two additional roomy bedrooms complete this level. On the lower level you'll be happy to find a HUGE family/recreation room w/engineered wood floors, exit to the outside, separate laundry room, FULL bathroom w/standup shower, and an additional storage room for all your outdoor needs! This home is tucked away in a private little development that you'll just love! Highly doubt this home will last too long since the nice weather is right around the corner and this backyard is AMAZING!!!!!
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Stove, Washer, Water Heater
  • Flooring Type: Hardwood, Luxury Vinyl Plank
  • Interior Amenities: Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Built-Ins, Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Country, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Pantry, Recessed Lighting, Walk-In Closet(s), Wood Floors
  • Window Features: Screens
  • Fireplace: No
  • Foundation Details: Other
  • Levels Count: 3
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Storage Room, Bathroom 1, Bathroom 2, Half Bath
  • Basement: Yes
  • Basement Type: Daylight, Partial, Fully Finished, Heated, Improved, Windows, Poured Concrete, Rear Entrance, Sump Pump
  • Laundry Type: Basement
  • Total Sq Ft: 2560
  • Living Area Sq Ft: 2334
  • Price Per Sq Ft: 210.34
  • Above Grade Finished Sq Ft: 1664
  • Below Grade Finished Sq Ft: 670
  • Below Grade Sq Ft: 226
  • Total Below Grade Sq Ft: 896
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 551

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Bump-Outs, Extensive Hardscape, Sidewalks, Stone Retaining Walls, Exterior Lighting
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Assigned Spaces Count: 2
  • Garage: No
  • Parking Features: Assigned
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Natural Gas Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 120.00
  • HOA Fee Frequency: Quarterly
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: HARFORD COUNTY PUBLIC SCHOOLS
  • School District Key: 121139964110
  • School District Source: Listing Agent

Lot Info

  • Fencing: Fully, Picket, Wood
  • Land Use Code: TH
  • Lot Size Acres: 0.08
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3400.00
  • Outdoor Living Structures: Brick, Patio(s), Deck(s)
  • Property Condition: Excellent
  • Year Assessed: 2024
  • Zoning: R2COS
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2569.00
  • Assessor Parcel Number: 1301308424
  • Tax Lot: 34
  • Tax Total Finished Sq Ft: 2334
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 04/15/2025

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 14, 2025
Closed on
Apr 15, 2025
Sold by
Tran Amy Thi
Bought by
Parker Raven and Lee Cambria Janelle
Seller's Agent
Diane Maguire
Long & Foster Real Estate, Inc.
Buyer's Agent
Jedd Cheshier
Taylor Properties
List Price
$350,000
Sold Price
$356,000
Premium/Discount to List
$6,000
1.71%
Views
68
Current Estimated Value
$354,304

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,696
Avg. Annual Appreciation
-3.85%
Original Mortgage
$349,551
Outstanding Balance
$349,551
Interest Rate
6.65%
Mortgage Type
FHA
Estimated Equity
$1,590

Purchase Details

Closed on
Jan 18, 2023
Sold by
Tran Thomas
Bought by
Tran Amy Thi

Purchase Details

Closed on
Sep 1, 2011
Sold by
Tran Thomas
Bought by
Tran Thomas and Tran Amy Thi

Purchase Details

Closed on
Dec 1, 2010
Sold by
Secretary Of Housing And Urban
Bought by
Tran Thomas

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,850
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 28, 2010
Sold by
Ehinger Joseph C
Bought by
Secretary Of Housing And Ubran Developme

Purchase Details

Closed on
Dec 1, 2000
Sold by
Nvr Inc
Bought by
Ehinger Joseph C and Ehinger Dena R

Purchase Details

Closed on
Aug 14, 2000
Sold by
Suburban Homes Inc
Bought by
Nvr Inc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $356,000 Wfg National Title
Deed -- --
Interfamily Deed Transfer -- Express Title Solutions Inc
Deed $161,500 --
Deed $254,000 --
Deed $137,275 --
Deed $119,700 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $349,551 FHA
Previous Owner $123,850 FHA
Previous Owner $238,169 Stand Alone Second
Previous Owner $196,000 Adjustable Rate Mortgage/ARM
Previous Owner $141,900 New Conventional
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/15/2025 04/15/25 Sold $356,000 +1.7% $153 / Sq Ft
03/17/2025 03/17/25 Pending -- -- --
03/14/2025 03/14/25 For Sale $350,000 -- $150 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,569 $265,167 $0 $0
2024 $2,248 $235,733 $0 $0
2023 $2,248 $206,300 $55,500 $150,800
2022 $1,081 $198,433 $0 $0
2021 $0 $190,567 $0 $0
2020 $2,108 $182,700 $55,500 $127,200
2019 $2,078 $180,100 $0 $0
2018 $2,030 $177,500 $0 $0
2017 $2,000 $174,900 $0 $0
2016 $140 $174,900 $0 $0
2015 $2,578 $174,900 $0 $0
2014 $2,578 $176,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2040742

Bright MLS

APN: 01-308424