NOT LISTED FOR SALE

Estimated Value: $646,000 - $673,000

4 Beds
3.5 Baths
4,112 Sq Ft
$161/Sq Ft Est. Value

Sale Details

Date Sold: December 12, 2025

Last sale price $665,000 $162 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $4,088 / mo

63 Days on Market

Highlights

  • Waterfront
  • Lake, Pond or Stream
  • Cathedral Ceiling
  • Open Floorplan
  • Ranch Style House
  • Great Room

About This Home

As of December 2025

Perfect for those seeking single-level living with expansion space, this 3-year-old custom ranch offers thoughtful design throughout its four bedrooms and 3.5 bathrooms. According to the original builder, constructing this home today would exceed $750,000, positioning this premium pond lot as an exceptional value. The main level opens to a great room with soaring beamed ceilings and expansive picture windows that frame serene views of the pond. Natural light flows seamlessly, connecting the living, dining, and kitchen spaces. The chef's kitchen features abundant soft-close cabinetry, premium appliances, a hidden walk-in pantry with outlets ideal for a coffee station and small appliances, as well as an oversized island with integrated storage. A private first-floor study, accompanied by an adjacent powder room, supports work-from-home needs. The primary suite is a true retreat, featuring cathedral ceilings, a spa-inspired bath with a deep soaking tub, an overhead chandelier, and a mounted TV, as well as an oversized tiled shower. The remarkable two-story primary closet showcases custom wood shelving, a premium touch found in every closet throughout. Pass-through laundry with built-in cabinetry connects mudroom to primary closet. Bedrooms 2 and 3 share a Jack-and-Jill bath with soft-close drawers found in all bathrooms. The professionally finished lower level expands entertainment options with a spacious family room, a fourth bedroom, a full bath, and an impressive wet bar complete with a large island, generous cabinetry, and open display shelving. The standout 600-square-foot flex space, currently configured as a playroom, can easily be adapted to serve as a media room, theater, office, or for hobby pursuits. Outdoor living shines with covered patios in both the front and back. The rear patio features ceiling fans overlooking the premium, fenced backyard with double gate access and unobstructed views of the pond. This home has been enhanced even further with smart home features, including a security doorbell, perimeter floodlight cameras, EV charger pre-wiring, garage heater pre-wiring, and a partially floored attic storage area above the garage. Garage-entry cubbies add everyday convenience. Located in the award- winning Carroll School District, this home combines elegant finishes, a practical layout, and modern amenities, delivering immediate value when the replacement cost significantly exceeds the lis

Last Agent to Sell the Property

Mary Anne Taylor

North Eastern Group Realty Brokerage Phone: 260-235-1421 Listed on: 09/09/2025

North Eastern Group Realty

Last Buyer's Agent

Tiffany Ham

Noll Team Real Estate

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,103

Year Built

  • Built in 2022

Lot Details

  • 13,504 Sq Ft Lot
  • Lot Dimensions are 150 x 90
  • Waterfront
  • Aluminum or Metal Fence
  • Landscaped
  • Level Lot

HOA Fees

  • $54 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Poured Concrete
  • Shingle Roof
  • Stone Exterior Construction
  • Vinyl Construction Material

Interior Spaces

  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Pocket Doors
  • Mud Room
  • Entrance Foyer
  • Great Room
  • Living Room with Fireplace
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Kitchen Island
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Jack-and-Jill Bathroom
  • Soaking Tub
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry Room
  • Laundry on main level
  • Gas And Electric Dryer Hookup

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • 1 Bathroom in Basement
  • 1 Bedroom in Basement

Home Security

  • Video Cameras
  • Fire and Smoke Detector

Outdoor Features

  • Lake, Pond or Stream
  • Covered Patio or Porch

Location

  • Suburban Location

Schools

  • Arcola Elementary School
  • Carroll Middle School
  • Carroll High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Community Details

  • Cobble Creek Subdivision
  • Electric Vehicle Charging Station

Listing and Financial Details

  • Assessor Parcel Number 02-01-35-203-010.000-044

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,103

Year Built

Built in 2022

Lot Details

0.31 Acres

HOA Fees

$54 per month

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 2022
  • Style: One Story
  • Architectural Style: Ranch
  • Bedrooms: 4
  • Total Bathrooms: 4
  • Total Full Bathrooms: 3
  • Total Number of Half Bathrooms: 1
  • Legal Description: COBBLE CREEK LOT 61
  • Parcel Number ID: 02-01-35-203-010.000-044
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Attic Pull Down Stairs, Breakfast Bar, Ceiling-Cathedral, Ceiling Fan(s), Closet(s) Walk-in, Countertops-Stone, Detector-Smoke, Disposal, Dryer Hook Up Gas/Elec, Foyer Entry, Garage Door Opener, Kitchen Island, Landscaped, Open Floor Plan, Pantry-Walk In, Patio Covered, Pocket Doors, Range/Oven Hk Up Gas/Elec, Split Br Floor Plan, Alarm System-Sec. Cameras, Tub and Separate Shower, Tub/Shower Combination, Great Room, Main Floor Laundry, Sump Pump, Jack & Jill Bath
  • Location: City/Town/Suburb
  • Number Below Grade Bedrooms: 1
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 4476
  • Total Finished Sq Ft: 4112
  • Above Grade Finished Sq Ft: 2238
  • Below Grade Finished Sq Ft: 1874
  • Below Grade Sq Ft: 364
  • Basement: Yes
  • Basement Foundation: Full Basement, Finished
  • Basement Material: Poured Concrete
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm, Gas Log
  • Fireplace: Yes
  • Flooring: Carpet, Vinyl
  • Living Great Room: Dimensions: 21x18, On Level: Main
  • Kitchen: Dimensions: 15x12, On Level: Main
  • Dining Room: Dimensions: 16x11, On Level: Main
  • Family Room: Dimensions: 32x20, On Level: Lower
  • Den: Dimensions: 11x9, On Level: Main
  • Recreation Room: Dimensions: 28x24, On Level: Lower
  • Bedroom 1: Dimensions: 15x14, On Level: Main
  • Bedroom 2: Dimensions: 12x11, On Level: Main
  • Bedroom 3: Dimensions: 12x11, On Level: Main
  • Bedroom 4: Dimensions: 19x13, On Level: Lower
  • Main Level Sq Ft: 2238
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 2
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 2238

Exterior Features

  • Exterior: Stone, Vinyl, Fiber Cement
  • Roof Material: Shingle
  • Outbuilding1: None
  • Fence: Metal

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 3
  • Garage Size: Dimensions: 32x22
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Laundry: Dimensions: Mainx6, On Level: 10
  • Water Type: Pond

Condo/Co-op/Association

  • Association Restrictions: Yes
  • Association Fees: 650
  • Association Fees Frequency: Annually

Schools

  • Elementary School: Arcola

Lot Info

  • Lot Description: Level, Waterfront
  • Lot Dimensions: 150 X 90
  • Estimated Lot Sq Ft: 13504
  • Estimated Lot Size Acres: 0.31

Tax Info

  • Annual Taxes: 5102.8
  • Exemptions: Homestead

MLS Schools

  • High School: Carroll
  • Middle School: Carroll
  • School District: Northwest Allen County

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 9, 2025
Closed on
Dec 12, 2025
Sold by
Bought by
Seller's Agent
Mary Anne Taylor
North Eastern Group Realty
Buyer's Agent
Tiffany Ham
Noll Team Real Estate
List Price
$868,750
Sold Price
$665,000
Premium/Discount to List
-$203,750
-23.45%
Views
101
Current Estimated Value
$660,584

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,416
Avg. Annual Appreciation
-1.04%
Original Mortgage
$532,000
Outstanding Balance
$528,914
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$131,670

Purchase Details

Listed on
Jun 7, 2022
Closed on
Aug 31, 2023
Sold by
Bought by
Seller's Agent
John Sommer
CENTURY 21 Bradley Realty, Inc
Buyer's Agent
Mary Anne Taylor
North Eastern Group Realty
List Price
$669,900
Sold Price
$625,000
Premium/Discount to List
-$44,900
-6.7%
Views
358

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.76%
Original Mortgage
$495,000
Interest Rate
6.81%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 4, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$422,500
Interest Rate
3.45%
Mortgage Type
Construction
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Listed On Document
-- None Listed On Document
$92,966 Metropolitan Title Of In Llc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $532,000
Closed $495,000
Previous Owner $422,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/12/2025 12/12/25 Sold $665,000 -23.5% $162 / Sq Ft
11/11/2025 11/11/25 Pending -- -- --
09/09/2025 09/09/25 For Sale $868,750 +39.0% $211 / Sq Ft
08/31/2023 08/31/23 Sold $625,000 -3.1% $196 / Sq Ft View Prior Sale
08/02/2023 08/02/23 Pending -- -- --
05/02/2023 05/02/23 Price Changed $644,900 -0.8% $202 / Sq Ft
10/19/2022 10/19/22 Price Changed $649,900 -1.5% $204 / Sq Ft
09/17/2022 09/17/22 Price Changed $659,900 -1.5% $207 / Sq Ft
06/07/2022 06/07/22 For Sale $669,900 -- $210 / Sq Ft
Source: Indiana Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,746 $618,900 $92,600 $526,300
2024 $5,208 $694,300 $92,600 $601,700
2022 $1,376 $92,600 $92,600 $0
2021 $11 $700 $700 $0
2020 $82 $700 $700 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202536434

Indiana Regional MLS

APN: 02-01-35-203-010.000-044

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