$499,900
$10K PRICE DROP

Estimated payment $3,020/month

Total Views 2,902
3 Beds
2.5 Baths
1,849 Sq Ft
$270 Price per Sq Ft

Highlights

  • Engineered Wood Flooring
  • Private Yard
  • Breakfast Room
  • Granite Countertops
  • Covered Patio or Porch
  • 2 Car Attached Garage

About This Home

Nestled approximately 10 minutes from the heart of downtown Chattanooga, this quaint home built in 2019 perfectly blends modern convenience with cozy charm. Located in a quiet, well-maintained neighborhood, this newer construction offers easy access to all the vibrant culture, dining, and outdoor recreation the city has to offer.

Step inside to find a thoughtfully designed interior featuring solid surface floors throughout the main living areas, providing both durability and style. The open-concept layout is ideal for entertaining or relaxing at home, with plenty of natural light and contemporary finishes throughout.

Enjoy outdoor living in the private, fenced backyard—perfect for pets, gardening, or summer barbecues. Whether you're a first-time buyer, downsizing, or simply looking for low-maintenance living close to town, this home offers comfort, functionality, and a prime location.

Listing Agent

Autumn Burke

Legacy Real Estate & Development/Residential, LLC License #323295 Listed on: 07/17/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,806

Year Built

  • Built in 2019

Lot Details

  • 6,534 Sq Ft Lot
  • Lot Dimensions are 48.83x135.21
  • Fenced
  • Private Yard

HOA Fees

  • $40 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Slab Foundation
  • Cement Siding

Interior Spaces

  • 1,849 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Recessed Lighting
  • Entrance Foyer
  • Living Room with Fireplace
  • Breakfast Room
  • Pull Down Stairs to Attic

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Kitchen Island
  • Granite Countertops

Flooring

  • Engineered Wood
  • Carpet
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Double Vanity

Laundry

  • Laundry Room
  • Laundry on upper level

Outdoor Features

  • Covered Patio or Porch

Schools

  • Red Bank Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Community Details

  • Millstone Cottages Subdivision

Listing and Financial Details

  • Assessor Parcel Number 099b F 016

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,806

Year Built

Built in 2019

Lot Details

0

HOA Fees

$40 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.15
  • Lot Size: 48.83X135.21
  • Subdivision Name: Millstone Cottages
  • Directions: From Downtown Chattanooga take US-27 N Follow US-27 N to Mountain Creek Rd. Take the Mountain Creek Rd exit from US-27 N Look for new homes Millstone Cottages Turn into Abby Grace Lp
  • Above Grade Finished Sq Ft: 1849.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Living Area: 1849.0
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2019
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 099b F 016
  • Location Tax and Legal Elementary School: Red Bank Elementary
  • Location Tax and Legal Middle Or Junior School2: Red Bank Middle
  • Location Tax and Legal High School: Red Bank High School
  • Location Tax and Legal:Tax Annual Amount: 3806.35
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 1849.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.15
  • General Property Information Lot Size Square Feet2: 6534.0
  • General Property Information Lot Size Dimensions: 48.83X135.21
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Fencing Fenced: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • General Property Information Stories2: 2
  • Fencing Privacy: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Flooring Luxury Vinyl: Yes
  • Flooring Engineered Hardwood: Yes
  • Utilities:Cable Connected: Yes
  • Attic Features Pull-Down Stairs: Yes
  • Interior Features Breakfast Room: Yes
  • Laundry Features:Upper Level: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Private Spa: No
  • Appliances: Microwave, Electric Water Heater, Electric Range
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Luxury Vinyl, Tile
  • Interior Amenities: Breakfast Room, Ceiling Fan(s), Double Vanity, Eat-in Kitchen, En Suite, Entrance Foyer, Granite Counters, Kitchen Island, Pantry, Recessed Lighting, Walk-In Closet(s)
  • Community Features:Sidewalks: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Recessed Lighting: Yes

Exterior Features

  • Fencing: Fenced, Privacy
  • View: No
  • Waterfront: No
  • Disclosures: Subdivision Restrictions
  • Home Warranty: No
  • Construction Type: Cement Siding
  • Exterior Features: Private Yard
  • Foundation Details: Slab
  • Patio And Porch Features: Porch - Covered, Rear Porch
  • Construction Materials:Cement Siding: Yes
  • Exterior Features:Private Yard: Yes
  • Patio And Porch Features:Rear Porch: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Driveway, Garage, Garage Faces Front
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Laundry Features: Laundry Room, Upper Level
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Sidewalks
  • Senior Community: No
  • Association Fee: 40.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 40.0
  • General Property Information:Association Fee Frequency: Monthly

Schools

  • Elementary School: Red Bank Elementary
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle

Lot Info

  • Lot Size Sq Ft: 6534.0
  • Additional Parcels: No
  • Parcel #: 099b F 016

Tax Info

  • Tax Annual Amount: 3806.35

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,898 $84,825 $0 $0
2023 $1,898 $84,825 $0 $0
2022 $1,898 $84,825 $0 $0
2021 $1,898 $84,825 $0 $0
2020 $2,173 $17,500 $0 $0
2019 $484 $17,500 $0 $0
2018 $0 $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/22/2025 08/22/25 Price Changed $499,900 -2.0% $270 / Sq Ft
07/17/2025 07/17/25 For Sale $509,900 +50.5% $276 / Sq Ft
12/20/2019 12/20/19 Sold $338,734 +5.9% $188 / Sq Ft
06/13/2019 06/13/19 Pending -- -- --
06/13/2019 06/13/19 For Sale $320,000 -- $178 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Boston National Ttl Agcy Llc
Warranty Deed $338,734 Warranty Title Ins Co Inc
Warranty Deed $73,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $246,700 New Conventional
Closed $238,000 New Conventional
Previous Owner $256,000 Construction
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1516821

Greater Chattanooga REALTORS®

APN: 099B-F-016