$5,795,000
PENDING $400K PRICE DROP

Estimated payment $35,601/month

Total Views 19,779
4 Beds
3 Baths
2,244 Sq Ft
$2,582 Price per Sq Ft

Highlights

  • Ocean View
  • Bonus Room
  • Den
  • Aptos High School Rated A-
  • Great Room
  • Open to Family Room

About This Home

Welcome to your beachfront dream home at 553 Beach Drive in Aptos! Located behind the private gates of Rio Surf & Sand, this stunning 4-bed, 3-bath coastal retreat offers 2,244 sq ft of luxurious living on an expansive 10,193 sq ft lot. Masterfully designed by renowned architect Thatcher Thompson and impeccably constructed by DeMattei Construction in 2007, the home is thoughtfully designed around a central courtyard, creating a seamless indoor-outdoor flow ideal for entertaining or quiet relaxation. The light-filled great room features soaring ceilings, a gas-log fireplace with gas starter, and panoramic views of Monterey Bay. The open-concept kitchen boasts high-end finishes, a spacious island, and direct access to ocean-view decks. Beyond the discreet entry lies a central courtyard that gracefully connects the homes wings through sliding doors, opening to reveal a stunning coastal panorama. The primary suite offers a serene escape, and three additional bedrooms provide flexibility for guests or a home office. Step outside to your private beachfront oasis with direct sand access and breathtaking views from Santa Cruz to Monterey. This is truly coastal living at its finest.

Listing Agent

Tim Allen

Coldwell Banker Realty License #00891159 Listed on: 09/30/2025

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2007

Lot Details

  • 10,193 Sq Ft Lot
  • Zoning described as RB

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • Off-Street Parking

Property Views

  • Ocean
  • Bay
  • City Lights

Home Design

  • Pillar, Post or Pier Foundation
  • Composition Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,244 Sq Ft Home
  • Gas Log Fireplace
  • Formal Entry
  • Great Room
  • Separate Family Room
  • Living Room with Fireplace
  • Dining Area
  • Den
  • Bonus Room
  • Storage Room
  • Laundry Room

Kitchen

  • Open to Family Room
  • Breakfast Bar

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Utilities

  • Forced Air Heating System

Community Details

  • Association fees include common area electricity, insurance - common area, maintenance - common area, maintenance - road
  • Rio Surf And Sand Association

Listing and Financial Details

  • Assessor Parcel Number 043-152-31-000

Home Details

Home Type

Single Family

Year Built

Built in 2007

Lot Details

0

HOA Fees

$50 per month

Listing Details

  • Subclass: Single Family Home
  • Listing Class: Residential
  • Structure Sq Ft: 2244
  • Year Built: 2007
  • Zoning Description: RB
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Family Room: Kitchen / Family Room Combo, Separate Family Room
  • Fireplace: Gas Log, Gas Starter, Living Room
  • Dining Room: Dining Area, Dining Bar
  • Living Sq Ft: 2244
  • Additional Rooms: Bonus / Hobby Room, Den / Study / Office, Formal Entry, Great Room, Laundry Room, Storage
  • Fireplaces Min: 1
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace: Yes

Exterior Features

  • Foundation: Concrete Perimeter and Slab, Pillars / Posts / Piers
  • Roof: Composition
  • View: Bay, City Lights, Ocean, Water, Water Front

Garage/Parking

  • Garage Parking Features: Off-Street Parking

Utilities

  • Heating System: Central Forced Air
  • Sewer/Septic System: Sewer Connected

Condo/Co-op/Association

  • HOA Fees: 600
  • HOA Fee Frequency: Annually
  • Association Fees Include: Common Area Electricity, Insurance - Common Area, Maintenance - Common Area, Maintenance - Road
  • H O A Name Text: Rio Surf and Sand
  • H O A Exist: Yes

Lot Info

  • Parcel Number: 043-152-31-000
  • Lot Acres: 0.2340
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 10193.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 10193.00

Multi Family

  • Utilities: Public Utilities

MLS Schools

  • High School District Text: Pajaro Valley Unified

Map

Range of Values:

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Value Increase
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Percent Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $61,188 $5,662,501 $4,488,305 $1,174,196
2023 $60,238 $5,442,619 $4,314,019 $1,128,600
2022 $79,352 $7,196,313 $6,123,179 $1,073,134
2021 $75,853 $6,861,466 $5,293,148 $1,568,318
2020 $48,255 $4,352,365 $3,357,549 $994,816
2019 $44,759 $4,022,370 $3,102,977 $919,393
2018 $58,022 $5,277,563 $4,071,270 $1,206,293
2017 $55,447 $4,978,833 $3,840,821 $1,138,012
2016 $51,043 $4,610,031 $3,556,316 $1,053,715
2015 $48,770 $4,349,086 $3,355,015 $994,071
2014 $43,901 $3,918,096 $3,022,533 $895,563
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/15/2025 12/15/25 Pending -- -- --
11/19/2025 11/19/25 Price Changed $5,795,000 -6.5% $2,582 / Sq Ft
09/30/2025 09/30/25 For Sale $6,195,000 -- $2,761 / Sq Ft
Source: MLSListings

Purchase History

Date Type Sale Price Title Company
Individual Deed $4,226,500 North American Title Company
Grant Deed $3,000,000 Santa Cruz Title Company
Interfamily Deed Transfer -- Santa Cruz Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $2,500,000 New Conventional
Source: Public Records

Source: MLSListings

MLS Number: ML82023310

MLSListings

APN: 043-152-31-000