Seller's Agent in 2026
Tim Allen
Coldwell Banker Realty
(831) 214-1990
3 in this area
339 Total Sales
553 Beach Dr Aptos, CA 95003
Rio del Mar Neighborhood
4
Beds
3
Baths
2,244
Sq Ft
10,193
Sq Ft Lot
Highlights
- Ocean View
- Bonus Room
- Den
- Aptos High School Rated A-
- Great Room
- Open to Family Room
About This Home
As of January 2026Welcome to your beachfront dream home at 553 Beach Drive in Aptos! Located behind the private gates of Rio Surf & Sand, this stunning 4-bed, 3-bath coastal retreat offers 2,244 sq ft of luxurious living on an expansive 10,193 sq ft lot. Masterfully designed by renowned architect Thatcher Thompson and impeccably constructed by DeMattei Construction in 2007, the home is thoughtfully designed around a central courtyard, creating a seamless indoor-outdoor flow ideal for entertaining or quiet relaxation. The light-filled great room features soaring ceilings, a gas-log fireplace with gas starter, and panoramic views of Monterey Bay. The open-concept kitchen boasts high-end finishes, a spacious island, and direct access to ocean-view decks. Beyond the discreet entry lies a central courtyard that gracefully connects the homes wings through sliding doors, opening to reveal a stunning coastal panorama. The primary suite offers a serene escape, and three additional bedrooms provide flexibility for guests or a home office. Step outside to your private beachfront oasis with direct sand access and breathtaking views from Santa Cruz to Monterey. This is truly coastal living at its finest.
Home Details
Home Type
- Single Family
Year Built
- Built in 2007
Lot Details
- 10,193 Sq Ft Lot
- Zoning described as RB
HOA Fees
- $50 Monthly HOA Fees
Parking
- Off-Street Parking
Property Views
- Ocean
- Bay
- City Lights
Home Design
- Pillar, Post or Pier Foundation
- Composition Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,244 Sq Ft Home
- Gas Log Fireplace
- Formal Entry
- Great Room
- Separate Family Room
- Living Room with Fireplace
- Dining Area
- Den
- Bonus Room
- Storage Room
- Laundry Room
Kitchen
- Open to Family Room
- Breakfast Bar
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
Utilities
- Forced Air Heating System
Community Details
- Association fees include common area electricity, insurance - common area, maintenance - common area, maintenance - road
- Rio Surf And Sand Association
Listing and Financial Details
- Assessor Parcel Number 043-152-31-000
Matterport 3D Tours
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 30, 2025
Closed on
Jan 12, 2026
Sold by
Bumb Brian F and Bumb Theresa M
Bought by
Raff Paisley Family 1999 Trust and Raff
Seller's Agent
Tim Allen
Coldwell Banker Realty
Buyer's Agent
Tim Allen
Coldwell Banker Realty
List Price
$6,195,000
Sold Price
$5,525,000
Premium/Discount to List
-$670,000
-10.82%
Views
81
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
120.81%
Purchase Details
Closed on
Nov 7, 2006
Sold by
Bumb Timothy and Bumb Jennifer S
Bought by
Bumb Brian F and Bumb Theresa M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$2,500,000
Interest Rate
6.28%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 22, 2003
Sold by
Anastasi Mara J and Anastasi Peggy K
Bought by
Bumb Timothy and Bumb Jennifer S
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $5,525,000 | Old Republic Title Company | |
| Individual Deed | $4,226,500 | North American Title Company | |
| Grant Deed | $3,000,000 | Santa Cruz Title Company | |
| Interfamily Deed Transfer | -- | Santa Cruz Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $2,500,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/14/2026 01/14/26 | Sold | $5,525,000 | -4.7% | $2,462 / Sq Ft |
| 12/15/2025 12/15/25 | Pending | -- | -- | -- |
| 11/19/2025 11/19/25 | Price Changed | $5,795,000 | -6.5% | $2,582 / Sq Ft |
| 09/30/2025 09/30/25 | For Sale | $6,195,000 | -- | $2,761 / Sq Ft |
Source: MLSListings
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $61,188 | $5,662,501 | $4,488,305 | $1,174,196 |
| 2023 | $60,238 | $5,442,619 | $4,314,019 | $1,128,600 |
| 2022 | $79,352 | $7,196,313 | $6,123,179 | $1,073,134 |
| 2021 | $75,853 | $6,861,466 | $5,293,148 | $1,568,318 |
| 2020 | $48,255 | $4,352,365 | $3,357,549 | $994,816 |
| 2019 | $44,759 | $4,022,370 | $3,102,977 | $919,393 |
| 2018 | $58,022 | $5,277,563 | $4,071,270 | $1,206,293 |
| 2017 | $55,447 | $4,978,833 | $3,840,821 | $1,138,012 |
| 2016 | $51,043 | $4,610,031 | $3,556,316 | $1,053,715 |
| 2015 | $48,770 | $4,349,086 | $3,355,015 | $994,071 |
| 2014 | $43,901 | $3,918,096 | $3,022,533 | $895,563 |
Source: Public Records
Agents Affiliated with this Home
-
Tim Allen
Map
Source: MLSListings
MLS Number: ML82023310
APN: 043-152-31-000
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