NOT LISTED FOR SALE

Estimated Value: $234,000 - $250,000

3 Beds
2 Baths
1,244 Sq Ft
$196/Sq Ft Est. Value

Last Sold September 30, 2025

Last sale price $247,500 $199 Per Sq Ft

98 Days on Market

Highlights

  • Open Floorplan
  • Breakfast Bar
  • Property is Fully Fenced
  • No HOA
  • Central Heating and Cooling System
  • Vinyl Flooring

About This Home

As of September 2025

This home offers a great opportunity with a VA assumable loan at an impressive 3.49%, providing significant savings for eligible buyers. The perfect blend of comfort, updates, and opportunity awaits! Welcome home to 5540 Windermere Drive, a move-in-ready gem tucked into a peaceful, tree-lined neighborhood just minutes from downtown Jacksonville. This inviting 3-bedroom, 2-bath home offers families the space to thrive and investors the smart features that support long-term value. With 1,244 square feet of bright, thoughtfully designed living space on a 0.21-acre lot, there's plenty of room to grow, play, and relax both indoors and out. Step inside to a welcoming open layout featuring luxury vinyl plank flooring, fresh neutral tones, and an abundance of natural light. The updated kitchen shines at the center of the home, boasting granite countertops, stainless steel appliances, and a functional breakfast bar perfect for busy mornings and family gatherings. A split-bedroom floorplan offers privacy for the spacious primary suite, which includes a walk-in closet and a remodeled bath, while two additional bedrooms and a second full bath provide flexibility for family, guests, or a home office. Families will appreciate that the major system upgrades including a new roof, Trane HVAC system, septic system, plumbing, and windows were completed approximately five years ago. These improvements provide peace of mind without the typical upfront costs, making this home a smart, low-maintenance choice. Outside, the fully fenced backyard is ready for children, pets, and backyard barbecues, with plenty of space left over for gardening, future additions, or simply enjoying Florida's outdoor lifestyle. With no HOA restrictions, owners have the freedom to personalize the space to suit their needs. Ideally located in the established River Forest neighborhood, this home offers easy access to top-rated parks, riverfront trails, shopping, and dining at the revitalized College Park district. Families will love the proximity to schools and recreational spaces, while investors will recognize the property's strong rental potential and excellent location just minutes from downtown Jacksonville, Jacksonville University, and the St. Johns River. Beaches are a short drive away, and major commuter routes are easily accessible, keeping daily life and weekend getaways simple and convenient. Whether you are searching for a forever family home or an outstanding addition to your investment portfolio, 5540 Windermere Drive is ready to deliver. With modern updates already in place, a flexible layout, a large lot, and a central location in a growing community, this home checks every box. Schedule your private tour today and experience firsthand the opportunity and lifestyle this property offers!

Last Agent to Sell the Property

Traci Crawford

ONE SOTHEBY'S INTERNATIONAL REALTY License #3426697 Listed on: 04/28/2025

ONE SOTHEBY'S INTERNATIONAL REALTY

Last Buyer's Agent

LUCIEN VAILLANCOURT

NATIVE SUN REALTY INC License #0666963

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,573

Year Built

  • Built in 1950

Lot Details

  • 9,148 Sq Ft Lot
  • Property is Fully Fenced

Parking

  • Additional Parking

Home Design

  • Entry on the 1st floor
  • Shingle Roof
  • Concrete Siding

Interior Spaces

  • 1,244 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Vinyl Flooring

Kitchen

  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Schools

  • Arlington Elementary And Middle School
  • Terry Parker High School

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • River Forest Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1285500000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,573

Year Built

Built in 1950

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 1950
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.21
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: River Forest
  • Architectural Style: Ranch
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: No
  • Unit Levels: One
  • General Property Information Living Area2: 1244.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • General Property Information List PriceSqFt2: 200.96
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Furnished: Unfurnished
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Architectural Style Ranch: Yes
  • Flooring Vinyl: Yes
  • General Property Information Entry Level2: 1.0
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.21
  • Utilities Electricity Available: Yes
  • Utilities Sewer Available: Yes
  • Utilities Water Available: Yes
  • General Property Information Carport YN: No
  • General Property Information Accessory Dwelling Unit YN: No
  • Levels One: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Open Floorplan, Split Bedrooms
  • Major Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
  • Furnished: Unfurnished
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Vinyl
  • Living Area: 1244.0
  • Appliances Dishwasher: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Breakfast Bar: Yes
  • Laundry Features:In Unit: Yes
  • Interior Features:Open Floorplan: Yes

Exterior Features

  • Waterfront: No
  • Fencing: Full
  • Roof: Shingle
  • Pool Private: No
  • Construction Type: Concrete
  • Exterior Features:Fencing - Full: Yes
  • Construction Materials:Concrete: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Additional Parking
  • Parking Features:Additional Parking: Yes
  • General Property Information:Garage YN: No

Utilities

  • Utilities: Cable Available, Electricity Available, Sewer Available, Water Available
  • Laundry Features: In Unit
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Arlington
  • High School: Terry Parker
  • Middle Or Junior School: Arlington

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 9147.6
  • Parcel #: 1285500000
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 3572.92
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 28, 2025
Closed on
Sep 30, 2025
Sold by
Gentle Heather and Judd Bradley
Bought by
Hulstein Jesse A
Seller's Agent
Traci Crawford
ONE SOTHEBY'S INTERNATIONAL REALTY
Buyer's Agent
LUCIEN VAILLANCOURT
NATIVE SUN REALTY INC
List Price
$265,000
Sold Price
$247,500
Premium/Discount to List
-$17,500
-6.6%
Views
315

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.01%
Original Mortgage
$250,635
Outstanding Balance
$250,051
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
-$6,656

Purchase Details

Closed on
Jul 2, 2020
Sold by
Medina Carlo and 5540 Windermere Land Trust
Bought by
Reddy Ajay Annadi and Narra Seshagiri Rao

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,500
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 1, 2019
Sold by
Moore Elizabeth Bonita and Crawford Pamela H
Bought by
5540 Windermere Land Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,842
Interest Rate
3.7%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Sep 22, 2017
Sold by
Moore Elizabeth Bonita
Bought by
Moore Elizabeth Bonita

Purchase Details

Closed on
Apr 1, 2016
Bought by
Hall Edith S Estate
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hulstein Jesse A $247,500 Atlantic Coast Title & Escrow
Reddy Ajay Annadi $170,000 Title America Re Closings In
5540 Windermere Land Trust $40,000 Title America Re Closings
Moore Elizabeth Bonita -- None Available
Hall Edith S Estate $100 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hulstein Jesse A $250,635
Previous Owner Reddy Ajay Annadi $127,500
Previous Owner 5540 Windermere Land Trust $53,842
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/30/2025 09/30/25 Sold $247,500 -1.0% $199 / Sq Ft
07/25/2025 07/25/25 Price Changed $250,000 -3.8% $201 / Sq Ft
05/24/2025 05/24/25 Price Changed $260,000 -1.9% $209 / Sq Ft
04/28/2025 04/28/25 For Sale $265,000 +8.2% $213 / Sq Ft
12/17/2023 12/17/23 Off Market $245,000 -- --
04/04/2022 04/04/22 Sold $245,000 0.0% $190 / Sq Ft View Prior Sale
03/03/2022 03/03/22 Pending -- -- --
02/28/2022 02/28/22 For Sale $245,000 -- $190 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,901 $196,958 $51,337 $145,621
2025 $3,573 $187,270 $46,026 $141,244
2024 $3,573 $188,140 $46,026 $142,114
2023 $3,585 $187,870 $44,256 $143,614
2022 $2,793 $167,662 $36,960 $130,702
2021 $2,513 $133,194 $31,920 $101,274
2020 $779 $33,937 $25,200 $8,737
2019 $1,642 $80,638 $23,520 $57,118
2018 $1,518 $72,465 $16,800 $55,665
2017 $1,322 $60,903 $11,760 $49,143
2016 $1,285 $57,821 $0 $0
2015 $1,238 $54,492 $0 $0
2014 $1,153 $49,288 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2084224

realMLS (Northeast Florida Multiple Listing Service)

APN: 128550-0000