NOT LISTED FOR SALE

55891 River Shore Ln Elkhart, IN 46516

Estimated Value: $340,000 - $519,000

5 Beds
3 Baths
2,751 Sq Ft
$165/Sq Ft Est. Value

Last Sold November 01, 2021

Last sale price $395,000 $144 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $2,660/month

5 Days on Market

Highlights

  • 100 Feet of Waterfront
  • Pier or Dock
  • Ranch Style House
  • Jimtown Intermediate School Rated A-
  • Open Floorplan
  • Backs to Open Ground

About This Home

As of November 2021

This home is remarkable! almost 100' of waterfrontage on Beautiful ST. JOE River~ You will love this green friendly home with an average of $16.05 a month for utilities!! Remodeled in 2006, 2007 This beautiful home features an Open Concept with an amazing Sunset View. 5 bedrooms and 3 full baths~ Solid oak hardwood floors, Livingroom with a brick walled wood burning fireplace, opens to Kitchen and dining area. Closets galore thru out. Main floor office or den as well as a main floor laundry. You will enjoy entertaining in the finished basement Family room, kitchenette, 2 bedrooms and a full bath with a ceramic tile walk in shower convenient private walk up entrance to outside. Geothermal heat, A/C. Solar panels. 30 year architectural shingles. Cedar siding. Cement seawall and includes pier. This home shows Pride in ownership only 2nd owner. Convenient to shopping, restaurants and only 30 minutes to Notre Dame.

Last Agent to Sell the Property

Terri Parrish

Coldwell Banker Real Estate Group Listed on: 09/30/2021

Coldwell Banker Real Estate Group

Last Buyer's Agent

Timothy Vicsik

RE/MAX 100

RE/MAX 100

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,577

Year Built

  • Built in 1953

Lot Details

  • 0.56 Acre Lot
  • Lot Dimensions are 100x225
  • 100 Feet of Waterfront
  • River Front
  • Backs to Open Ground

HOA Fees

  • $2 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Ranch Style House
  • Cedar

Interior Spaces

  • Open Floorplan
  • Built-in Bookshelves
  • Ceiling Fan
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • Wood Flooring
  • Laminate Countertops
  • Laundry on main level

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • Bathtub with Shower
  • Separate Shower

Finished Basement

  • Walk-Up Access
  • Exterior Basement Entry
  • 1 Bathroom in Basement
  • 2 Bedrooms in Basement

Eco-Friendly Details

  • Energy-Efficient HVAC
  • Energy-Efficient Lighting

Outdoor Features

  • Seawall
  • Covered Patio or Porch

Schools

  • Jimtown Elementary And Middle School
  • Jimtown High School

Utilities

  • Central Air
  • Geothermal Heating and Cooling
  • The river is a source of water for the property
  • Private Sewer

Listing and Financial Details

  • Assessor Parcel Number 20-05-02-451-006.000-001

Community Details

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,577

Year Built

Built in 1953

Lot Details

0

HOA Fees

$2 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1953
  • Age: 68
  • Style: One Story
  • Architectural Style: Ranch
  • Total Number of Rooms: 11
  • Total Number of Rooms Below Grade: 7
  • Bedrooms: 5
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: River Shore ADD lot 17
  • Parcel Number ID: 20-05-02-451-006.000-001
  • Platted: Yes
  • Amenities: Built-In Bookcase, Ceiling Fan(s), Closet(s) Walk-in, Countertops-Laminate, Deck Open, Garage Door Opener, Open Floor Plan, Patio Open, Porch Covered, Six Panel Doors, Stand Up Shower, Tub/Shower Combination, Main Floor Laundry
  • Number Below Grade Bedrooms: 2
  • Sp Lp Percent: 100
  • Year Taxes Payable: 2020
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 3099
  • Total Finished Sq Ft: 2751
  • Above Grade Finished Sq Ft: 1707
  • Below Grade Finished Sq Ft: 1044
  • Below Grade Sq Ft: 348
  • Price Per Sq Ft: 231.4
  • Basement: Yes
  • Basement Foundation: Finished, Outside Entrance, Walk-up
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm, Wood Burning
  • Fireplace: Yes
  • Flooring: Hardwood Floors
  • Living Great Room: On Level: Main
  • Kitchen: On Level: Main
  • Family Room: On Level: Lower
  • Den: On Level: Main
  • Recreation Room: Dimensions: 11x12
  • Bedroom 1: Dimensions: 11x14, On Level: Main
  • Bedroom 2: Dimensions: 11x12, On Level: Main
  • Bedroom 3: Dimensions: 11x10, On Level: Main
  • Bedroom 4: Dimensions: 11x12, On Level: Lower
  • Bedroom 5: Dimensions: 11x16, On Level: Lower
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 2
  • Total Below Grade Sq Ft: 1392

Exterior Features

  • Exterior: Cedar
  • Outbuilding1: Shed, Dimensions: 12x10
  • Sea Wall Type: Concrete
  • Water Features: Pier/Dock
  • Water Frontage: 100
  • Water Name: St. Joe River Lower

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 24x22
  • Garage Sq Ft: 528
  • Garage: Yes

Utilities

  • Cooling: Central Air, Geothermal
  • Heating Fuel: Geothermal
  • Sewer: Private
  • Water Utilities: City
  • Hvac: Geo Heat (Closed Loop)
  • Water Type: River

Condo/Co-op/Association

  • Association Fees: 20
  • Association Fees Frequency: Annually

Schools

  • School District: Baugo Community
  • Elementary School: Jimtown
  • Middle School: Jimtown
  • High School: Jimtown
  • Elementary School: Jimtown

Lot Info

  • Lot Description: Waterfront
  • Lot Dimensions: 100x225
  • Estimated Lot Sq Ft: 24394
  • Estimated Lot Size Acres: 0.56

Green Features

  • Energy Efficient: Electrical/Lighting, HVAC

Tax Info

  • Annual Taxes: 2577
  • Exemptions: Homestead, Supplemental

Multi Family

  • Water Access: Riverfront

MLS Schools

  • High School: Jimtown
  • Middle School: Jimtown
  • School District: Baugo Community

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 6, 2023
Sold by
Lee Barbara W and Lee John C
Bought by
Klempay Bradley and Klempay Alisia
Current Estimated Value
$452,746

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$456,577
Outstanding Balance
$446,729
Interest Rate
6.87%
Mortgage Type
FHA
Estimated Equity
$6,017

Purchase Details

Listed on
Sep 30, 2021
Closed on
Nov 2, 2021
Sold by
Miller Lynn J and Miller Darlene K
Bought by
Lee Barbara W and Lee John C
Seller's Agent
Terri Parrish
Coldwell Banker Real Estate Group
Buyer's Agent
Timothy Vicsik
RE/MAX 100
List Price
$395,000
Sold Price
$395,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.51%

Purchase Details

Listed on
Sep 30, 2021
Closed on
Nov 1, 2021
Sold by
Miller Lynn J and Miller Darlene K
Bought by
Lee Barbara W and Lee John C
Seller's Agent
Terri Parrish
Coldwell Banker Real Estate Group
Buyer's Agent
Timothy Vicsik
RE/MAX 100
List Price
$395,000
Sold Price
$395,000

Purchase Details

Closed on
Feb 1, 2012
Sold by
Miller Lynn J and Miller Darlene K
Bought by
Miller Lynn J and Miller Darlene K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,500
Interest Rate
3.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 4, 2006
Sold by
Schrag Rhoda
Bought by
Miller Lynn J and Miller Darlene K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,920
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Klempay Bradley $465,000 Fidelity National Title
Lee Barbara W -- Near North Title Group
Lee Barbara W $395,000 Near North Title Group
Miller Lynn J -- None Available
Miller Lynn J $134,900 Meridian Title Corp
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Klempay Bradley $456,577
Previous Owner Miller Lynn J $199,500
Previous Owner Miller Lynn J $107,920
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/01/2021 11/01/21 Sold $395,000 0.0% $144 / Sq Ft
10/05/2021 10/05/21 Pending -- -- --
09/30/2021 09/30/21 For Sale $395,000 -- $144 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,178 $395,400 $86,700 $308,700
2022 $3,178 $375,400 $86,700 $288,700
2021 $2,710 $314,100 $86,700 $227,400
2020 $2,592 $302,000 $86,700 $215,300
2019 $2,461 $286,600 $86,700 $199,900
2018 $2,210 $275,500 $86,700 $188,800
2017 $2,300 $255,000 $86,700 $168,300
2016 $1,842 $221,000 $86,700 $134,300
2014 $1,703 $208,600 $86,700 $121,900
2013 $1,919 $208,600 $86,700 $121,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202141150

Indiana Regional MLS

APN: 20-05-02-451-006.000-001