$742,500
COMING SOON SEP 17, 2025

56 Cross Point Dr Owings, MD 20736

Estimated payment $4,474/month

Total Views 57
5 Beds
3.5 Baths
3,626 Sq Ft
0.5 Acres

Highlights

  • Hot Property
  • Colonial Architecture
  • 2 Car Attached Garage
  • Windy Hill Elementary School Rated A-
  • 1 Fireplace
  • Crown Molding

About This Home

Pride of ownership is evident in this exquisite 5-bedroom, 3.5-bath residence, perfectly situated in the highly sought-after community of Cross Point. With its timeless design, fresh paint and thoughtful upgrades throughout, and unmatched attention to detail, this home offers both elegance and comfort at every turn. From the moment you arrive, the inviting wrap-around porch sets the tone for gracious living. Step inside to discover refined finishes throughout—crown molding, wainscoting, and a stunning gas fireplace create a warm yet sophisticated atmosphere. The main level boasts a beautifully renovated kitchen featuring granite countertops, soft-close cabinetry, and premium fixtures, designed for both everyday living and entertaining in style. The upper level offers 4 generously sized bedrooms and spa-inspired renovated bathrooms, providing a serene retreat for family and guests alike. The fully finished lower level with a second full kitchen adds incredible versatility, ideal for extended stays, multi-generational living, or hosting with ease. Step outside to a true entertainer’s paradise—a spacious deck with a charming gazebo, the perfect backdrop for gatherings, al fresco dining, or simply enjoying peaceful evenings outdoors. With a newer roof (2017) and windows (2016), this home is as move-in ready as it is luxurious. Don’t miss your opportunity to own this extraordinary home where modern updates meet timeless craftsmanship in one of the area’s most desirable communities. ASSUMABLE VA LOAN 2.25%

Listing Agent

Tracey Bellotte

Coldwell Banker Realty Listed on: 09/10/2025

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,979

Year Built

  • Built in 2000

Lot Details

  • 0.5 Acre Lot

HOA Fees

  • $20 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 6 Driveway Spaces
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Permanent Foundation
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Crown Molding
  • 1 Fireplace

Bedrooms and Bathrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Rear Basement Entry

Utilities

  • Central Air
  • Heating System Uses Oil
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Community Details

  • Cross Point Subdivision

Listing and Financial Details

  • Coming Soon on 9/17/25
  • Tax Lot 16R
  • Assessor Parcel Number 0503154467

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,979

Year Built

Built in 2000

Lot Details

0

HOA Fees

$20 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 9/17/2025 12:00:00 AM
  • Year Built: 2000
  • Remarks Public: Pride of ownership is evident in this exquisite 5-bedroom, 3.5-bath residence, perfectly situated in the highly sought-after community of Cross Point. With its timeless design, fresh paint and thoughtful upgrades throughout, and unmatched attention to detail, this home offers both elegance and comfort at every turn. From the moment you arrive, the inviting wrap-around porch sets the tone for gracious living. Step inside to discover refined finishes throughout—crown molding, wainscoting, and a stunning gas fireplace create a warm yet sophisticated atmosphere. The main level boasts a beautifully renovated kitchen featuring granite countertops, soft-close cabinetry, and premium fixtures, designed for both everyday living and entertaining in style. The upper level offers 4 generously sized bedrooms and spa-inspired renovated bathrooms, providing a serene retreat for family and guests alike. The fully finished lower level with a second full kitchen adds incredible versatility, ideal for extended stays, multi-generational living, or hosting with ease. Step outside to a true entertainer’s paradise—a spacious deck with a charming gazebo, the perfect backdrop for gatherings, al fresco dining, or simply enjoying peaceful evenings outdoors. With a newer roof (2017) and windows (2016), this home is as move-in ready as it is luxurious. Don’t miss your opportunity to own this extraordinary home where modern updates meet timeless craftsmanship in one of the area’s most desirable communities. ASSUMABLE VA LOAN 2.25%
  • Special Features: ComingSoon
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Permanent, Concrete Perimeter
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished, Rear Entrance, Full
  • Total Sq Ft: 3798
  • Living Area Sq Ft: 3626
  • Price Per Sq Ft: 293.94
  • Above Grade Finished Sq Ft: 2526
  • Below Grade Finished Sq Ft: 1100
  • Below Grade Sq Ft: 172
  • Total Below Grade Sq Ft: 1272
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 56

Beds/Baths

  • Bedrooms: 5
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 8
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Oil
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 240.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139842846
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.50
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 21666.00
  • Year Assessed: 2025
  • Zoning: R-1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5979.00
  • Assessor Parcel Number: 0503154467
  • Tax Lot: 16R
  • Tax Total Finished Sq Ft: 3442
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,726 $542,300 $180,700 $361,600
2024 $5,726 $516,133 $0 $0
2023 $5,245 $489,967 $0 $0
2022 $4,970 $463,800 $180,700 $283,100
2021 $4,871 $458,233 $0 $0
2020 $4,871 $452,667 $0 $0
2019 $4,832 $447,100 $180,700 $266,400
2018 $4,819 $447,100 $180,700 $266,400
2017 $4,883 $447,100 $0 $0
2016 -- $451,700 $0 $0
2015 $4,534 $450,767 $0 $0
2014 $4,534 $449,833 $0 $0
Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $525,000 --
Deed $237,617 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $408,344 VA
Closed $479,385 VA
Closed $482,955 VA
Closed $492,952 VA
Closed $487,255 VA
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDCA2023062

Bright MLS

APN: 03-154467