$725,000
UNDER CONTRACT

56 Cross Point Dr Owings, MD 20736

Estimated payment $4,336/month

Total Views 11,524
5 Beds
3.5 Baths
3,626 Sq Ft
$200 Price per Sq Ft

Highlights

  • Second Kitchen
  • Colonial Architecture
  • Traditional Floor Plan
  • Windy Hill Elementary School Rated A-
  • Deck
  • Formal Dining Room

About This Home

OPEN HOUSE CANCELED, PROPERTY IS UNDER CONTRACT.
This one has a ASSUMABLE VA LOAN available at 2.25% interest rate! THATS A HUGE SAVINGS ON YOUR MONTHLY PAYMENT!! IF PURCHASING A HOME THAT IS TRULY MOVE-IN READY, peace of mind that you won’t move in and have to start doing a bunch of repairs is on your list, THIS ONE CHECK ALL OF THE BOXES!! The owners have done all of the updating on this one so you can have peace of mind in your new home! New windows in 2016, new A/C on main level and upper level in 2019, basement renovated to include a second kitchen in 2019, new roof in 2017, back deck redone in 2021, fireplace on main level 2020, massive primary bath renovation in 2023 ($30,000 renovation!!)!Pride of ownership is evident in this exquisite 5-bedroom, 3.5-bath residence, perfectly situated in the highly sought-after community of Cross Point. With its timeless design, fresh paint, carpet and thoughtful upgrades throughout, and unmatched attention to detail, this home offers both elegance and comfort at every turn. From the moment you arrive, the inviting wrap-around porch sets the tone for gracious living. Step inside to discover refined finishes throughout—crown molding, wainscoting, and a stunning gas fireplace create a warm yet sophisticated atmosphere. The main level boasts a beautifully renovated kitchen featuring granite countertops, soft-close cabinetry, and premium fixtures, designed for both everyday living and entertaining in style. The upper level offers 4 generously sized bedrooms and spa-inspired renovated bathrooms, providing a serene retreat for family and guests alike. The fully finished lower level with a second full kitchen adds incredible versatility, ideal for extended stays, multi-generational living, or hosting with ease. Step outside to a true entertainer’s paradise—a spacious deck with a charming gazebo, the perfect backdrop for gatherings, al fresco dining, or simply enjoying peaceful evenings outdoors. Don’t miss your opportunity to own this extraordinary home where modern updates meet timeless craftsmanship in one of the area’s most desirable communities.

Listing Agent

Tracey Bellotte

(410) 474-1649 tracey.bellotte@cbrealty.com Coldwell Banker Realty Listed on: 09/17/2025

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,979

Year Built

  • Built in 2000

Lot Details

  • 0.5 Acre Lot

HOA Fees

  • $20 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 6 Driveway Spaces
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Permanent Foundation
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Built-In Features
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Family Room Off Kitchen
  • Formal Dining Room

Kitchen

  • Second Kitchen
  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • Walk-In Closet

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Rear Basement Entry

Outdoor Features

  • Deck
  • Patio

Utilities

  • Central Air
  • Heating System Uses Oil
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Community Details

  • Cross Point Subdivision

Listing and Financial Details

  • Tax Lot 16R
  • Assessor Parcel Number 0503154467

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,979

Year Built

Built in 2000

Lot Details

0

HOA Fees

$20 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 9/17/2025 12:00:00 AM
  • Year Built: 2000
  • Automatically Close On Close Date: No
  • Special Features: 4224
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Dryer, Oven - Wall, Refrigerator, Washer
  • Interior Amenities: 2nd Kitchen, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Kitchen - Eat-In, Pantry, Recessed Lighting, Walk-In Closet(s), Built-Ins, Formal/Separate Dining Room, Floor Plan - Traditional
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Permanent, Concrete Perimeter
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished, Rear Entrance, Full
  • Laundry Type: Upper Floor, Lower Floor
  • Total Sq Ft: 3798
  • Living Area Sq Ft: 3626
  • Price Per Sq Ft: 287.02
  • Above Grade Finished Sq Ft: 2526
  • Below Grade Finished Sq Ft: 1100
  • Below Grade Sq Ft: 172
  • Total Below Grade Sq Ft: 1272
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 8
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Oil
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 240.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.50
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 21666.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Zoning: R-1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5979.00
  • Assessor Parcel Number: 0503154467
  • Tax Lot: 16R
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,726 $542,300 $180,700 $361,600
2024 $5,726 $516,133 $0 $0
2023 $5,245 $489,967 $0 $0
2022 $4,970 $463,800 $180,700 $283,100
2021 $4,871 $458,233 $0 $0
2020 $4,871 $452,667 $0 $0
2019 $4,832 $447,100 $180,700 $266,400
2018 $4,819 $447,100 $180,700 $266,400
2017 $4,883 $447,100 $0 $0
2016 -- $451,700 $0 $0
2015 $4,534 $450,767 $0 $0
2014 $4,534 $449,833 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/26/2025 09/26/25 Price Changed $725,000 -2.4% $200 / Sq Ft
09/17/2025 09/17/25 For Sale $742,500 -- $205 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $525,000 --
Deed $237,617 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDCA2023062

Bright MLS

APN: 03-154467