NOT LISTED FOR SALE

56 Main St Cummington, MA 01026

Estimated Value: $229,000 - $328,000

4 Beds
1 Bath
2,253 Sq Ft
$129/Sq Ft Est. Value

Last Sold January 11, 2022

Last sale price $200,000 $89 Per Sq Ft

Est. 45% increase in value since last sale

Current estimated payment $1,821/month

32 Days on Market

Highlights

  • River Access
  • River View
  • Wood Flooring
  • Barn or Stable
  • Cape Cod Architecture
  • Main Floor Bedroom

About This Home

As of January 2022

An 1820's built 4 bedroom 1 Bath Cape Cod style home set perfectly on the banks of the Westfield River. The home resides beautifully on a .75 acre lot on Main Street in Cummington. This home is in need of some renovation to bring it back to its original glory but offers a great canvas for just that. The home offers spacious rooms and potential for a first floor bedroom. A large attached three story barn adds to the charm of this home.

Last Agent to Sell the Property

Doug Collins

LAMACCHIA REALTY, INC License #9577693 Listed on: 10/15/2021

LAMACCHIA REALTY, INC

Last Buyer's Agent

Non Member

NON-MEMBER / RECIPROCAL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,056

Year Built

  • 1820

Lot Details

  • 0.75 Acre Lot
  • River Front
  • Interior Lot

Property Views

  • River
  • Scenic Vista

Home Design

  • Cape Cod Architecture
  • Wood Frame Construction
  • Asphalt Shingled Roof
  • Metal Roof
  • Wood Siding
  • Clap Board Siding
  • Clapboard

Interior Spaces

  • 2,253 Sq Ft Home
  • Wood Flooring
  • Dirt Floor

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • 1 Full Bathroom

Parking

  • 3 Parking Spaces
  • Off-Street Parking

Outdoor Features

  • River Access
  • Porch

Horse Facilities and Amenities

  • Barn or Stable

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Electric Water Heater
  • Private Sewer
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,056

Year Built

1820

Lot Details

0

Listing Details

  • Property Type: Residential - Single Family
  • Property Type: Residential
  • Style: Cape
  • Accessibility: 1st Fl Bdrm | 1st Flr Full Bath
  • Construction: Wood Frame
  • Directions: Route 9 Into Cummington. Home is located on Main Street in Cummington. GPS friendly
  • Views: Scenic
  • Estimated Year Built: 1820
  • Right Of Way: Unk
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1820

Interior Features

  • Total Bedrooms: 4
  • Total Bathrooms: 1.00
  • Total Full Baths: 1
  • Basement: Concrete Floor, Dirt Floor
  • Insulation: Unknown
  • Interior Amenities: Cable Available
  • Floor: Wood
  • Sq Ft Liv Apx: 2253.00
  • Total Rooms: 7

Exterior Features

  • Exterior Amenities: Barn/Stable | Porch
  • Roof: Asphalt Shingles | Metal
  • Waterfront: River | River View | River Access
  • Exterior Siding: Clapboard | Wood

Garage/Parking

  • Parking Spaces: 3.00
  • Parking Spaces Type: Off Street
  • Garage: Other

Utilities

  • Electric Type: 100 Amp
  • Fuel: Oil
  • Hot Water: Electric
  • Internet Service: Cable Available
  • Sewer: Private
  • Underground Oil Tank: Unk
  • Water: Public
  • Flood Hazard Area: Unk
  • Heat Cool Vent: Forced Air

Schools

  • Elementary School: Other
  • Middle School: Other
  • High School: Other

Lot Info

  • Estimated Acres: 0.75
  • Lot Description: Interior
  • Lot Size Sq Ft: 32670.00
  • Map Ref: CUMM M:023.A B:0300 L:0000.0
  • Right To Farm Comm: Unk
  • Zoning: Residential
  • Lot Dimensions: .75
  • Easement: Unk
  • Survey: Unk

Tax Info

  • Taxes: 3056.00
  • Tax Year: 2021

MLS Schools

  • Elementary School: Other
  • High School: Other
  • Middle School: Other

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 15, 2021
Closed on
Dec 30, 2021
Sold by
White Matthew J
Bought by
Southern Jacquelyn H and Couch Morelia C
Seller's Agent
Doug Collins
LAMACCHIA REALTY, INC
Buyer's Agent
Non Member
NON-MEMBER / RECIPROCAL
List Price
$249,900
Sold Price
$200,000
Premium/Discount to List
-$49,900
-19.97%
Current Estimated Value
$290,148

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$90,148
Avg. Annual Appreciation
8.96%
Original Mortgage
$36,500
Interest Rate
3.11%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Sep 24, 2021
Sold by
Mougin Bruce Augusta Est
Bought by
White Matthew J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,000
Interest Rate
2.8%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 16, 2008
Sold by
Mougin Donna L
Bought by
Mougin Bruce A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
6.17%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 3, 2001
Sold by
Mougin Bruce A and Mougin Laurence E
Bought by
Mougin Bruce A and Mougin Donna L
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Southern Jacquelyn H $200,000 None Available
White Matthew J $110,000 None Available
Mougin Bruce A $60,000 --
Mougin Bruce A $55,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Southern Jacquelyn H $94,000
Closed White Matthew J $36,500
Previous Owner White Matthew J $125,000
Previous Owner Mougin Bruce A $20,000
Previous Owner Mougin Bruce A $50,000
Previous Owner Mougin Bruce A $75,000
Previous Owner Mougin Bruce A $25,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/11/2022 01/11/22 Sold $200,000 -16.6% $89 / Sq Ft
11/16/2021 11/16/21 Pending -- -- --
10/28/2021 10/28/21 Price Changed $239,900 -4.0% $106 / Sq Ft
10/15/2021 10/15/21 For Sale $249,900 -- $111 / Sq Ft
Source: Berkshire County Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,301 $258,700 $37,500 $221,200
2024 $3,148 $233,200 $35,800 $197,400
2023 $3,279 $233,200 $35,800 $197,400
2022 $3,074 $212,700 $33,100 $179,600
2021 $3,056 $200,500 $33,100 $167,400
2020 $2,945 $200,500 $33,100 $167,400
2019 $2,895 $200,500 $33,100 $167,400
2018 $2,812 $197,300 $29,900 $167,400
2017 $2,992 $214,000 $30,100 $183,900
2016 $2,898 $214,200 $43,100 $171,100
2015 $2,778 $214,200 $43,100 $171,100
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Berkshire County Board of REALTORS®

MLS Number: 236077

Berkshire County Board of REALTORS®

APN: CUMM-000023A-000300