$365,000
SOLD JUL 7, 2025

560 Howard St Delta, CO 81416

3 Beds
2 Baths
1,531 Sq Ft
7,492 Sq Ft Lot

Recently Sold

$238 Per Sq Ft

10% Below List Price

136 Days on Market

About This Home

As of July 2025

Come and create your own Oasis in this nicely updated Delta brick gem! Situated on a beautiful landscaped lot. Adorned with a front porch for morning coffee and xeriscaped back patio for evening. Inside find 10 foot high ceilings, and natural light. New kitchen with black walnut butcher block counters, main floor bath remodel, furnace upgrades, central air, and tankless water heater. New laminate flooring upstairs. Bring your favorite things and enjoy! Quick close ready! Delta is on the rise with a vibrant historic district and a growing Main Street, this home is just minutes from local shops, cafes, and year-round festivals. And when adventure calls, you’re in the perfect spot to explore the best of the Western Slope—hike the Black Canyon (30 min), ski in Telluride or Crested Butte (1.5–2 hrs), fish the Gunnison River or Blue Mesa Reservoir (30 min), or spend the day wine tasting in Paonia (35 min). The Grand Mesa, just 45 minutes away, offers over 300 lakes for fishing, hiking, and exploring, while Ouray and Ridgway’s hot springs (1 hr) provide the perfect place to unwind. For those drawn to red rock landscapes and hidden waterfalls, Dominguez-Escalante Canyon (40 min) is a must-see. With its thoughtful updates, inviting energy, and unbeatable location, 560 Howard is more than just a house, it’s a beloved home waiting for its next chapter. Come feel the magic for yourself and remember to #livebetterlovemore.

Last Agent to Sell the Property

Michelle Roberts

Lovemore Real Estate Listed on: 02/14/2025

Last Buyer's Agent

Charlotte Martin

HomeSmart Realty Partners

HomeSmart Realty Partners

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,089

Year Built

  • Built in 1918

Home Design

  • 1,531 Sq Ft Home
  • Stick Built Home

Bedrooms and Bathrooms

  • 3 Bedrooms

Schools

  • Garnet Mesa K-5 Elementary School
  • Delta 6-8 Middle School
  • Delta 9-12 High School

Additional Features

  • 7,492 Sq Ft Lot
  • Internet Available

Community Details

  • Garnet Mesa Subdivision

Listing and Financial Details

  • Assessor Parcel Number 345724111008

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,089

Year Built

Built in 1918

Lot Details

0

Listing Details

  • Estimated Total Acres: 0.172
  • Class: RESIDENTIAL
  • Em Deposit: 4,000
  • Em Holder: Land Title
  • Legal Lot Block: 560 HOWARD ST DELTA 81416 S: 24 T: 15S R: 96W Subdivision: GARNET MESA SUBDIVISION Block: 12 Lot: 17 AND:- Lot: 18 TOTAL AC 0.172+- GARNET MESA SUBD DELTA BLK 12 LTS 17 & 18 0.172 AC+- SEC 24 T15S R96W 6PM BK 415 PG 2 (R-324386) BK 464 PG 654 (R-373487) BK 464 PG 655 (R-373488) BK 493 PG 353 (R-392478) BK 532 PG 623 BK 702 PG 881 BK 732 PG 989 BK 741 PG 235 BK 761 PG 980 BK 858 PG 687 BK 961 PG 291 BK 965 PG 881 R-575114 R-599973 R-603682 R-604918 R-676438 R680380 R-682086 R-723453 R746855 R746909
  • Lot Size Acreage: Less than .25
  • Parcel Id Number: 345724111008
  • Price Per Sq Ft: 238.41
  • Real Estate Included: Yes
  • Sale/Rent: For Sale
  • Sold Price Sq Ft: 238.41
  • Street Designation: Street
  • Zoning: Residential Single Family
  • Type: Stick Built
  • Internet Provider: Elevate
  • Internet Service: Yes
  • Total Taxes Dollar: 1088.68
  • Year Built: 1918
  • Foreign Owned Y N: No
  • Prop Description Remarks: Come and create your own Oasis in this nicely updated Delta brick gem! Situated on a beautiful landscaped lot. Adorned with a front porch for morning coffee and xeriscaped back patio for evening. Inside find 10 foot high ceilings, and natural light. New kitchen with black walnut butcher block counters, main floor bath remodel, furnace upgrades, central air, and tankless water heater. New laminate flooring upstairs. Bring your favorite things and enjoy! Quick close ready! Delta is on the rise with a vibrant historic district and a growing Main Street, this home is just minutes from local shops, cafés, and year-round festivals. And when adventure calls, you’re in the perfect spot to explore the best of the Western Slope—hike the Black Canyon (30 min), ski in Telluride or Crested Butte (1.5–2 hrs), fish the Gunnison River or Blue Mesa Reservoir (30 min), or spend the day wine tasting in Paonia (35 min). The Grand Mesa, just 45 minutes away, offers over 300 lakes for fishing, hiking, and exploring, while Ouray and Ridgway’s hot springs (1 hr) provide the perfect place to unwind. For those drawn to red rock landscapes and hidden waterfalls, Dominguez-Escalante Canyon (40 min) is a must-see. With its thoughtful updates, inviting energy, and unbeatable location, 560 Howard is more than just a house, it’s a beloved home waiting for its next chapter. Come feel the magic for yourself and remember to #livebetterlovemore.
  • Subdv Name: Garnet Mesa
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedrooms: 3
  • Estimated Total Sq Ft: 1531
  • Full Bathrooms: 1
  • Half Bathrooms: 0
  • Bathrooms Quarter: 0
  • Bathrooms Three Quarters: 1
  • Total Bathrooms: 2
  • Total Office Den: 0

Utilities

  • Electric Supplier: City of Delta
  • Gas Supplier: Black Hills Energy
  • Sewer Supplier: City of Delta
  • Water Supplier: City of Delta

Schools

  • High School: Delta 9-12

Lot Info

  • Geo Subdivision: CO

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2024

MLS Schools

  • Elementary School: Garnet Mesa K-5
  • Middle School: Delta 6-8

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 14, 2025
Closed on
Jul 7, 2025
Sold by
Carlson Catherine J and Parmeter Hatie Jane
Bought by
Steinbach William H and Steinbach Samantha F
Seller's Agent
Michelle Roberts
Lovemore Real Estate
Buyer's Agent
Charlotte Martin
HomeSmart Realty Partners
List Price
$407,000
Sold Price
$365,000
Premium/Discount to List
-$42,000
-10.32%
Views
64
Current Estimated Value
$369,391

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,391
Avg. Annual Appreciation
2.42%
Original Mortgage
$14,335
Outstanding Balance
$13,454
Interest Rate
6.86%
Mortgage Type
FHA
Estimated Equity
$355,937

Purchase Details

Listed on
May 18, 2023
Closed on
Jun 5, 2023
Sold by
Carlson Catherine J
Bought by
Carlson Catherine J and Parmeter Hatie Jane
Seller's Agent
Aaron Tobler
RE/MAX Alpine View
Buyer's Agent
Gina Buchanan
The Wells Group of Durango, LLC
List Price
$315,000
Sold Price
$315,000
Views
28

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.30%

Purchase Details

Listed on
Jun 6, 2020
Closed on
Nov 4, 2020
Sold by
Sprague Darlen A
Bought by
Munroe Aimee
Seller's Agent
Kathryn Travers
RE/MAX Today
Buyer's Agent
Kathryn Travers
RE/MAX Today
List Price
$240,000
Sold Price
$222,500
Premium/Discount to List
-$17,500
-7.29%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.42%
Original Mortgage
$178,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 5, 2015
Sold by
Secretary Of Housing & Urban Development
Bought by
Sprague Darlene A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,884
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 21, 2015
Sold by
Bank Of America Na
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Oct 17, 2014
Sold by
Becerril Rene L and Becerril Mark A
Bought by
Bank Of America Na

Purchase Details

Closed on
Jun 23, 2006
Sold by
Martin Richard
Bought by
Becerril Rene L and Becerril Mark A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,800
Interest Rate
6.99%
Mortgage Type
Commercial

Purchase Details

Closed on
May 15, 2006
Sold by
Wells Fargo Bank Na
Bought by
Martin Richard

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,800
Interest Rate
6.99%
Mortgage Type
Commercial

Purchase Details

Closed on
Jan 30, 2006
Sold by
Larue Russell and Larue Cassie
Bought by
Wells Fargo Bank N A

Purchase Details

Closed on
Dec 23, 2003
Sold by
Dody Cathy
Bought by
Larue Russell

Purchase Details

Closed on
Mar 14, 2003
Sold by
Kolona Glenda D
Bought by
Dody Cathy

Purchase Details

Closed on
Jun 27, 2000
Sold by
Riegel Sharon A
Bought by
Kolona and Greenhill

Purchase Details

Closed on
Jun 14, 1996
Sold by
Webster
Bought by
Riegel

Purchase Details

Closed on
Nov 28, 1994
Sold by
Bollinger
Bought by
Webster and Ferganchick

Purchase Details

Closed on
Jun 8, 1993
Sold by
Shaeffer
Bought by
Bollinger
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $365,000 Land Title Guarantee
Quit Claim Deed -- None Listed On Document
Special Warranty Deed $315,000 Land Title Guarantee
Special Warranty Deed $222,500 Land Title Guarantee
Special Warranty Deed $97,695 Land Title Guarantee Company
Special Warranty Deed -- None Available
Trustee Deed -- None Available
Warranty Deed $138,500 Fahtco
Special Warranty Deed $100,000 None Available
Trustee Deed -- None Available
Deed $125,000 --
Warranty Deed $119,000 --
Deed $90,000 --
Warranty Deed $82,000 --
Deed $23,000 --
Deed $27,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $14,335 FHA
Open $358,388 FHA
Previous Owner $178,000 New Conventional
Previous Owner $95,884 FHA
Previous Owner $110,800 Commercial
Previous Owner $80,000 Commercial
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/07/2025 07/07/25 Sold $365,000 -1.4% $238 / Sq Ft
06/30/2025 06/30/25 Pending -- -- --
05/22/2025 05/22/25 Price Changed $370,000 -2.4% $242 / Sq Ft
05/12/2025 05/12/25 Price Changed $379,000 -2.1% $248 / Sq Ft
04/07/2025 04/07/25 Price Changed $387,000 -3.3% $253 / Sq Ft
04/03/2025 04/03/25 Price Changed $400,000 -1.2% $261 / Sq Ft
03/25/2025 03/25/25 Price Changed $405,000 -0.5% $265 / Sq Ft
03/21/2025 03/21/25 For Sale $407,000 0.0% $266 / Sq Ft
03/16/2025 03/16/25 Pending -- -- --
03/13/2025 03/13/25 Price Changed $407,000 -1.9% $266 / Sq Ft
03/01/2025 03/01/25 Price Changed $415,000 -2.1% $271 / Sq Ft
02/22/2025 02/22/25 Price Changed $424,000 -1.2% $277 / Sq Ft
02/22/2025 02/22/25 Price Changed $429,000 -3.4% $280 / Sq Ft
02/14/2025 02/14/25 For Sale $444,000 +41.0% $290 / Sq Ft
06/05/2023 06/05/23 Sold $315,000 0.0% $206 / Sq Ft View Prior Sale
05/21/2023 05/21/23 Pending -- -- --
05/18/2023 05/18/23 For Sale $315,000 +41.6% $206 / Sq Ft
11/05/2020 11/05/20 Sold $222,500 -0.7% $147 / Sq Ft View Prior Sale
10/01/2020 10/01/20 Pending -- -- --
09/05/2020 09/05/20 Price Changed $224,000 -2.6% $148 / Sq Ft
08/05/2020 08/05/20 Price Changed $229,900 -4.2% $152 / Sq Ft
07/06/2020 07/06/20 For Sale $240,000 0.0% $159 / Sq Ft
06/30/2020 06/30/20 Pending -- -- --
06/06/2020 06/06/20 For Sale $240,000 -- $159 / Sq Ft
Source: Colorado Real Estate Network (CREN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $1,089 $16,289 $2,732 $13,557
2022 $924 $14,318 $3,128 $11,190
2021 $905 $14,294 $3,218 $11,076
2020 $797 $12,400 $2,860 $9,540
2019 $789 $12,400 $2,860 $9,540
2018 $660 $10,002 $2,016 $7,986
2017 $641 $10,002 $2,016 $7,986
2016 $632 $10,798 $2,229 $8,569
2014 -- $10,692 $2,428 $8,264
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Colorado Real Estate Network (CREN)

MLS Number: 821214

Colorado Real Estate Network (CREN)

APN: R014805