$685,000
SOLD MAR 29, 2017

566 Mcswain Rd White Stone, VA 22578

3 Beds
6 Baths
3,385 Sq Ft
1 Acres

Recently Sold

$202 Per Sq Ft

14% Below List Price

348 Days on Market

Highlights

  • Beach Front
  • Garage Apartment
  • Deck
  • Boat Dock
  • Colonial Architecture
  • Wood Flooring

About This Home

As of December 2020

Expansive views out the mouth of Indian Creek out to the Chesapeake Bay from this beautiful home in Blue Water Point off of Fleets Bay Road. Light filled open floor plan with gorgeous water views throughout the home. The kitchen is very large and is open to a glass filled sunroom which flows into a large living room with glass doors leading to the waterside deck. There is also a brick patio off of the kitchen and sun room. There are three bedrooms and three baths in the main home plus a separate apartment above the large garage. There is also a back up generator for your peace of mind. Blue Water Point has its own private community pier system protected from the bay allowing a safe harbor for your vessel yet putting you only moments from the bay. There is also a community pool and tennis court. There is a small sand beach and a sandy bottom at the water's edge of this property. The shoreline is protected from rip rap. Lots of storage in this fine home. There are so many things you will love about this home but the views are the best!

Last Agent to Sell the Property

Bo Bragg

Bragg & Company License #0225188659 Listed on: 04/15/2016

Last Buyer's Agent

Katie and David Dew

IsaBell K. Horsley Real Estate License #0225069398

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,423

Year Built

  • Built in 1988

Lot Details

  • 1 Acre Lot
  • Beach Front
  • River Front
  • Zoning described as R1

HOA Fees

  • $250 Monthly HOA Fees

Parking

  • 2.5 Car Detached Garage
  • Garage Apartment
  • Workshop in Garage
  • Circular Driveway

Home Design

  • Colonial Architecture
  • Frame Construction
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 3,385 Sq Ft Home
  • 2-Story Property
  • Gas Fireplace
  • Window Treatments
  • Dining Area
  • Crawl Space

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Oven
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • En-Suite Primary Bedroom
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Gunite Pool
  • Docks
  • Deck
  • Patio
  • Rear Porch

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Central Air
  • Heating System Uses Oil
  • Heat Pump System
  • Hot Water Heating System
  • Power Generator
  • Shared Well
  • Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 6
  • Assessor Parcel Number 29-55J

Community Details

Overview

  • Blue Water Point Subdivision

Recreation

  • Boat Dock
  • Community Bulkhead
  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,423

Year Built

Built in 1988

Lot Details

0

HOA Fees

$250 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1988
  • Property Attached Yn: Yes
  • Lot Size Acres: 1.0
  • Water Body Name: Indian Creek
  • Ownership: Individuals
  • Subdivision Name: Blue Water Point
  • Architectural Style: Colonial
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Flooring: Carpet, Ceramic Tile, Wood
  • Basement: Crawl Space
  • Appliances: Dryer, Dishwasher, Electric Water Heater, Oven, Refrigerator, Washer
  • Other Equipment: Generator
  • Basement YN: No
  • Full Bathrooms: 4
  • Half Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bedroom on Main Level, Breakfast Area, Dining Area, Eat-in Kitchen, Kitchen Island, Bath in Primary Bedroom, Pantry, Walk-In Closet(s), Window Treatments
  • Living Area: 3385.0
  • Stories: 2
  • Window Features: Window Treatments
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Lot Features: Beach Front, Waterfront
  • Pool Features: Gunite, Pool, Community
  • Waterfront Features: River Front, Waterfront
  • Waterfront: Yes
  • Construction Type: Drywall, Frame, Wood Siding
  • Exterior Features: Deck, Dock
  • Other Structures: Garage Apartment
  • Patio And Porch Features: Rear Porch, Patio, Deck
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.5
  • Parking Features: Circular Driveway, Detached, Garage, Oversized, Two Spaces, Workshop in Garage

Utilities

  • Heating: Electric, Heat Pump, Hot Water, Oil
  • Cooling: Central Air, Heat Pump
  • Sewer: Septic Tank
  • Water Source: Community/Coop, Shared Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Dock, Home Owners Association, Pool, Tennis Court(s), Bulkhead
  • Association Fee: 750.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Pool(s)

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: 29-55J
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2015
  • Tax Annual Amount: 3423.0
  • Tax Lot: 6

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 4, 2020
Closed on
Dec 10, 2020
Sold by
Ward James H and Ward Diane F
Bought by
Kennedy William J and The William J Kenney Jr Trust
Seller's Agent
Katie and David Dew
IsaBell K. Horsley Real Estate
Buyer's Agent
Katie and David Dew
IsaBell K. Horsley Real Estate
List Price
$925,000
Sold Price
$925,000
Total Days on Market
348
Current Estimated Value
$1,443,941

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$518,941
Avg. Annual Appreciation
10.50%

Purchase Details

Listed on
Apr 15, 2016
Closed on
Mar 17, 2017
Sold by
Lowrey Elaine H
Bought by
Ward James H and Ward Diane F
Seller's Agent
Bo Bragg
Bragg & Company
Buyer's Agent
Katie and David Dew
IsaBell K. Horsley Real Estate
List Price
$798,500
Sold Price
$685,000
Premium/Discount to List
-$113,500
-14.21%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.39%
Original Mortgage
$695,000
Interest Rate
4.5%
Mortgage Type
Commercial
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $925,000 Attorney
Warranty Deed $685,000 Lawyers Title/Mid Peninsula
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $100,000 Commercial
Previous Owner $695,000 Commercial
Previous Owner $100,000 Credit Line Revolving
Previous Owner $125,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/21/2020 12/21/20 Sold $925,000 0.0% $273 / Sq Ft
11/21/2020 11/21/20 Pending -- -- --
11/04/2020 11/04/20 For Sale $925,000 +35.0% $273 / Sq Ft
03/29/2017 03/29/17 Sold $685,000 0.0% $202 / Sq Ft
10/19/2016 10/19/16 Off Market $685,000 -- --
04/15/2016 04/15/16 For Sale $798,500 -- $236 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,582 $1,014,900 $325,000 $689,900
2023 $4,205 $667,400 $275,000 $392,400
2022 $4,205 $667,400 $275,000 $392,400
2021 $4,205 $667,400 $275,000 $392,400
2020 $4,205 $667,400 $275,000 $392,400
2019 $4,205 $667,400 $275,000 $392,400
2018 $3,739 $633,800 $279,000 $354,800
2017 $3,739 $633,800 $279,000 $354,800
2016 -- $633,800 $279,000 $354,800
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 1612647

Chesapeake Bay & Rivers Association of REALTORS®

APN: 29-55J