S
Seller's Agent in 2025
Suzie Ice
Ideal Real Estate Services, Inc.
(413) 244-2431
127 in this area
241 Total Sales
57 Stivens Terrace Ludlow, MA 01056
2
Beds
3
Baths
2,356
Sq Ft
0.45
Acres
Highlights
- Scenic Views
- Waterfront
- Landscaped Professionally
- East Street Elementary School Rated A-
- Open Floorplan
- Covered Deck
About This Home
As of October 2025WATERFRONT LIVING AT ITS FINEST! Nestled on one of the most desirable lots along Haviland Pond, this meticulously maintained all-brick home offers year-round serenity & stunning water views. Wake up to the peaceful beauty of the pond from your primary suite, then enjoy your morning coffee on the expansive 12x23 composite deck overlooking the water. Inside, you'll find a beautifully remodeled kitchen, a newer furnace (installed 10/21), and thoughtful updates throughout. The finished walkout basement features a full bath & flexible space—perfect for a guest suite, home gym, or entertaining after a day of swimming, boating, or kayaking. An oversized garage provides ample space for storage or a workshop, complemented by an outdoor storage shed and a beautifully designed paver patio ideal for gatherings. Located just minutes from the Mass Pike & downtown shopping, this home perfectly blends convenient access with the tranquility of lakeside living. Don't miss this rare opportunity!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,108
Year Built
- Built in 1969 | Remodeled
Lot Details
- 0.45 Acre Lot
- Waterfront
- Landscaped Professionally
- Level Lot
- Property is zoned RES A
Parking
- 2 Car Attached Garage
- Driveway
- Open Parking
- Off-Street Parking
Property Views
- Pond
- Scenic Vista
Home Design
- Raised Ranch Architecture
- Split Level Home
- Frame Construction
- Shingle Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,356 Sq Ft Home
- Open Floorplan
- Ceiling Fan
- Recessed Lighting
- Decorative Lighting
- Insulated Windows
- Bay Window
- Picture Window
- Insulated Doors
- Family Room with Fireplace
- Dining Area
- Home Gym
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Solid Surface Countertops
- Disposal
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- 3 Full Bathrooms
- Bathtub Includes Tile Surround
- Separate Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
Outdoor Features
- Balcony
- Covered Deck
- Covered Patio or Porch
- Outdoor Storage
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Propane
- Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number M:16A B:14350 P:160,2556319
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 3, 2025
Closed on
Oct 16, 2025
Sold by
Goncalves Jacqueline
Bought by
Gancarz Andrea J
Seller's Agent
Suzie Ice
Ideal Real Estate Services, Inc.
Buyer's Agent
Jacob Hannoush
Witman Properties, Inc.
List Price
$525,000
Sold Price
$565,000
Premium/Discount to List
$40,000
7.62%
Views
56
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-33.30%
Purchase Details
Listed on
May 9, 2022
Closed on
Jun 27, 2022
Sold by
Teixeira Carmen L and Bernando Kathleen L
Bought by
Goncalves Leonel and Goncalves Jacqueline
Seller's Agent
Aryelle Teixeira
Coldwell Banker Realty
Buyer's Agent
Lauren Dones
Executive Real Estate, Inc.
List Price
$419,900
Sold Price
$435,000
Premium/Discount to List
$15,100
3.6%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.19%
Purchase Details
Closed on
Jul 20, 2007
Sold by
Bernardo Anthony and Bernardo Nascimenta I
Bought by
Bernardo Anthony and Teixeira Carmen Lisa
Purchase Details
Closed on
Aug 17, 1992
Sold by
Paradis Jeanne B and Paradis Charles
Bought by
Bernardo Anthony and Bernardo Nascimenta
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,600
Interest Rate
8.26%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $565,000 | -- | |
| Warranty Deed | $435,000 | None Available | |
| Warranty Deed | $435,000 | None Available | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $172,000 | -- | |
| Deed | $172,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $137,600 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/24/2025 10/24/25 | Sold | $565,000 | +7.6% | $240 / Sq Ft | |
| 10/09/2025 10/09/25 | Pending | -- | -- | -- | |
| 10/03/2025 10/03/25 | For Sale | $525,000 | +20.7% | $223 / Sq Ft | |
| 07/01/2022 07/01/22 | Sold | $435,000 | +3.6% | $185 / Sq Ft | View Prior Sale |
| 05/15/2022 05/15/22 | Pending | -- | -- | -- | |
| 05/09/2022 05/09/22 | For Sale | $419,900 | -- | $178 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,108 | $409,700 | $122,700 | $287,000 |
| 2024 | $6,995 | $386,700 | $122,700 | $264,000 |
| 2023 | $6,179 | $316,700 | $102,000 | $214,700 |
| 2022 | $5,935 | $296,900 | $102,000 | $194,900 |
| 2021 | $6,008 | $285,000 | $102,000 | $183,000 |
| 2020 | $6,386 | $309,700 | $100,500 | $209,200 |
| 2019 | $6,085 | $307,000 | $99,500 | $207,500 |
| 2018 | $5,241 | $275,700 | $99,500 | $176,200 |
| 2017 | $5,161 | $278,500 | $101,300 | $177,200 |
| 2016 | $5,069 | $279,600 | $99,300 | $180,300 |
| 2015 | $4,798 | $277,500 | $98,300 | $179,200 |
Source: Public Records
Agents Affiliated with this Home
-
Suzie Ice
-
Jacob Hannoush
Buyer's Agent in 2025
Jacob Hannoush
Witman Properties, Inc.
(413) 210-3890
2 in this area
6 Total Sales
-
A
Seller's Agent in 2022
Aryelle Teixeira
Coldwell Banker Realty
-
Lauren Dones
Buyer's Agent in 2022
Lauren Dones
Executive Real Estate, Inc.
(413) 596-2212
9 in this area
47 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73439204
APN: LUDL-161435-000000-A000160
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The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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