NOT LISTED FOR SALE

Estimated Value: $451,612 - $486,000

4 Beds
2.5 Baths
2,029 Sq Ft
$228/Sq Ft Est. Value

Last Sold July 28, 2021

Last sale price $362,000 $178 Per Sq Ft

Est. 28% increase in value since last sale

Current estimated payment $2,992/month

3 Days on Market

Highlights

  • Boat Dock
  • Fitness Center
  • Cathedral Ceiling
  • Cosby High School Rated A
  • Clubhouse
  • Wood Flooring

About This Home

As of July 2021

4 bedrooms 2.5 baths, remodeled open concept which includes a new roof, windows, Gas heat & HVAC, Gas Hot water heater, LVL waterproof flooring throughout, Whirlpool Black stainless steel appliances, soft-close wood cabinets, granite countertops, beautifully tiled master shower, too many extras to list. Come see for yourself this corner lot fenced-in backyard, in a highly sought-after community with great schools, amenities include walking trails, pools, and more!

Last Listed By

Debbie Crevier Kent

Cottage Street Realty LLC License #0225030213 Listed on: 06/18/2021

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,712

Year Built

  • Built in 1988

Lot Details

  • 9,932 Sq Ft Lot
  • Cul-De-Sac
  • Back Yard Fenced
  • Corner Lot
  • Zoning described as R9

HOA Fees

  • $92 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Shingle Roof
  • Asphalt Roof
  • Wood Siding
  • HardiePlank Type

Interior Spaces

  • 2,029 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Dining Area
  • Wood Flooring
  • Crawl Space
  • Home Security System
  • Dryer

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Induction Cooktop
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Front Porch

Schools

  • Clover Hill Elementary School
  • Tomahawk Creek Middle School
  • Cosby High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Listing and Financial Details

  • Tax Lot 46
  • Assessor Parcel Number 720-67-71-02-000-000

Community Details

Overview

  • Ridge Point Subdivision

Amenities

  • Clubhouse

Recreation

  • Boat Dock
  • Tennis Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,712

Year Built

Built in 1988

Lot Details

0

HOA Fees

$92 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1988
  • Property Attached Yn: No
  • Lot Size Acres: 0.228
  • Ownership: Individuals
  • Subdivision Name: Ridge Point
  • Architectural Style: Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Wood
  • Basement: Crawl Space
  • Appliances: Built-In Oven, Dryer, Dishwasher, Disposal, Gas Water Heater, Ice Maker, Microwave, Oven, Refrigerator, Range Hood, Smooth Cooktop
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), Cathedral Ceiling(s), Dining Area, Eat-in Kitchen, High Ceilings, Kitchen Island, Pantry
  • Living Area: 2029.0
  • Stories: 2
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Asphalt, Shingle
  • Fencing: Back Yard, Fenced
  • Lot Features: Corner Lot, Cul-De-Sac
  • Pool Features: None
  • Waterfront: No
  • Construction Type: Drywall, HardiPlank Type, Wood Siding
  • Exterior Features: Paved Driveway
  • Patio And Porch Features: Rear Porch, Front Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener, Paved

Utilities

  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Security System
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Clubhouse, Community Pool, Dock, Fitness, Home Owners Association, Playground, Tennis Court(s), Trails/Paths
  • Amenities: Landscaping
  • Association Fee: 92.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Clubhouse, Pool(s), Recreation Facilities, Road Maintenance

Schools

  • Middle Or Junior School: Tomahawk Creek

Lot Info

  • Parcel Number: 720-67-71-02-000-000
  • Zoning Description: R9
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2021
  • Tax Annual Amount: 2712.0
  • Tax Lot: 46

MLS Schools

  • Elementary School: Clover Hill
  • High School: Cosby

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 18, 2021
Closed on
Jul 26, 2021
Sold by
Lively Brandon M
Bought by
Dempster Gregory M and Dempster Michaux
Seller's Agent
Debbie Crevier Kent
Cottage Street Realty LLC
Buyer's Agent
Caitlin Yeatman
Long & Foster REALTORS
List Price
$349,900
Sold Price
$362,000
Premium/Discount to List
$12,100
3.46%
Total Days on Market
3
Current Estimated Value
$463,153

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$101,153
Avg. Annual Appreciation
6.70%
Original Mortgage
$289,600
Outstanding Balance
$266,268
Interest Rate
2.93%
Mortgage Type
New Conventional
Estimated Equity
$196,885

Purchase Details

Closed on
Jan 7, 2020
Sold by
New Day Home Remodel Llc
Bought by
Lively Brandon M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$8,100
Interest Rate
3.73%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Sep 17, 2019
Sold by
Pennymac Loan Services Llc
Bought by
New Day Home Remodel Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,250
Interest Rate
3.5%
Mortgage Type
Commercial

Purchase Details

Closed on
Jun 6, 2019
Sold by
Equity Trustees Llc
Bought by
Pennymac Loan Services Llc

Purchase Details

Closed on
Jul 23, 2018
Sold by
Simms Gregory S and Simms Colene H
Bought by
Simms Colene H

Purchase Details

Closed on
Jul 14, 2006
Sold by
Haynes Joy
Bought by
Simms Gregory

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,040
Interest Rate
6.67%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 30, 2003
Sold by
Smith Jeri
Bought by
Haynes Joy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,746
Interest Rate
5.82%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 5, 2001
Bought by
Smith Jeri V

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$34,711
Interest Rate
7.21%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 6, 1998
Sold by
Parker Jeffrey S
Bought by
Smith Jeri V

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,900
Interest Rate
7.11%
Mortgage Type
New Conventional

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dempster Gregory M $362,000 Atlantic Coast Stlmnt Svcs
Lively Brandon M $270,000 Attorney
New Day Home Remodel Llc $208,500 Attorney
Pennymac Loan Services Llc $203,310 None Available
Simms Colene H -- None Available
Simms Gregory $250,000 --
Haynes Joy $160,000 --
Smith Jeri V -- --
Smith Jeri V $131,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dempster Gregory M $53,052
Open Dempster Gregory M $289,600
Previous Owner Lively Brandon M $8,100
Previous Owner Lively Brandon M $261,900
Previous Owner New Day Home Remodel Llc $150,250
Previous Owner Simms Gregory $248,040
Previous Owner Smith Jeri V $158,746
Previous Owner Smith Jeri V $34,711
Previous Owner Smith Jeri V $117,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2021 07/28/21 Sold $362,000 +3.5% $178 / Sq Ft
06/21/2021 06/21/21 Pending -- -- --
06/18/2021 06/18/21 For Sale $349,900 -- $172 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,985 $440,000 $75,000 $365,000
2023 $3,700 $406,600 $70,000 $336,600
2022 $3,114 $338,500 $67,000 $271,500
2021 $2,737 $285,500 $65,000 $220,500
2020 $2,018 $273,600 $65,000 $208,600
2019 $2,470 $260,000 $63,000 $197,000
2018 $2,379 $249,800 $60,000 $189,800
2017 $2,335 $238,000 $57,000 $181,000
2016 $2,211 $230,300 $54,000 $176,300
2015 $2,178 $224,300 $53,000 $171,300
2014 $2,093 $215,400 $52,000 $163,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Virginia Regional MLS

MLS Number: 2118340

Central Virginia Regional MLS

APN: 720-67-71-02-000-000