Seller's Agent in 2025
Kat McWard
Suburban Life Realty, Ltd.
(630) 244-8799
1 in this area
44 Total Sales
581 Wexford Dr Elgin, IL 60124
Providence NeighborhoodEstimated Value: $537,610 - $587,000
4
Beds
2.5
Baths
3,265
Sq Ft
$175/Sq Ft
Est. Value
Highlights
- Clubhouse
- Contemporary Architecture
- Community Pool
- Howard B. Thomas Grade School Rated 9+
- Property is near a park
- Tennis Courts
About This Home
As of June 2025***MULTIPLE OFFERS RECEIVED- Highest best due by Monday, May 19th at 9 am. Welcome to this immaculately maintained 5-bedroom, 3-bathroom home, nestled on a beautifully landscaped, premium .22-acre corner lot. Located in the pristine, Waterford subdivision, with clubhouse, pool, park, gym, volleyball courts and Burlington school district 301. Offering over 3,200 square feet of meticulously designed living space plus a finished basement, this property provides the perfect balance of luxury, comfort, and convenience. As you step inside, you are greeted by a bright and airy open-concept floor plan with premium hardwood flooring and large windows, that flood the space with natural light. The spacious family room, perfect for entertaining or relaxing, flows into the oversized kitchen, featuring stainless steel appliances and a large center island - an ideal space for preparing meals and hosting gatherings. The main level also includes a formal living room, a formal dining room, a privately set den and powder room, perfect for guests or a home office space. Upstairs, you'll find four generous bedrooms, including the oversized main suite and a luxurious en-suite bathroom, complete with two walk in closets, a soaking tub, dual vanities, and a separate shower. Each additional bedroom offers ample closet space and easy access to the full bath. The finished basement is a standout feature of this home, offering a fifth bedroom and additional living space, that can be used as a media room, playroom, or home office as well as a galley bar. Whether you're looking for more space to unwind or entertain, this versatile area is a must-see. Outside, the large backyard is a private retreat, bordered by mature trees that provide a sense of tranquility and privacy. The corner lot ensures ample outdoor space for gardening, relaxation, or hosting outdoor events. The 3-car garage offers plenty of storage space and convenience for all your vehicles and gear. So many recent updates, including a sump pump (2025), ejector pump (2025), sliding glass door (2024-lifetime transferrable warranty), hot water heater (2019), premium wide plank hardwood flooring (2019) and new fireplace surround (2019). With its spacious layout, high-end finishes, and prime location, this home is truly a rare find. Don't miss your chance to make it yours!
Last Agent to Sell the Property
Suburban Life Realty, Ltd. License #475192597 Listed on: 05/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $13,045
Year Built
- Built in 2007
Lot Details
- 9,583 Sq Ft Lot
- Lot Dimensions are 75x130
- Paved or Partially Paved Lot
HOA Fees
- $129 Monthly HOA Fees
Parking
- 3 Car Garage
Home Design
- Contemporary Architecture
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 3,265 Sq Ft Home
- 2-Story Property
- Family Room with Fireplace
- Combination Dining and Living Room
- Basement Fills Entire Space Under The House
- Laundry Room
Kitchen
- Double Oven
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- 5 Potential Bedrooms
Location
- Property is near a park
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, clubhouse, pool
- Manager Association, Phone Number (630) 941-0135
- Property managed by Waterford HOA
Amenities
- Clubhouse
Recreation
- Tennis Courts
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 15, 2025
Closed on
Jun 17, 2025
Sold by
James C Mudgett Revocable Trust and Kelley A Mudgett Revocable Trust
Bought by
Ahmed Mohammed Obaid
Seller's Agent
Kat McWard
Suburban Life Realty, Ltd.
Buyer's Agent
Ruta Baran
@properties Christie's International Real Estate
List Price
$525,000
Sold Price
$576,000
Premium/Discount to List
$51,000
9.71%
Views
63
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,097
Avg. Annual Appreciation
-2.39%
Original Mortgage
$460,800
Outstanding Balance
$459,414
Interest Rate
5.99%
Mortgage Type
New Conventional
Estimated Equity
$110,489
Purchase Details
Closed on
Oct 21, 2022
Sold by
Mudgett James C and Mudgett Kelly A
Bought by
James C Mudgctt Revocable Trust
Purchase Details
Closed on
Jul 26, 2007
Sold by
Waterford Lp
Bought by
Mudgett James C and Mudgett Kelley A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$313,600
Interest Rate
6.79%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ahmed Mohammed Obaid | $576,000 | None Listed On Document | |
| James C Mudgctt Revocable Trust | -- | -- | |
| Mudgett James C | $389,000 | Stewart Title Company |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ahmed Mohammed Obaid | $460,800 | |
| Previous Owner | Mudgett James C | $313,600 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/27/2025 06/27/25 | Sold | $576,000 | +9.7% | $176 / Sq Ft |
| 05/19/2025 05/19/25 | Pending | -- | -- | -- |
| 05/15/2025 05/15/25 | Price Changed | $525,000 | 0.0% | $161 / Sq Ft |
| 05/15/2025 05/15/25 | For Sale | $525,000 | -- | $161 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $13,594 | $162,799 | $40,572 | $122,227 |
| 2023 | $13,045 | $147,077 | $36,654 | $110,423 |
| 2022 | $12,273 | $134,109 | $33,422 | $100,687 |
| 2021 | $11,875 | $125,382 | $31,247 | $94,135 |
| 2020 | $11,534 | $119,696 | $29,830 | $89,866 |
| 2019 | $11,057 | $114,018 | $28,415 | $85,603 |
| 2018 | $11,580 | $117,770 | $26,769 | $91,001 |
| 2017 | $11,154 | $111,335 | $25,306 | $86,029 |
| 2016 | $11,124 | $103,289 | $23,477 | $79,812 |
| 2015 | -- | $93,798 | $21,519 | $72,279 |
| 2014 | -- | $92,640 | $21,253 | $71,387 |
| 2013 | -- | $82,152 | $21,814 | $60,338 |
Source: Public Records
Agents Affiliated with this Home
-
Kat McWard
-
Ruta Baran
Buyer's Agent in 2025
Ruta Baran
@ Properties
(630) 862-7058
9 in this area
262 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12319057
APN: 06-20-338-008
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