5845 Cactus Ln Waterloo, IA 50701
4
Beds
2
Baths
2,144
Sq Ft
75
Sq Ft Lot
Highlights
- 3 Car Attached Garage
- Garden
- Forced Air Heating and Cooling System
- Patio
- Landscaped
- Ceiling Fan
About This Home
As of March 2025Nice ranch with 3 bedrooms on the main level, tile bath on the main floor and an updated hickory kitchen with ceramic tile backsplash. Kitchen dining, with slider to concrete patio to the rear. Finished lower level with new egress, drywall, family room, laundry and additional bath. Fenced yard, and attached over-sized garage with heat, water, drain and opener. Steel roof, updated windows, and vinyl siding.
Last Agent to Sell the Property
Berkshire Hathaway Home Services One Realty Centre License #S30433
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,110
Year Built
- Built in 1980
Lot Details
- 75 Sq Ft Lot
- Lot Dimensions are 75 x 130
- Fenced
- Landscaped
- Level Lot
- Garden
- Property is zoned R1-SF
Home Design
- Block Foundation
- Vinyl Siding
- Radon Mitigation System
Interior Spaces
- 2,144 Sq Ft Home
- Ceiling Fan
- Partially Finished Basement
- Interior Basement Entry
- Fire and Smoke Detector
Kitchen
- Free-Standing Range
- Built-In Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Laundry on lower level
- Dryer
- Washer
Parking
- 3 Car Attached Garage
- Heated Garage
- Garage Door Opener
Outdoor Features
- Patio
- Storage Shed
Schools
- Orange Elementary School
- Hoover Intermediate
- West High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 881313481010
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 6, 2025
Closed on
Mar 28, 2025
Sold by
Brainard Rachel S
Bought by
Grilley Vincent and Grilley Louise
Seller's Agent
Peg Kugler, SRES
Berkshire Hathaway Home Services One Realty Centre
Buyer's Agent
Jason Strelow
Berkshire Hathaway Home Services One Realty Centre
List Price
$299,900
Sold Price
$299,900
Total Days on Market
0
Views
5
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-19.91%
Original Mortgage
$274,900
Outstanding Balance
$274,900
Interest Rate
6.87%
Mortgage Type
VA
Estimated Equity
$17,764
Purchase Details
Listed on
Sep 1, 2022
Closed on
Oct 12, 2022
Sold by
Gudenkauf Zachary and Gudenkauf Kaylee Loraine
Bought by
Brainard Rachel S
Seller's Agent
Jason Strelow
Berkshire Hathaway Home Services One Realty Centre
List Price
$267,400
Sold Price
$270,000
Premium/Discount to List
$2,600
0.97%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.40%
Original Mortgage
$100,000
Interest Rate
5.16%
Mortgage Type
New Conventional
Purchase Details
Listed on
Nov 13, 2020
Closed on
Dec 5, 2020
Sold by
Marquart Michael S and Marquart Amanda K
Bought by
Gudenkauf Zachary and Adams Kaylee Loraine
Seller's Agent
Carl Ericson
Oakridge Real Estate
List Price
$207,500
Sold Price
$203,000
Premium/Discount to List
-$4,500
-2.17%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.07%
Original Mortgage
$192,850
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 16, 2007
Sold by
Wilson James B
Bought by
Marquart Michael S and Marquart Amanda K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,000
Interest Rate
6.33%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 8, 2005
Sold by
Karsten Arlin W and Karsten Sue A
Bought by
Wilson James B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,800
Interest Rate
4.5%
Mortgage Type
Adjustable Rate Mortgage/ARM
Map
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Similar Homes in Waterloo, IA
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $300,000 | Black Hawk County Abstract | |
| Warranty Deed | $270,000 | -- | |
| Warranty Deed | $203,000 | Black Hawk Cnty Abstract Co | |
| Warranty Deed | $144,000 | Stewart Title Guaranty Compa | |
| Warranty Deed | $146,000 | Title Services Corporation |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $274,900 | VA | |
| Previous Owner | $100,000 | New Conventional | |
| Previous Owner | $192,850 | New Conventional | |
| Previous Owner | $174,000 | New Conventional | |
| Previous Owner | $176,500 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $40,264 | Unknown | |
| Previous Owner | $144,423 | New Conventional | |
| Previous Owner | $144,000 | New Conventional | |
| Previous Owner | $116,800 | Adjustable Rate Mortgage/ARM | |
| Closed | $100,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/28/2025 03/28/25 | Sold | $299,900 | 0.0% | $140 / Sq Ft |
| 02/06/2025 02/06/25 | Pending | -- | -- | -- |
| 02/06/2025 02/06/25 | For Sale | $299,900 | +11.1% | $140 / Sq Ft |
| 10/20/2022 10/20/22 | Sold | $270,000 | +1.0% | $143 / Sq Ft |
| 09/01/2022 09/01/22 | Pending | -- | -- | -- |
| 09/01/2022 09/01/22 | For Sale | $267,400 | +31.7% | $141 / Sq Ft |
| 12/30/2020 12/30/20 | Sold | $203,000 | -2.2% | $107 / Sq Ft |
| 11/20/2020 11/20/20 | Pending | -- | -- | -- |
| 11/13/2020 11/13/20 | For Sale | $207,500 | -- | $110 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,900 | $218,620 | $27,560 | $191,060 |
| 2023 | $3,950 | $212,640 | $27,560 | $185,080 |
| 2022 | $3,846 | $179,870 | $27,560 | $152,310 |
| 2021 | $3,042 | $179,870 | $27,560 | $152,310 |
| 2020 | $2,988 | $142,890 | $20,210 | $122,680 |
| 2019 | $2,988 | $142,890 | $20,210 | $122,680 |
| 2018 | $2,984 | $143,750 | $20,210 | $123,540 |
| 2017 | $3,078 | $142,590 | $20,210 | $122,380 |
| 2016 | $3,038 | $142,590 | $20,210 | $122,380 |
| 2015 | $3,038 | $142,590 | $20,210 | $122,380 |
| 2014 | $3,096 | $142,590 | $20,210 | $122,380 |
Source: Public Records
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20250521
APN: 8813-13-481-010
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