NOT LISTED FOR SALE

Estimated Value: $994,733

3 Beds
2.5 Baths
1,890 Sq Ft
$526/Sq Ft Est. Value

Sale Details

Date Sold: December 19, 2025

Last sale price $965,000 $511 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $5,897 / mo

20 Days on Market

Highlights

  • Ocean View
  • 2 Car Attached Garage
  • Forced Air Heating System
  • No HOA

About This Home

As of December 2025

Coastal Living with Ocean & Morro Rock Views! Welcome to 590 Downing Street, a thoughtfully designed 3-bedroom, 2.5-bathroom home offering 1,890 sq. ft. of coastal living on a 4,000 sq. ft. lot in scenic Morro Bay. Built from the ground up by the original owner, this home was designed to maximize both functionality and breathtaking views. Step inside to an open floor plan filled with tons of natural light, making it perfect for entertaining guests. The bright and airy living area and primary suite open onto a spacious front balcony, offering stunning ocean and Morro Rock views. A second balcony at the back provides private ocean and foothill views, leading to a newly landscaped, low-maintenance backyard featuring a fruit tree—a serene retreat to enjoy the coastal breeze. This home offers ample storage throughout, including extra space in the garage, ideal for tools, crafts, or hobbies. Recent updates include brand-new carpet and a newly landscaped front and backyard, enhancing the home’s move-in-ready appeal. For added convenience, an elevator ensures easy access between levels. Nestled in a highly desirable neighborhood, this home is just minutes from downtown, shopping, renowned restaurants, local schools, and the iconic Embarcadero. This turnkey property truly embodies coastal living at its finest. Don’t miss the opportunity to make this exceptional residence your own!

Last Agent to Sell the Property

Teri McKay

Real Broker Brokerage Phone: 805-602-2244 License #01920220 Listed on: 10/29/2025

Co-Listed By

Kisa Maxwell

Real Brokerage Technologies Brokerage Phone: 805-602-2244 License #01873907

Last Buyer's Agent

Wendy Langston

Langston Real Estate License #01326794

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Home Details

Home Type

  • Single Family

Year Built

  • Built in 2001

Lot Details

  • 4,000 Sq Ft Lot
  • Density is up to 1 Unit/Acre

Parking

  • 2 Car Attached Garage

Property Views

  • Ocean
  • Bay
  • Hills
  • Neighborhood

Home Design

  • Entry on the 1st floor

Interior Spaces

  • 1,890 Sq Ft Home
  • 2-Story Property
  • Living Room with Fireplace
  • Laundry in Garage

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms

Additional Features

  • Suburban Location
  • Forced Air Heating System

Listing and Financial Details

  • Assessor Parcel Number 068159002

Community Details

Overview

  • No Home Owners Association
  • Harbor Tract Subdivision

Amenities

  • Laundry Facilities

Home Details

Home Type

Single Family

Year Built

Built in 2001

Lot Details

4,000 Sq Ft Lot

Parking

2

Listing Details

  • Structure Type: House
  • Assessments: Yes
  • Property Attached: No
  • Subdivision Name Other: Harbor Tract(760)
  • View: Yes
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 068159002
  • Year Built: 2001
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1890.00 Square Feet
  • Stories: 2
  • Common Walls: No Common Walls
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Entry Level: 1
  • Fireplace Features: Living Room
  • Levels: Two
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 2
  • Price Per Square Foot: 510.58
  • Room Type: Primary Bathroom, Primary Bedroom

Exterior Features

  • View: Bay, Hills, Neighborhood, Ocean
  • Pool Private: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Total Parking Spaces: 2.00

Utilities

  • Heating: Yes
  • Laundry: Yes
  • Heating Type: Forced Air
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Community Features: Suburban

Lot Info

  • Land Lease: No
  • Lot Features: 0-1 Unit/Acre
  • Lot Size Sq Ft: 4000.00
  • Lot Size Acres: 0.0918

Multi Family

  • Lease Considered: No
  • Lot Size Area: 4000.0000 Square Feet
  • Number Of Units Total: 1

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 29, 2025
Closed on
Dec 8, 2025
Sold by
Bought by
Seller's Agent
Teri McKay
Real Broker
Buyer's Agent
Wendy Langston
Langston Real Estate
List Price
$995,000
Sold Price
$965,000
Premium/Discount to List
-$30,000
-3.02%
Views
333
Current Estimated Value
$994,733

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$29,733
Avg. Annual Appreciation
5.02%
Original Mortgage
$772,000
Outstanding Balance
$768,278
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$226,455
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$965,000 Chicago Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $772,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
12/19/2025 12/19/25 Sold $965,000 -3.0% $511 / Sq Ft
10/29/2025 10/29/25 For Sale $995,000 -- $526 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $5,026 $965,000 $500,000 $465,000
2025 $4,940 $455,975 $79,274 $376,701
2024 $4,851 $447,035 $77,720 $369,315
2023 $4,851 $438,271 $76,197 $362,074
2022 $4,547 $429,678 $74,703 $354,975
2021 $4,475 $421,254 $73,239 $348,015
2020 $4,429 $416,936 $72,489 $344,447
2019 $4,383 $408,762 $71,068 $337,694
2018 $4,297 $400,748 $69,675 $331,073
2017 $4,213 $392,891 $68,309 $324,582
2016 $4,130 $385,188 $66,970 $318,218
2015 $4,067 $379,404 $65,965 $313,439
2014 $3,735 $371,973 $64,673 $307,300
Source: Public Records

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: PI25169844

California Regional Multiple Listing Service (CRMLS)

APN: 068-159-002

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