NOT LISTED FOR SALE

5901 Saint James Ave Chattanooga, TN 37412

Estimated Value: $235,000 - $295,000

3 Beds
2.5 Baths
1,645 Sq Ft
$158/Sq Ft Est. Value

Last Sold March 11, 2014

Last sale price $60,000 $36 Per Sq Ft

Est. 334% increase in value since last sale

Current estimated payment $1,483/month

171 Days on Market

Highlights

  • Open Floorplan
  • Wood Flooring
  • No HOA
  • Deck
  • Corner Lot
  • Walk-In Closet

About This Home

As of March 2014

Convenient home located near Interstate 75. This is not in a flood zone. Pancake flat, corner lot with a fenced backyard. It has a nice floorplan even though there's been at least one addition to the house. Good curb appeal. The house needs some cosmetic work.

Last Agent to Sell the Property

Jay Young

Crye-Leike REALTORS License #278156 Listed on: 09/21/2013

Crye-Leike REALTORS

Last Buyer's Agent

Jeff Davidson

Crye-Leike, REALTORS License #327498

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,119

Year Built

  • Built in 1960

Lot Details

  • Lot Dimensions are 125 x 95
  • Fenced
  • Corner Lot
  • Level Lot

Parking

  • Off-Street Parking

Home Design

  • Shingle Roof

Interior Spaces

  • 1,645 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Den with Fireplace
  • Wood Flooring
  • Basement
  • Crawl Space
  • Fire and Smoke Detector
  • Washer and Gas Dryer Hookup

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Bathtub with Shower

Outdoor Features

  • Deck
  • Patio

Schools

  • Spring Creek Elementary School
  • East Ridge Middle School
  • East Ridge High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • High-Efficiency Water Heater

Community Details

  • No Home Owners Association
  • Sunray Gardens Subdivision

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 169K-N-012

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,119

Year Built

Built in 1960

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 125 X 95
  • Subdivision Name: Sunray Gardens
  • Directions: From I75 take Ringgold Rd. west. Go left onto Burns. The property is on the left at the corner of Burns and St. James. The driveway is actually on Burns.
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • Living Area: 1645.0
  • New Construction: No
  • Efficiency: Water Heater
  • Structure Type: Free Standing Building
  • Year Built: 1960
  • Cooling:Electric: Yes
  • Location Tax and Legal Parcel Number2: 169K-N-012
  • Location Tax and Legal Elementary School: Spring Creek Elementary
  • Location Tax and Legal Middle Or Junior School2: East Ridge
  • Location Tax and Legal High School: East Ridge High
  • Location Tax and Legal:Tax Annual Amount: 1119.0
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Dimensions: 125 X 95
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Security Features:Smoke Detector(s): Yes
  • Levels:One: Yes
  • Fencing Fenced: Yes
  • Special Listing Conditions:Real Estate Owned: Yes
  • Special Features: 5120

Interior Features

  • Appliances: Electric Water Heater
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Den, Family Room, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood
  • Interior Amenities: Ceiling Fan(s), Open Floorplan, Primary Downstairs, Tub/shower Combo, Walk-In Closet(s)
  • Basement:Crawl Space: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Community Features:None4: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Ceiling Fan(s)2: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Corner Lot, Level
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Other
  • Patio And Porch Features: Deck, Patio
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Level: Yes
  • Lot Features:Corner Lot: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street
  • General Property Information:Garage YN: No
  • Parking Features:Off Street: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Utilities: Sewer Connected
  • Water Source: Public
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: None
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Spring Creek Elementary
  • High School: East Ridge High
  • Middle Or Junior School: East Ridge

Lot Info

  • Parcel #: 169K-N-012

Green Features

  • Green Energy Efficient:Water Heater: Yes

Tax Info

  • Tax Annual Amount: 1119.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 15, 2016
Sold by
Roach Darlene Kay
Bought by
Wang Jian Ying
Current Estimated Value
$260,406

Purchase Details

Listed on
Sep 21, 2013
Closed on
Mar 7, 2014
Sold by
Fannie Mae
Bought by
Roach Darlene Kay
Seller's Agent
Jay Young
Crye-Leike REALTORS
Buyer's Agent
Jeff Davidson
Crye-Leike, REALTORS
List Price
$79,900
Sold Price
$60,000
Premium/Discount to List
-$19,900
-24.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.57%

Purchase Details

Closed on
Sep 12, 2013
Sold by
Spoon Thomas R
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Oct 11, 2007
Sold by
Cotter Patricia Lynn and Cotter Thomas Richard
Bought by
Us Bank Na

Purchase Details

Closed on
Nov 26, 2006
Sold by
Us Bank Na
Bought by
Spoon Thomas R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,000
Interest Rate
6.21%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wang Jian Ying $28,000 Realty Center Title & Escrow
Roach Darlene Kay $60,000 Landcastle Title Llc
Federal National Mortgage Association $84,150 None Available
Us Bank Na $106,250 None Available
Spoon Thomas R $102,000 Resource Title Agency
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wang Amy $500,000
Previous Owner Spoon Thomas R $103,522
Previous Owner Spoon Thomas R $102,000
Previous Owner Cotter Thomas Richard $12,840
Previous Owner Cotter Thomas Richard $153,000
Previous Owner Cotter Thomas Richard $24,600
Previous Owner Cotter Thomas Richard $98,400
Previous Owner Cotter Thomas Richard $22,400
Previous Owner Cotter Thomas Richard $86,850
Previous Owner Cotter Thomas Richard $85,400
Previous Owner Cotter Thomas Richard $78,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/11/2014 03/11/14 Sold $60,000 -24.9% $36 / Sq Ft
03/10/2014 03/10/14 Pending -- -- --
09/20/2013 09/20/13 For Sale $79,900 -- $49 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $894 $39,975 $0 $0
2023 $1,403 $39,975 $0 $0
2022 $1,403 $39,975 $0 $0
2021 $1,583 $39,975 $0 $0
2020 $1,283 $26,650 $0 $0
2019 $1,283 $26,650 $0 $0
2018 $1,283 $26,650 $0 $0
2017 $1,283 $26,650 $0 $0
2016 $1,305 $0 $0 $0
2015 $1,305 $26,650 $0 $0
2014 $1,305 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1201165

Greater Chattanooga REALTORS®

APN: 169K-N-012