T
Seller's Agent in 2025
The Treas Team
Huff Realty - Florence
(859) 525-5788
85 in this area
565 Total Sales
594 Cutter Ln Independence, KY 41051
3
Beds
2
Baths
--
Sq Ft
6,098
Sq Ft Lot
Highlights
- Open Floorplan
- Traditional Architecture
- Main Floor Primary Bedroom
- Deck
- Cathedral Ceiling
- No HOA
About This Home
As of October 2025100 percent Financing Available Through USDA/Rural Housing & KY Housing! This immaculate home sits on a quiet cul-de-sac lot just a short walk from Glenhurst Park. Featuring a soaring cathedral ceiling, open floor plan, and ample natural light, the layout offers both style and functionality. The interior showcases neutral décor, maintenance-free flooring, and an oversized owner's suite with a huge walk-in closet and private bath. The kitchen comes fully equipped as all appliances stay, including washer & dryer. Enjoy the outdoors from the covered deck overlooking a fenced yard surrounded by mature landscaping. This move-in ready home combines affordability with convenience—an opportunity you won't want to miss!
Home Details
Home Type
- Single Family
Year Built
- Built in 2006
Lot Details
- 5,950 Sq Ft Lot
- Split Rail Fence
- Cleared Lot
Parking
- 1 Car Garage
- Oversized Parking
- Front Facing Garage
- Driveway
- On-Street Parking
- Off-Street Parking
Home Design
- Traditional Architecture
- Bi-Level Home
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- Open Floorplan
- Cathedral Ceiling
- Ceiling Fan
- Chandelier
- Fireplace
- Vinyl Clad Windows
- Insulated Windows
- Panel Doors
- Entryway
- Living Room
- Formal Dining Room
- Storage
Kitchen
- Eat-In Kitchen
- Electric Range
- Microwave
- Dishwasher
- Laminate Countertops
Flooring
- Carpet
- Laminate
- Concrete
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on lower level
Finished Basement
- Walk-Out Basement
- Finished Basement Bathroom
- Basement Storage
Outdoor Features
- Deck
- Covered Patio or Porch
Schools
- Beechgrove Elementary School
- Twenhofel Middle School
- Simon Kenton High School
Utilities
- Central Air
- Heat Pump System
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 007-00-01-531.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Mar 21, 2024
Sold by
Thornton Tyler S and Thornton Lisa
Bought by
Thornton Tyler S and Thornton Lisa
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,612
Outstanding Balance
$170,857
Interest Rate
6.12%
Mortgage Type
FHA
Estimated Equity
$74,122
Purchase Details
Closed on
Apr 18, 2012
Sold by
Humphrey Latasha Catrena
Bought by
Thornton Tyler S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,265
Interest Rate
3.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 1, 2006
Sold by
Celestial Building Corp
Bought by
Humphrey Latorsa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,453
Interest Rate
6.48%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 1, 2006
Sold by
Glenhurst Development Llc
Bought by
Celestial Building Corp
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | -- | None Listed On Document | |
| Deed | $111,000 | Kentucky Land Title Agency | |
| Warranty Deed | $128,453 | Federated Land Title Agency | |
| Warranty Deed | $32,000 | Federated Land Title Agency |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $174,612 | FHA | |
| Closed | $174,612 | FHA | |
| Previous Owner | $113,265 | New Conventional | |
| Previous Owner | $128,453 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/29/2025 10/29/25 | Sold | $250,000 | 0.0% | -- |
| 09/17/2025 09/17/25 | Pending | -- | -- | -- |
| 09/09/2025 09/09/25 | For Sale | $250,000 | -- | -- |
Source: Northern Kentucky Multiple Listing Service
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,282 | $196,200 | $45,000 | $151,200 |
| 2024 | $1,670 | $136,300 | $30,000 | $106,300 |
| 2023 | $1,720 | $136,300 | $30,000 | $106,300 |
| 2022 | $1,785 | $136,300 | $30,000 | $106,300 |
| 2021 | $1,811 | $136,300 | $30,000 | $106,300 |
| 2020 | $1,519 | $111,000 | $25,000 | $86,000 |
| 2019 | $1,523 | $111,000 | $25,000 | $86,000 |
| 2018 | $1,531 | $111,000 | $25,000 | $86,000 |
| 2017 | $1,490 | $111,000 | $25,000 | $86,000 |
| 2015 | $1,442 | $111,000 | $30,000 | $81,000 |
| 2014 | $1,422 | $111,000 | $30,000 | $81,000 |
Source: Public Records
Agents Affiliated with this Home
-
The Treas Team
-
Sherry Clark
Buyer's Agent in 2025
Sherry Clark
Coldwell Banker Realty FM
(859) 640-6492
16 in this area
384 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 636096
APN: 007-00-01-531.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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