595 Ray Ln Covington, TN 38019
3
Beds
2
Baths
1,932
Sq Ft
43,560
Sq Ft Lot
Highlights
- Traditional Architecture
- Home Office
- Walk-In Closet
- No HOA
- 2 Car Attached Garage
- Patio
About This Home
As of November 2025Charming Covington home on spacious 1 acre lot. Renovated kitchen and bathrooms! This property features a comfortable floor plan with 3 bedrooms, 2 full bathrooms, a functional kitchen, and generous natural light throughout. Bedrooms are well-sized with ample closet storage. Expanded area off living room that is oversized and great for entertaining! The large lot provides plenty of outdoor space for recreation, gardening, or future expansion. 2 car garage and extra room for parking. Conveniently located near Covington school and local amenities, this home offers both privacy and accessibility.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $958
Year Built
- Built in 1995
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
Home Design
- Traditional Architecture
- Shingle Roof
Interior Spaces
- 1,932 Sq Ft Home
- Property has 3 Levels
- Home Office
- Vinyl Flooring
Kitchen
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Additional Features
- Patio
- 1 Acre Lot
- Central Heating and Cooling System
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 26, 2025
Closed on
Nov 6, 2025
Sold by
Somerville Crystal and Somerville Jesse J
Bought by
Duncan Jack
List Price
$250,000
Sold Price
$250,000
Views
29
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,875
Avg. Annual Appreciation
-0.20%
Original Mortgage
$250,000
Outstanding Balance
$250,000
Interest Rate
6.3%
Mortgage Type
VA
Estimated Equity
-$183
Purchase Details
Closed on
Dec 31, 2002
Sold by
Somerville Jesse J
Bought by
Crystal Somerville
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,200
Interest Rate
5.99%
Mortgage Type
VA
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $250,000 | None Listed On Document | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $250,000 | VA | |
| Previous Owner | $124,200 | VA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/13/2025 11/13/25 | For Sale | $250,000 | 0.0% | $129 / Sq Ft |
| 11/06/2025 11/06/25 | Sold | $250,000 | -- | $129 / Sq Ft |
| 11/06/2025 11/06/25 | Pending | -- | -- | -- |
Source: Realtracs
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $958 | $62,950 | $5,275 | $57,675 |
| 2024 | $958 | $62,950 | $5,275 | $57,675 |
| 2023 | $958 | $62,950 | $5,275 | $57,675 |
| 2022 | $896 | $43,925 | $3,875 | $40,050 |
| 2021 | $896 | $43,925 | $3,875 | $40,050 |
| 2020 | $896 | $43,925 | $3,875 | $40,050 |
| 2019 | $839 | $34,650 | $3,250 | $31,400 |
| 2018 | $839 | $34,650 | $3,250 | $31,400 |
| 2017 | $839 | $34,650 | $3,250 | $31,400 |
| 2016 | $839 | $34,650 | $3,250 | $31,400 |
| 2015 | $837 | $34,650 | $3,250 | $31,400 |
| 2014 | $838 | $34,657 | $0 | $0 |
Source: Public Records
Map
Source: Realtracs
MLS Number: 3045713
APN: 042-019.11
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