$465,000

5980 165th St NE Atwater, MN 56209

Estimated payment $2,815/month

Total Views 278
4 Beds
3 Baths
2,188 Sq Ft
$213 Price per Sq Ft

Highlights

  • 56 Feet of Waterfront
  • Loft
  • Living Room
  • Guest House
  • No HOA
  • Entrance Foyer

About This Home

This A-frame house on the east side of Diamond Lake has 3 bedrooms and 2 bathrooms in the main house with another bedroom suite with a brand new 3/4 bath in the area above the 2 car garage. The main house provides a finished, walk-out basement with 2 bedrooms. a full bath, laundry, utilities and several storage options. The loft with a bedroom and sitting area is above approximately half of the main level and is accessed by alternating tread stairs. The spindle railing was recently replaced providing added safety and modern aesthetics. Main level has another full bath along with an open kitchen and living room with vaulted ceiling and patio doors leading out to the low maintenance deck for a beautiful view of the lake, the back yard, and the sunsets.
The house sits on a quarter-acre lot with 50+ feet of lakeshore and includes 2 apple trees and 1 pear tree. The most recent improvements include the roof, gutters, siding, doors and storm doors all replaced about 2 years ago. The concrete sidewalks and central air unit were replaced about a year ago along with the loft railing and lighting. The 2025 project has been getting the bunk house ready for added living space including the new bathroom with glass-door shower, electric heat and updated electric for this space and the garage.
Please note that the four bedrooms are each unique with special yet unconventional characteristics: walk-out basement with spiral staircase, loft with alternating tread stairs, and guest suite which is separated from the main house.

Listing Agent

Lisa Mord

All-Star Realty, Inc. Listed on: 08/18/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,370

Year Built

  • Built in 1973

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 278x56
  • 56 Feet of Waterfront
  • Lake Front

Parking

  • 2 Car Garage
  • Tuck Under Garage
  • Garage Door Opener

Interior Spaces

  • 1.5-Story Property
  • Entrance Foyer
  • Living Room
  • Loft

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Window Egress

Additional Homes

  • Guest House

Utilities

  • Forced Air Heating and Cooling System
  • Baseboard Heating
  • 200+ Amp Service
  • Well

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 190280220

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,370

Year Built

Built in 1973

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air, Wall Unit(s)
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: Well
  • Year Built: 1973
  • Above Grade Finished Sq Ft: 1588
  • Water Body Name: Diamond
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Fiber Optic
  • FoundationDimensions: 32x24
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Egress Window(s), Finished, Walkout
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer, Water Softener Owned
  • Living Area: 2188
  • Fireplace: No
  • Below Grade Finished Sq Ft: 600
  • Basement YN: Yes
  • Dining Room Type: Kitchen, Living Room, Bedroom 1, Bedroom 2, Bedroom 3, Guest House, Bathroom, Loft, Foyer

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • View: Lake, Panoramic, West
  • Other Structures: Guest House
  • PatioPorchType: Deck,Patio
  • Lake Acres: 1609
  • Lake Bottom: Gravel
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 4-10
  • Waterfront Frontage: 56

Garage/Parking

  • Parking Features: Detached, Garage Door Opener, Tuckunder Garage
  • Garage Square Feet: 520

Utilities

  • Heating: Baseboard, Forced Air
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Electric,Propane

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Deck,Dock,Patio

Schools

  • Junior High Dist: A.C.G.C.
  • SchoolDistrictNumber: 2396
  • SchoolDistrictPhone: 320-857-2271

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 278x56
  • Lot Size Sq Ft: 12196.8
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Shoreline
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 190280220
  • Tax Annual Amount: 3370
  • TaxWithAssessments: 3370.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,000 $331,700 $179,600 $152,100
2023 $2,958 $308,100 $153,900 $154,200
2022 $2,620 $286,100 $137,900 $148,200
2021 $2,518 $225,200 $95,900 $129,300
2020 $2,310 $214,800 $83,500 $131,300
2019 $2,162 $195,700 $82,300 $113,400
2018 $1,988 $194,800 $80,800 $114,000
2017 $1,952 $194,300 $80,800 $113,500
2016 $1,850 $1,633 $0 $0
2015 -- $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/21/2025 08/21/25 For Sale $465,000 -- $213 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $209,000 Kandiyohi Abstract & Title C
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $112,053 New Conventional
Closed $118,500 New Conventional
Closed $117,149 New Conventional
Closed $100,000 New Conventional
Source: Public Records

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Source: NorthstarMLS

MLS Number: 6774206

NorthstarMLS

APN: 19-028-0220