K
Seller's Agent in 2025
KIM JOHNSON
HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS
(434) 465-5138
7 in this area
27 Total Sales
6 Chippewa Ln Palmyra, VA 22963
4
Beds
2.5
Baths
2,128
Sq Ft
0.34
Acres
Highlights
- Beach
- Community Boat Launch
- Community Lake
- Golf Course Community
- Bar or Lounge
- Clubhouse
About This Home
As of February 2025This spacious home is a must see! Located outside the gate of Lake Monticello in the Cherokee section its proximity to shopping, restaurants, Charlottesville and I64 is the ideal location. The two-story charmer offers a Family room plus a Living room, separate dinging area, 2 fireplaces, 4 bedrooms with ample closet space, 2.5 baths the primary offering a double vanity and soaker tub. In addition, there's an unfinished bonus room that holds a ton potential for future expansion. Kitchen has all stainless-steel appliances with a new Refrigerator. New LVP in upstairs hallway, new carpet in primary bedroom, new water heater, 95% of the home has been freshly painted and a few new light fixtures. All of this on a nearly level lot with a 2-car garage and fenced backyard. Don't miss this one! More pictures coming soon.
Last Agent to Sell the Property
HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS License #0225090185 Listed on: 12/27/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,531
Year Built
- Built in 1995
Lot Details
- 0.34 Acre Lot
- Board Fence
- Property is zoned R-4 Residential Planned Community
HOA Fees
- $103 Monthly HOA Fees
Parking
- 2 Car Garage
Home Design
- Concrete Block With Brick
- Stone Foundation
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Multiple Fireplaces
- Wood Burning Stove
- Wood Burning Fireplace
- Mud Room
- Entrance Foyer
- Family Room with Fireplace
- Living Room with Fireplace
- Dining Room
- Laundry Room
Bedrooms and Bathrooms
- 4 Bedrooms
- Bathroom on Main Level
- Double Vanity
Outdoor Features
- Playground
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
- Heating System Uses Wood
- Fiber Optics Available
- Satellite Dish
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 18A-10-100
Community Details
Overview
- Association fees include area maint, beach, master ins. policy, play area, road maint, security force, snow removal
- $855 HOA Transfer Fee
- Lake Monticello Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
- Community Center
- Meeting Room
- Community Dining Room
- Bar or Lounge
Recreation
- Community Boat Launch
- Beach
- Golf Course Community
- Tennis Courts
- Community Basketball Court
- Community Playground
- Community Pool
- Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 27, 2024
Closed on
Jan 21, 2025
Sold by
Sherman Nicole M and Sherman James S
Bought by
Enriquez Melinda B and Margerum Justin M
Seller's Agent
KIM JOHNSON
HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS
Buyer's Agent
DANNY HUGUS
THE HOGAN GROUP-CHARLOTTESVILLE
List Price
$384,500
Sold Price
$370,000
Premium/Discount to List
-$14,500
-3.77%
Views
32
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,506
Avg. Annual Appreciation
7.56%
Original Mortgage
$370,000
Outstanding Balance
$367,480
Interest Rate
6.91%
Mortgage Type
VA
Estimated Equity
$25,026
Purchase Details
Closed on
Jun 14, 2021
Sold by
Blanchard Christopher and Sherman Nicole M
Bought by
Sherman Nicole M and Sherman James S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,250
Interest Rate
2.9%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $370,000 | Fidelity National Title | |
| Gift Deed | -- | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $370,000 | VA | |
| Previous Owner | $191,250 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/13/2025 02/13/25 | Sold | $370,000 | -3.8% | $174 / Sq Ft |
| 01/07/2025 01/07/25 | Pending | -- | -- | -- |
| 12/27/2024 12/27/24 | For Sale | $384,500 | -- | $181 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,771 | $369,500 | $30,000 | $339,500 |
| 2024 | $25 | $299,900 | $30,000 | $269,900 |
| 2023 | $2,531 | $299,900 | $30,000 | $269,900 |
| 2022 | $2,196 | $252,400 | $25,000 | $227,400 |
| 2021 | $2,196 | $252,400 | $25,000 | $227,400 |
| 2020 | $2,201 | $237,900 | $25,000 | $212,900 |
| 2019 | $2,201 | $237,900 | $25,000 | $212,900 |
| 2018 | $2,050 | $226,000 | $25,000 | $201,000 |
| 2017 | $2,050 | $226,000 | $25,000 | $201,000 |
| 2016 | $1,982 | $216,100 | $25,000 | $191,100 |
| 2015 | $1,841 | $216,100 | $25,000 | $191,100 |
| 2014 | $1,841 | $209,200 | $25,000 | $184,200 |
Source: Public Records
Agents Affiliated with this Home
-
KIM JOHNSON
-
DANNY HUGUS
D
Buyer's Agent in 2025
DANNY HUGUS
THE HOGAN GROUP-CHARLOTTESVILLE
(434) 218-9841
3 in this area
27 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 659672
APN: 18A 10 100
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