$370,000
SOLD FEB 13, 2025

6 Chippewa Ln Palmyra, VA 22963

4 Beds
2.5 Baths
2,128 Sq Ft
0.34 Acres

Recently Sold

$174 Per Sq Ft

4% Below List Price

11 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Community Lake
  • Golf Course Community
  • Bar or Lounge
  • Clubhouse

About This Home

As of February 2025

This spacious home is a must see! Located outside the gate of Lake Monticello in the Cherokee section its proximity to shopping, restaurants, Charlottesville and I64 is the ideal location. The two-story charmer offers a Family room plus a Living room, separate dinging area, 2 fireplaces, 4 bedrooms with ample closet space, 2.5 baths the primary offering a double vanity and soaker tub. In addition, there's an unfinished bonus room that holds a ton potential for future expansion. Kitchen has all stainless-steel appliances with a new Refrigerator. New LVP in upstairs hallway, new carpet in primary bedroom, new water heater, 95% of the home has been freshly painted and a few new light fixtures. All of this on a nearly level lot with a 2-car garage and fenced backyard. Don't miss this one! More pictures coming soon.

Last Agent to Sell the Property

KIM JOHNSON

HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS License #0225090185 Listed on: 12/27/2024

Last Buyer's Agent

DANNY HUGUS

THE HOGAN GROUP-CHARLOTTESVILLE License #0225268047

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,531

Year Built

  • Built in 1995

Lot Details

  • 0.34 Acre Lot
  • Board Fence
  • Property is zoned R-4 Residential Planned Community

HOA Fees

  • $103 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Concrete Block With Brick
  • Stone Foundation
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Multiple Fireplaces
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Mud Room
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room with Fireplace
  • Dining Room
  • Laundry Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Bathroom on Main Level
  • Double Vanity

Outdoor Features

  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Uses Wood

Listing and Financial Details

  • Assessor Parcel Number 18A-10-100

Community Details

Overview

  • Association fees include area maint, beach, master ins. policy, play area, road maint, security force, snow removal
  • $855 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center
  • Meeting Room
  • Community Dining Room
  • Bar or Lounge

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,531

Year Built

Built in 1995

Lot Details

0

HOA Fees

$103 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 2726
  • Above Grade Unfinished Sq Ft: 598
  • Design: Traditional
  • L V T Date: 12/27/2024
  • Parcel Number: 18A-10-100
  • Price Per Sq Ft: 173.87
  • Property Included: Refrigerator, Stove, Microwave, Dishwasher.
  • Total Sq Ft: 3324
  • Total Unfinished Sq Ft: 1196
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential Planned Community
  • Subdivision: LAKE MONTICELLO
  • Comments: No
  • Concatenated Rooms1: |Foyer1|Living Roo1|Dining Roo1|Kitchen1|Half Bath1|Family Roo1|Mud Room1|Laundry1|Pri Bed2|Pri Bath2|Bedroom2|Bedroom2|Bedroom2|Full Bath2|Combinatio2|
  • Current Animal Use: Domestic Pets
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Fireplace: Two, Wood Burning
  • Room 1: Foyer,On Level: 1
  • Room 2: Living Room,On Level: 1
  • Room 3: Dining Room,On Level: 1
  • Room 4: Kitchen,On Level: 1
  • Room 5: Half Bath,On Level: 1
  • Room 6: Family Room,On Level: 1
  • Room 7: Mud Room,On Level: 1
  • Room 8: Laundry,On Level: 1
  • Room 9: Primary Bedroom,On Level: 2
  • Room 10: Primary Bath,On Level: 2
  • Room 11: Bedroom,On Level: 2
  • Room 12: Bedroom,On Level: 2
  • Room 13: Bedroom,On Level: 2
  • Room 14: Full Bath,On Level: 2
  • Room 15: Combination Room,On Level: 2
  • Total Finished Sq Ft: 2128
  • Above Grade Finished Sq Ft: 2128
  • Bathroom: Attach Primary Bath, Separate Vanities
  • Fireplace Location: Family Room, Living Room
  • Foundation: Concrete Block, Stone
  • Level: 2 Story
  • Bathrooms: 2.5
  • Number of Main Level Bathrooms: 0.5
  • Number Beds: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Room Types: Bedroom, Combination Room, Dining Room, Family Room, Foyer, Full Bath, Half Bath, Kitchen, Laundry, Living Room, Mud Room
  • Room Types Level1: Dining Room (L1), Family Room (L1), Foyer (L1), Half Bath (L1), Kitchen (L1), Laundry (L1), Living Room (L1), Mud Room (L1)
  • Room Types Level2: Bedroom (L2+), Combination Room (L2+), Full Bath (L2+)
  • Source of Sq Ft: Public Records

Exterior Features

  • Fence: Board
  • Exterior: Vinyl
  • Number Of Acres: 0.34

Garage/Parking

  • Garage: Yes
  • Unfinished Above Grade Garage: 598
  • Number of Car Spaces: 2
  • Total Above Grade Garage: 598

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Heat Pump, Wood
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Bar/Lounge, Basketball Court, Beach, Boat Launch, Clubhouse, Community Room, Dining Rooms, Golf, Lake, Meeting Room, Picnic Area, Play Area, Pool, Tennis, Walk/Run Trails
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 855
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Master Ins. Policy, Play Area, Road Maint, Security Force, Snow Removal
  • Association Fee: 1238

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Building Info

  • Year Built: 1995

Tax Info

  • Year: 2024
  • Taxes: 2531.16

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 27, 2024
Closed on
Jan 21, 2025
Sold by
Sherman Nicole M and Sherman James S
Bought by
Enriquez Melinda B and Margerum Justin M
Seller's Agent
KIM JOHNSON
HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS
Buyer's Agent
DANNY HUGUS
THE HOGAN GROUP-CHARLOTTESVILLE
List Price
$384,500
Sold Price
$370,000
Premium/Discount to List
-$14,500
-3.77%
Views
32
Current Estimated Value
$370,390

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$390
Avg. Annual Appreciation
9.95%
Original Mortgage
$370,000
Outstanding Balance
$369,381
Interest Rate
6.91%
Mortgage Type
VA
Estimated Equity
$12,746

Purchase Details

Closed on
Jun 14, 2021
Sold by
Blanchard Christopher and Sherman Nicole M
Bought by
Sherman Nicole M and Sherman James S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,250
Interest Rate
2.9%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $370,000 Fidelity National Title
Gift Deed -- Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $370,000 VA
Previous Owner $191,250 New Conventional
Previous Owner $170,000 New Conventional
Previous Owner $134,900 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/13/2025 02/13/25 Sold $370,000 -3.8% $174 / Sq Ft
01/07/2025 01/07/25 Pending -- -- --
12/27/2024 12/27/24 For Sale $384,500 -- $181 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $25 $299,900 $30,000 $269,900
2023 $2,531 $299,900 $30,000 $269,900
2022 $2,196 $252,400 $25,000 $227,400
2021 $2,196 $252,400 $25,000 $227,400
2020 $2,201 $237,900 $25,000 $212,900
2019 $2,201 $237,900 $25,000 $212,900
2018 $2,050 $226,000 $25,000 $201,000
2017 $2,050 $226,000 $25,000 $201,000
2016 $1,982 $216,100 $25,000 $191,100
2015 $1,841 $216,100 $25,000 $191,100
2014 $1,841 $209,200 $25,000 $184,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 659672

Charlottesville area Association of Realtors®

APN: 18A 10 100