$348,000
SOLD MAR 31, 2025

6 James River Rd Palmyra, VA 22963

4 Beds
3 Baths
2,224 Sq Ft
0.34 Acres

Recently Sold

$156 Per Sq Ft

3% Below List Price

23 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Clubhouse
  • Golf Course Community
  • Community Lake
  • Deck

About This Home

As of March 2025

As you approach this beautiful single level house you are welcomed by the cozy covered porch. Enter the front door to find your living room with a stone fireplace and vaulted ceiling. Continue to find your kitchen with updated appliances which opens to your dining area. A multi-use space gives you the flexibility of a home office or additional dining space. A spacious primary suite with a recently remodeled, attached bathroom includes double vanities and a beautifully tiled shower accompanied by a huge walk-in closet. The split floorplan includes three more bedrooms and two full baths to give plenty of space. Off the back of your house, you'll find a large deck with plenty of space to entertain while overlooking your backyard. Head to the basement to find your family room which walks out to a patio. Located in the Riverside section of Lake Monticello gives you access to all the amenities such as the lake, clubhouse, tennis courts, pool, golf and more without the hassle of living inside the gate.

Last Agent to Sell the Property

Paul McArtor

AVENUE REALTY, LLC License #0225212733 Listed on: 02/09/2025

Last Buyer's Agent

RUTH DELONG

MONTAGUE, MILLER & CO. - WESTFIELD License #0225261339

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,153

Year Built

  • Built in 1997

Lot Details

  • 0.34 Acre Lot
  • Mature Landscaping

HOA Fees

  • $108 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Concrete Block With Brick
  • Stone Siding

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • Multiple Fireplaces
  • Gas Log Fireplace
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Formica Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Primary bathroom on main floor

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Finished Basement

  • Walk-Out Basement
  • Partial Basement
  • Crawl Space
  • Basement Windows

Eco-Friendly Details

  • Green Features

Outdoor Features

  • Deck
  • Patio
  • Playground
  • Front Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Heat Pump System
  • Programmable Thermostat
  • Fiber Optics Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 18A-6-101

Community Details

Overview

  • Association fees include area maint, boat launch, club house, master ins. policy, play area, prof. mgmt., reserve fund, road maint, security force, snow removal, trash pickup
  • $850 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Baseball Field
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,153

Year Built

Built in 1997

Lot Details

0

HOA Fees

$108 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1840
  • Below Grade Total Sq Ft: 384
  • Design: Ranch
  • Electricity: Elec Underground
  • L V T Date: 02/13/2025
  • Parcel Number: 18A-6-101
  • Price Per Sq Ft: 156.47
  • Property Excluded: Washer, Dryer, Generator
  • Property Included: Refrigerator, Murphy Bed
  • Total Sq Ft: 2224
  • Type of Construction: On Site Built
  • Zoning: R Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Living Roo1|Kitchen1|Dining Roo1|Pri Bed1|Pri Bath1|Bedroom1|Bedroom1|Full Bath1|Bedroom1|Full Bath1|Laundry1|Family RooB|
  • Structures Deck Porch: Deck, Patio, Porch - Front
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Fireplace: Gas, Gas Logs, One
  • Laundry: Dryer Hookup, Washer Hookup
  • Basement Type: Crawl, Finished, Inside Access, Outside Entrance, Partial, Walk Out, Windows
  • Room 1: Living Room,On Level: 1
  • Room 2: Kitchen,On Level: 1
  • Room 3: Dining Room,On Level: 1
  • Room 4: Primary Bedroom,On Level: 1
  • Room 5: Primary Bath,On Level: 1
  • Room 6: Bedroom,On Level: 1
  • Room 7: Bedroom,On Level: 1
  • Room 8: Full Bath,On Level: 1
  • Room 9: Bedroom,On Level: 1
  • Room 10: Full Bath,On Level: 1
  • Room 11: Laundry,On Level: 1
  • Room 12: Family Room,On Level: Basement
  • Total Finished Sq Ft: 2224
  • Above Grade Finished Sq Ft: 1840
  • Basement: Yes
  • Bathroom: Attach Primary Bath
  • Below Grade Finished Sq Ft: 384
  • Fireplace Location: Living Room
  • Foundation: Concrete Block
  • Kitchen Cabinets Counters: Formica Counter, Wood Cabinets
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 3
  • Number of Main Level Bathrooms: 3
  • Number Beds: 4
  • Number Beds Main Level: 4
  • Full Bathrooms: 3
  • Room Types: Bedroom, Dining Room, Family Room, Full Bath, Half Bath, Kitchen, Laundry, Living Room, Primary Bedroom, Primary Bath, Eat-In Kitchen
  • Room Types Level1: Bedroom (L1), Dining Room (L1), Full Bath (L1), Half Bath (L1), Kitchen (L1), Laundry (L1), Living Room (L1), Primary Bedroom (L1), Primary Bath (L1)
  • Room Types Level B: Family Room (LB)
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Stone
  • Number Of Acres: 0.34
  • Roof: Architectural Style
  • Structure Floors: Carpet, Ceramic Tile, Wood
  • Structure Security: Smoke Detector(s)
  • Structure Window Ceiling: 8' Ceilings, Vaulted/Cathedral Ceiling
  • View: Residential View
  • Yard: Landscaped, Mature

Garage/Parking

  • Driveway Parking: Asphalt

Utilities

  • Cooling: Heat Pump
  • Heating: Heat Pump
  • Cable Available: Cable, Fiber-Optic
  • Gas: Liquid Propane
  • Security: Deadbolts
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Baseball Field, Beach, Boat Launch, Clubhouse, Community Room, Golf, Lake, Picnic Area, Play Area, Pool
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 850
  • Association Fee: HOA
  • Association Frequency: Monthly
  • Association Includes: Area Maint, Boat Launch, Club House, Master Ins. Policy, Play Area, Prof. Mgmt., Reserve Fund, Road Maint, Security Force, Snow Removal, Trash Pickup
  • Association Fee: 108

Green Features

  • Green Features: Yes
  • Green Other: Programmable Thermostat

Building Info

  • Year Built: 1997

Tax Info

  • Year: 2024
  • Taxes: 2153

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 9, 2025
Closed on
Mar 17, 2025
Sold by
Wesely Scott T and Wesely Teresa L
Bought by
Miller Devin C and Miller Elizabeth A
Seller's Agent
Paul McArtor
AVENUE REALTY, LLC
Buyer's Agent
RUTH DELONG
MONTAGUE, MILLER & CO. - WESTFIELD
List Price
$360,000
Sold Price
$348,000
Premium/Discount to List
-$12,000
-3.33%
Views
51
Current Estimated Value
$363,023

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,023
Avg. Annual Appreciation
5.29%
Original Mortgage
$295,800
Outstanding Balance
$294,286
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$68,737
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $348,000 Fidelity National Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $295,800 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/31/2025 03/31/25 Sold $348,000 -2.0% $156 / Sq Ft
03/04/2025 03/04/25 Pending -- -- --
02/28/2025 02/28/25 Price Changed $355,000 -1.4% $160 / Sq Ft
02/09/2025 02/09/25 For Sale $360,000 -- $162 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,427 $323,600 $30,000 $293,600
2024 $22 $255,100 $30,000 $225,100
2023 $2,153 $255,100 $30,000 $225,100
2022 $1,845 $212,100 $25,000 $187,100
2021 $1,845 $212,100 $25,000 $187,100
2020 $1,774 $191,800 $25,000 $166,800
2019 $1,774 $191,800 $25,000 $166,800
2018 $1,659 $182,900 $25,000 $157,900
2017 $1,659 $182,900 $25,000 $157,900
2016 $1,637 $178,500 $25,000 $153,500
2015 $1,539 $178,500 $25,000 $153,500
2014 $1,539 $174,900 $25,000 $149,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 660728

Charlottesville area Association of Realtors®

APN: 18A-6-101