$199,000
SOLD OCT 21, 2019
4 Beds
2 Baths
1,812 Sq Ft
0.34 Acres

Recently Sold

$110 Per Sq Ft

8 Days on Market

Highlights

  • Marina
  • 1 Dock Slip
  • Water Access
  • Boat Ramp
  • Home fronts navigable water
  • Fitness Center

About This Home

As of June 2024

LIVE AT THE LAKE FOR UNDER 200K! Newly updated throughout, this spacious cape cod is on a corner wooded lot in gated lake community of Lake Holiday! Brand new HVAC's (one for each level), freshly painted, new double crown molding, and new rear porch! Come relax in the spacious living/kitchen/dining rooms that boasts beautiful hardwood floors throughout main living areas. 2 bedrooms on first level and 2 additional bedrooms upstairs! Full bathrooms on each level. Landscaped lot is flat and is close to main entrance, and has large front and rear yard with shed. Bring your boat and enjoy lake living!

Last Agent to Sell the Property

Lisa Cox

Colony Realty Listed on: 09/12/2019

Last Buyer's Agent

Carolyn Waymack

Crum Realty, Inc. License #225177002

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,015

Year Built

  • Built in 1990

Lot Details

  • 0.34 Acre Lot
  • Home fronts navigable water
  • Property is in very good condition
  • Property is zoned R5

HOA Fees

  • $138 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Cape Cod Architecture
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,812 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Crown Molding
  • Ceiling Fan
  • Living Room
  • Combination Kitchen and Dining Room
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Built-In Microwave
  • Ice Maker
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom

Outdoor Features

  • Water Access
  • Property is near a lake
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • 1 Powered Boats Permitted
  • 3 Non-Powered Boats Permitted
  • Lake Privileges
  • Patio
  • Exterior Lighting
  • Shed
  • Porch

Schools

  • Gainesboro Elementary School
  • Frederick County Middle School
  • James Wood High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 294
  • Assessor Parcel Number 18A02 2 9 294

Community Details

Overview

  • $2,000 Capital Contribution Fee
  • Association fees include common area maintenance, management, pier/dock maintenance, reserve funds, road maintenance, security gate
  • $57 Other Monthly Fees
  • Lake Holiday Country Club HOA
  • Lake Holiday Estates Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Game Room
  • Community Center

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • 80 Community Docks
  • Marina
  • Beach
  • Tennis Courts
  • Baseball Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Fitness Center
  • Jogging Path

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,015

Year Built

Built in 1990

Lot Details

0

HOA Fees

$138 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Home Warranty: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1990
  • Remarks Public: LIVE AT THE LAKE FOR UNDER 200K! Newly updated throughout, this spacious cape cod is on a corner wooded lot in gated lake community of Lake Holiday! Brand new HVAC's (one for each level), freshly painted, new double crown molding, and new rear porch! Come relax in the spacious living/kitchen/dining rooms that boasts beautiful hardwood floors throughout main living areas. 2 bedrooms on first level and 2 additional bedrooms upstairs! Full bathrooms on each level. Landscaped lot is flat and is close to main entrance, and has large front and rear yard with shed. Bring your boat and enjoy lake living!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Oven/Range - Electric, Built-In Microwave, Dishwasher, Icemaker, Oven - Self Cleaning, Refrigerator
  • Interior Amenities: Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Crown Moldings, Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Table Space, Wood Floors
  • Fireplace: No
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Bathroom 1, Bathroom 2
  • Basement: No
  • Total Sq Ft: 1812
  • Living Area Sq Ft: 1812
  • Price Per Sq Ft: 110.32
  • Above Grade Finished Sq Ft: 1812
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 600

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Exterior Lighting
  • Roof: Shingle
  • Water Access: Yes
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 137.50
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Boat Dock/Slip, Boat Ramp, Community Center, Exercise Room, Game Room, Gated Community, Jog/Walk Path, Lake, Marina/Marina Club, Picnic Area, Pier/Dock, Security, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance, Reserve Funds, Road Maintenance, Security Gate
  • HOA Name: LAKE HOLIDAY COUNTRY CLUB
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Other Fees: 678.00
  • Other Fees Frequency: Annually
  • Capital Contribution Fee: 2000.00

Schools

  • School District: FREDERICK COUNTY PUBLIC SCHOOLS
  • Elementary School: GAINESBORO
  • Middle School: FREDERICK COUNTY
  • High School: JAMES WOOD
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140907577
  • School District Source: Listing Agent
  • Elementary School: GAINESBORO
  • High School: JAMES WOOD
  • Middle Or Junior School: FREDERICK COUNTY

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 129400.00
  • Land Assessed Value: 37000.00
  • Land Use Code: 016
  • Lot Size Acres: 0.34
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14739.00
  • Outdoor Living Structures: Patio(s), Porch(es)
  • Property Condition: Very Good
  • Year Assessed: 2019
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 18767229
  • Tax Annual Amount: 1015.00
  • Assessor Parcel Number: 18A02 2 9 294
  • Tax Lot: 294
  • Tax Total Finished Sq Ft: 1812
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019
  • Close Date: 10/21/2019

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 8, 2024
Closed on
Jun 20, 2024
Sold by
Stinchcomb Diana L
Bought by
Sullivan Travis E
Seller's Agent
Robert Adams
Weichert Realtors - Blue Ribbon
Buyer's Agent
Diana Geremia
Long & Foster Real Estate, Inc.
List Price
$379,900
Sold Price
$335,000
Premium/Discount to List
-$44,900
-11.82%
Views
384
Current Estimated Value
$343,572

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,572
Avg. Annual Appreciation
2.26%
Original Mortgage
$295,000
Outstanding Balance
$292,308
Interest Rate
7.09%
Mortgage Type
New Conventional
Estimated Equity
$51,264

Purchase Details

Listed on
Sep 12, 2019
Closed on
Oct 21, 2019
Sold by
Wickboldt Amanda Jane
Bought by
Stinchcomb Diana L
Seller's Agent
Lisa Cox
Colony Realty
Buyer's Agent
Carolyn Waymack
Crum Realty, Inc.
List Price
$199,900
Sold Price
$199,000
Premium/Discount to List
-$900
-0.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.80%
Original Mortgage
$195,395
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Listed on
Jun 12, 2017
Closed on
Sep 17, 2018
Sold by
Sposato Aime D
Bought by
Wickboldt Amanda Jane
Seller's Agent
Patricia Wulf
ERA Oakcrest Realty, Inc.
Buyer's Agent
Katherine (Kat) Wetzel
Century 21 Redwood Realty
List Price
$189,900
Sold Price
$185,000
Premium/Discount to List
-$4,900
-2.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.92%
Original Mortgage
$181,649
Interest Rate
5.5%
Mortgage Type
FHA

Purchase Details

Closed on
May 26, 2005
Sold by
Huff Francis G
Bought by
Sposato Aime D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,400
Interest Rate
5.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 2, 2003
Sold by
Collins Christopher
Bought by
Huff Francis

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.88%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $335,000 Title Resources Guaranty
Warranty Deed $199,000 Rgs Title Llc
Warranty Deed $185,000 Old Towne Title Company
Warranty Deed $233,000 --
Deed $85,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $295,000 New Conventional
Previous Owner $287,000 New Conventional
Previous Owner $194,802 Stand Alone Refi Refinance Of Original Loan
Previous Owner $195,902 FHA
Previous Owner $195,395 FHA
Previous Owner $181,649 FHA
Previous Owner $186,400 New Conventional
Previous Owner $172,500 New Conventional
Previous Owner $100,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/20/2024 06/20/24 Sold $335,000 -6.9% $185 / Sq Ft
05/09/2024 05/09/24 Price Changed $359,900 -2.7% $199 / Sq Ft
04/05/2024 04/05/24 Price Changed $369,900 -2.6% $204 / Sq Ft
03/08/2024 03/08/24 For Sale $379,900 +90.9% $210 / Sq Ft
10/21/2019 10/21/19 Sold $199,000 -0.5% $110 / Sq Ft
09/20/2019 09/20/19 Pending -- -- --
09/12/2019 09/12/19 For Sale $199,900 +8.1% $110 / Sq Ft
09/19/2018 09/19/18 Sold $185,000 -2.6% $102 / Sq Ft
08/28/2018 08/28/18 Pending -- -- --
07/23/2018 07/23/18 For Sale $189,900 0.0% $105 / Sq Ft
06/15/2018 06/15/18 Pending -- -- --
05/16/2018 05/16/18 Price Changed $189,900 -2.6% $105 / Sq Ft
01/11/2018 01/11/18 For Sale $194,900 0.0% $108 / Sq Ft
01/10/2018 01/10/18 Pending -- -- --
11/15/2017 11/15/17 For Sale $194,900 0.0% $108 / Sq Ft
11/03/2017 11/03/17 Pending -- -- --
10/17/2017 10/17/17 Price Changed $194,900 0.0% $108 / Sq Ft
10/17/2017 10/17/17 For Sale $194,900 -2.5% $108 / Sq Ft
09/11/2017 09/11/17 Pending -- -- --
07/29/2017 07/29/17 Price Changed $199,900 -2.4% $110 / Sq Ft
06/12/2017 06/12/17 For Sale $204,900 -- $113 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $883 $291,720 $58,000 $233,720
2024 $883 $239,700 $42,000 $197,700
2023 $1,222 $239,700 $42,000 $197,700
2022 $1,205 $197,500 $37,000 $160,500
2021 $1,883 $197,500 $37,000 $160,500
2020 $1,758 $177,000 $37,000 $140,000
2019 $1,758 $177,000 $37,000 $140,000
2018 $1,693 $166,400 $37,000 $129,400
2017 $1,676 $166,400 $37,000 $129,400
2016 $1,507 $138,200 $25,100 $113,100
2015 $771 $137,600 $24,500 $113,100
2014 $707 $123,600 $24,500 $99,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAFV153044

Bright MLS

APN: 18A022-9-294