Seller's Agent in 2026
Dan Whitacre
Colony Realty
(540) 327-6718
15 in this area
345 Total Sales
103 Masters Dr Cross Junction, VA 22625
Cross Junction Neighborhood
4
Beds
2.5
Baths
2,064
Sq Ft
10,162
Sq Ft Lot Lot
Highlights
- Boat Ramp
- Home fronts navigable water
- Fitness Center
- Beach
- Canoe or Kayak Water Access
- Fishing Allowed
About This Home
As of May 2026Welcome to this beautifully-maintained 4-bedroom, 2.5-bathroom home at 103 Masters Drive in the desirable, gated community of Lake Holiday Estates! Step inside and immediately appreciate the fresh, contemporary feel provided by the brand-new vinyl flooring throughout the main level. The spacious living room invites relaxation with its charming whitewashed fireplace, creating a cozy ambiance for evenings at home. The heart of the home, the kitchen, boasts elegant granite countertops, offering both beauty and functionality for all your culinary endeavors. Retreat to the primary suite, where the updated primary bathroom provides a serene escape. It features new flooring and thoughtfully added storage space, ensuring both style and convenience. Outdoor living is a delight with a large rear deck, perfect for entertaining guests, enjoying al fresco meals, or simply unwinding while overlooking your private oasis. The yard offers raised garden beds and newly planted grass, enhancing its curb appeal and providing a lush green space for outdoor activities. Beyond your doorstep, the Lake Holiday community offers an unparalleled lifestyle. Residents enjoy access to a magnificent 240-acre lake, ideal for boating, water sports, kayaking, canoeing, paddleboarding, swimming, and fishing. Also offering multiple sandy beaches, a large clubhouse with fitness center, various sports courts, hiking trails, dog park, and a marina with boat slips. Experience the perfect blend of modern comfort and resort-style living in this fantastic Lake Holiday home!
Last Agent to Sell the Property
(540) 662-0323 whitacred@gmail.com Colony Realty Brokerage Phone: 5406620323 License #WVA230040227 Listed on: 02/09/2026
Last Buyer's Agent
(540) 450-2747 contactus@mympr.com MarketPlace REALTY License #0225266879
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,620
Year Built
- Built in 1987
Lot Details
- 10,162 Sq Ft Lot
- Home fronts navigable water
- Property is zoned R5
HOA Fees
- $156 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- Front Facing Garage
- Driveway
- Off-Street Parking
Home Design
- Cabin
- Block Foundation
Interior Spaces
- 2,064 Sq Ft Home
- Property has 2 Levels
- Chair Railings
- Crown Molding
- Ceiling Fan
- Gas Fireplace
- Sliding Doors
- Entrance Foyer
- Living Room
- Formal Dining Room
- Carpet
- Crawl Space
- Laundry on upper level
Kitchen
- Eat-In Kitchen
- Electric Oven or Range
- Built-In Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Bathroom
- Bathtub with Shower
Outdoor Features
- Canoe or Kayak Water Access
- Public Water Access
- Property is near a lake
- Waterski or Wakeboard
- Swimming Allowed
- Limit On Boat Length
- Powered Boats Permitted
- Lake Privileges
- Deck
Schools
- Gainesboro Elementary School
- Frederick County Middle School
- James Wood High School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
Listing and Financial Details
- Tax Lot 267
- Assessor Parcel Number 18-A02-2-9-267
Community Details
Overview
- $2,000 Capital Contribution Fee
- Association fees include common area maintenance, management, pier/dock maintenance, security gate, reserve funds
- Lake Holiday Estates Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
- Community Center
- Meeting Room
- Party Room
Recreation
- Boat Ramp
- Community Boat Dock
- Pier or Dock
- 80 Community Docks
- Beach
- Tennis Courts
- Baseball Field
- Community Basketball Court
- Volleyball Courts
- Community Playground
- Fitness Center
- Fishing Allowed
- Dog Park
- Jogging Path
Security
- Security Service
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 9, 2026
Closed on
May 5, 2026
Sold by
Bought by
Seller's Agent
Dan Whitacre
Colony Realty
Buyer's Agent
Mitzi Rodriguez
MarketPlace REALTY
List Price
$379,999
Sold Price
$360,000
Premium/Discount to List
-$19,999
-5.26%
Views
227
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
27.00%
Original Mortgage
$353,479
Outstanding Balance
$353,479
Interest Rate
6.38%
Mortgage Type
FHA
Estimated Equity
$13,471
Purchase Details
Listed on
Mar 9, 2023
Closed on
Apr 18, 2023
Sold by
Bought by
Seller's Agent
RoxAnn Grimes
RE/MAX Roots
Buyer's Agent
Chris Roszko
Colony Realty
List Price
$319,900
Sold Price
$319,900
Views
40
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.95%
Original Mortgage
$255,920
Interest Rate
6.73%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 10, 2005
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $360,000 | Commonwealth Land Title | |
| Warranty Deed | $319,900 | Chicago Title | |
| Warranty Deed | $260,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $353,479 | FHA | |
| Previous Owner | $255,920 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/05/2026 05/05/26 | Sold | $360,000 | 0.0% | $174 / Sq Ft | |
| 04/15/2026 04/15/26 | Pending | -- | -- | -- | |
| 04/13/2026 04/13/26 | Price Changed | $359,999 | -2.7% | $174 / Sq Ft | |
| 03/27/2026 03/27/26 | Price Changed | $369,999 | -2.6% | $179 / Sq Ft | |
| 02/09/2026 02/09/26 | For Sale | $379,999 | +18.8% | $184 / Sq Ft | |
| 04/19/2023 04/19/23 | Sold | $319,900 | 0.0% | $154 / Sq Ft | View Prior Sale |
| 03/13/2023 03/13/23 | Pending | -- | -- | -- | |
| 03/09/2023 03/09/23 | For Sale | $319,900 | -- | $154 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,620 | $337,500 | $58,000 | $279,500 |
| 2024 | $984 | $279,400 | $42,000 | $237,400 |
| 2023 | $1,425 | $279,400 | $42,000 | $237,400 |
| 2022 | $1,442 | $236,400 | $37,000 | $199,400 |
| 2021 | $2,120 | $236,400 | $37,000 | $199,400 |
| 2020 | $2,060 | $226,500 | $37,000 | $189,500 |
| 2019 | $2,060 | $226,500 | $37,000 | $189,500 |
| 2018 | $1,959 | $210,000 | $37,000 | $173,000 |
| 2017 | $1,938 | $210,000 | $37,000 | $173,000 |
| 2016 | $1,803 | $187,500 | $25,100 | $162,400 |
| 2015 | $1,047 | $186,900 | $24,500 | $162,400 |
| 2014 | $813 | $166,900 | $24,500 | $142,400 |
Source: Public Records
Agents Affiliated with this Home
-
Dan Whitacre
-
Mitzi Rodriguez
M
Buyer's Agent in 2026
Mitzi Rodriguez
MarketPlace REALTY
(540) 631-5464
2 in this area
5 Total Sales
-
RoxAnn Grimes
Seller's Agent in 2023
RoxAnn Grimes
RE/MAX
(540) 327-2798
12 in this area
305 Total Sales
-
Chris Roszko
Buyer's Agent in 2023
Chris Roszko
Colony Realty
(703) 943-7585
4 in this area
102 Total Sales
Map
Source: Bright MLS
MLS Number: VAFV2039438
APN: 18A022-9-267
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