NOT LISTED FOR SALE

6029 Charles Rd Saginaw, MN 55779

Estimated Value: $663,103 - $766,000

2 Beds
2 Baths
2,248 Sq Ft
$311/Sq Ft Est. Value

Last Sold February 15, 2022

Last sale price $550,000 $245 Per Sq Ft

Est. 27% increase in value since last sale

Current estimated payment $4,223/month

13 Days on Market

Highlights

  • 100 Feet of Waterfront
  • Contemporary Architecture
  • Bonus Room
  • Proctor Senior High School Rated 9+
  • Main Floor Primary Bedroom
  • Mud Room

About This Home

As of February 2022

Private and peaceful year-round lake home on Caribou Lake just minutes to town, shopping and golfing. Open living area with gorgeous views of the lake from almost every room. Maple cabinets in the kitchen. Free standing gas fireplace with a rock wall in the living room. Private lofted owners retreat on the second level with your own private deck, sauna and great views. Bonus area above the garage could be a family room or third bedroom. Attached meticulously clean heated two car garage for your convenience. Outdoors features a sauna ready lakeside bar, firepit and 100 feet of level lake front with a sandy beach. Feel like you are on a permanent vacation every time you come home.

Last Agent to Sell the Property

Tom Little

RE/MAX Results Listed on: 12/22/2021

Last Buyer's Agent

Melissa Wiita

Adolphson Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,671

Year Built

  • Built in 2002

Lot Details

  • 0.59 Acre Lot
  • Lot Dimensions are 106x182
  • 100 Feet of Waterfront
  • Lake Front
  • Level Lot

Home Design

  • Contemporary Architecture
  • Wood Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 2,248 Sq Ft Home
  • Multi-Level Property
  • Gas Fireplace
  • Mud Room
  • Living Room
  • Dining Room
  • Open Floorplan
  • Bonus Room

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • Bathroom on Main Level

Parking

  • 2 Car Attached Garage
  • Gravel Driveway
  • Off-Street Parking

Outdoor Features

  • Shared Waterfront
  • Storage Shed

Utilities

  • Ductless Heating Or Cooling System
  • Dual Heating Fuel
  • Heating System Uses Propane
  • Private Water Source
  • Private Sewer

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 380-0024-00010

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,671

Year Built

Built in 2002

Lot Details

0

Listing Details

  • Class: SINGLE FAMILY
  • Directions: Up Hwy 53, right on Midway, immediate left on Old Miller Trunk Hwy, right on Caribou lake rd.
  • L O1 Office Phone1 Number: 218-722-2811
  • List Price/ Sq Ft: 244.66
  • Property Sub-Type: SF/Detached
  • Tax Year: 2021
  • Lot Description Waterfront: Yes
  • Air Conditioner: Ductless Mini Split
  • Mfg And Park Info Construction Type: Frame/Wood
  • FinFootageAboveGrade: 2248
  • Garage Type: Attached
  • Heat: Dual Fuel/Off Peak, Fireplace, Ductless/Mini Split, Propane, Electric
  • Fireplaces: 1
  • MainFloorBath: Yes
  • RdBtwnWtrfrntAndHome: No
  • Reso Roof: Asphalt Shingles
  • Bedroom 3: Dining Room
  • TotalBedrooms: 2
  • Year Built: 2002
  • Level 1 Bedroom: Main
  • RoomLevel3: Main
  • RoomLevel4: Main
  • RoomLevel5: Upper
  • RoomLevel6: Upper
  • RoomLevel7: Main
  • RoomLevel8: Upper
  • Property Style: Contemporary
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Three Quarter Bathrooms: 1
  • Basement Material: N/A
  • Basement Style: None
  • Bathroom Description: 3/4 Main Floor
  • Formal Dining: Combine with Kitchen, Combine with Living Room
  • Fireplace: Yes
  • Den Fireplace Type: Gas
  • Bedroom Features:Main Floor Bedroom: Yes
  • Bathroom 1: Mud Room
  • Bathroom 2: Kitchen
  • Main Residence Features:Family Room4: Living Room
  • Bedroom 5: Bedroom
  • Stories: 1.25 - 1.75 Story
  • Room 6: Other
  • Room 7: Bedroom
  • Room 8: Bonus Room
  • Total Bathrooms: 2
  • Total Fin Square Footage: 2248
  • Exercise Room Level2: Main

Exterior Features

  • Out Buildings: Storage Shed
  • Waterfront Access: Public
  • Water Frontage In Feet: 100
  • Waterfront Name: Caribou
  • Construction Status: Previously Owned
  • Exterior: Vinyl

Garage/Parking

  • Parking Driveway: Off Street, Driveway - Gravel
  • Garage Capacity: 2
  • ParkingFeaturesGarageDimensions: 22x25

Utilities

  • Power Company: Minnesota Power
  • Sewer: Private
  • Water: Private

Condo/Co-op/Association

  • Association Fee: No

Fee Information

  • Insurance Expense: No

Schools

  • School District: Proctor #704
  • Junior High Dist: Proctor #704

Lot Info

  • Geo Update Timestamp: 2021-12-22
  • Estimated Lot Dimensions: 106x182
  • Estimated Number of Acres: 0.59
  • Cultivated Acreage: LSAR
  • Geo Subdivision: MN
  • Lot Description: Level
  • Parcel Number: 380-0024-00010
  • Waterfront Type: Inland Lake

Rental Info

  • Lease Terms: Cash, Conventional

Tax Info

  • Tax Amount: 3671

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 28, 2022
Sold by
Cummins Steven and Cummins Eve
Bought by
Cummins Family Trust and Cummins
Current Estimated Value
$700,026

Purchase Details

Listed on
Dec 22, 2021
Closed on
Feb 8, 2022
Sold by
Brown Jill Lynn and Brown Robert James
Bought by
Cummins Steven and Cummins Eve
Seller's Agent
Tom Little
RE/MAX Results
Buyer's Agent
Melissa Wiita
Adolphson Real Estate
List Price
$550,000
Sold Price
$550,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.91%
Original Mortgage
$495,000
Interest Rate
3.55%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 6, 2021
Sold by
Brown Robert and Brown Jill
Bought by
Brown Robert and Brown Jill

Purchase Details

Closed on
Jul 27, 2021
Sold by
Brown Robert and Brown Jill
Bought by
Brown Robert and Brown Jill

Purchase Details

Closed on
Mar 28, 2018
Sold by
Brown Jill Lynn and Brown Robert
Bought by
Brown Robera James and Brown Jill Lynn

Purchase Details

Closed on
Jun 3, 2011
Sold by
Burns Daniel M and Burns Julie M
Bought by
Brown Jill Janssen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,000
Interest Rate
4.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 14, 2006
Sold by
Caskey Greg A
Bought by
Burns Daniel M and Burns Julie M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,000
Interest Rate
6.82%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 13, 2005
Sold by
U S Bank Na
Bought by
Caskey Greg A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,620
Interest Rate
6.56%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 13, 2003
Sold by
Swenson Jill Marie
Bought by
Swenson Mitchell Loren

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
7.6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 6, 2001
Sold by
Swenson Jeffrey Wayne
Bought by
Swenson Mitchell Loren and Swenson Jill Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
7.14%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cummins Family Trust $500 None Listed On Document
Cummins Steven $550,000 Northshore Title
Brown Robert -- None Available
Brown Robert -- None Available
Brown Robera James -- None Available
Brown Jill Janssen $275,000 Arrow Abst
Burns Daniel M $250,000 Pioneer Ab
Caskey Greg A $180,778 First American Title
U S Bank Na -- First American Title
Swenson Mitchell Loren -- Abstract Title
Swenson Mitchell Loren -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Cummins Steven $495,000
Previous Owner Brown Jill Janssen $189,000
Previous Owner Brown Jill Janssen $195,000
Previous Owner Burns Daniel M $222,000
Previous Owner Burns Daniel M $153,700
Previous Owner Burns Daniel M $85,000
Previous Owner Caskey Greg A $144,620
Previous Owner Swenson Mitchell Loren $150,000
Previous Owner Swenson Mitchell Loren $100,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/15/2022 02/15/22 Sold $550,000 0.0% $245 / Sq Ft
01/04/2022 01/04/22 Pending -- -- --
12/22/2021 12/22/21 For Sale $550,000 -- $245 / Sq Ft
Source: Lake Superior Area REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $4,902 $426,500 $114,700 $311,800
2022 $3,610 $367,600 $114,900 $252,700
2021 $3,696 $283,300 $97,200 $186,100
2020 $3,656 $289,700 $100,900 $188,800
2019 $3,546 $282,900 $100,900 $182,000
2018 $3,388 $282,900 $100,900 $182,000
2017 $3,258 $260,700 $95,900 $164,800
2016 $3,192 $260,700 $95,900 $164,800
2015 $3,019 $260,700 $95,900 $164,800
2014 $3,019 $260,700 $95,900 $164,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Lake Superior Area REALTORS®

MLS Number: 6100938

APN: 380002400010