Seller's Agent in 2025
Kathy Santangelo
Coldwell Banker Realty FM
(513) 237-2827
6 in this area
145 Total Sales
604 Orchard St Elsmere, KY 41018
3
Beds
1
Bath
1,400
Sq Ft
7,500
Sq Ft Lot
Highlights
- Deck
- Wood Flooring
- No HOA
- Ranch Style House
- Private Yard
- Porch
About This Home
As of October 2025Whether you're looking for your first home, an investment property, or simply a comfortable space with character, this one checks all the boxes! Living room has hardwood flooring and stone fireplace (may be inoperable). Three Bedrooms, 1 Bathroom, Finished Family Room in Lower Level w/ceramic tile flooring and 2 closets. Eat-in Kitchen, ceramic tile flooring, appliances stay- including the countertop dishwasher. One car Garage. Shady, level back yard just waiting for a swing to hang from the tree. New deck in back great for gatherings. New AC 2023. Washer & Dryer stay. Sump Pump. Seller converted one bedroom back into two, adding shiplap and LVP Flooring. See it soon! (Room sizes are approximate)
Last Agent to Sell the Property
Coldwell Banker Realty FM License #193593 Listed on: 09/09/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1966
Lot Details
- 7,500 Sq Ft Lot
- Lot Dimensions are 50x150'
- Wood Fence
- Level Lot
- Private Yard
Parking
- 1 Car Attached Garage
- Front Facing Garage
- Driveway
- Off-Street Parking
Home Design
- Ranch Style House
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
- Asphalt Roof
Interior Spaces
- 1,400 Sq Ft Home
- Ceiling Fan
- Non-Functioning Fireplace
- Gas Fireplace
- Picture Window
- Family Room
- Living Room
- Storage
Kitchen
- Eat-In Kitchen
- Gas Range
- Dishwasher
- Laminate Countertops
Flooring
- Wood
- Ceramic Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
- Bathtub with Shower
Laundry
- Laundry on lower level
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Basement Storage
Outdoor Features
- Deck
- Shed
- Outdoor Grill
- Porch
Schools
- Arnett Elementary School
- Tichenor Middle School
- Lloyd High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 003-40-06-010.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 9, 2025
Closed on
Oct 10, 2025
Sold by
Reverman John Mathew and Reverman Mathew John
Bought by
Frank Katelynne and Carey Derek
Seller's Agent
Kathy Santangelo
Coldwell Banker Realty FM
Buyer's Agent
Chris Walling
Keller Williams Realty Services
List Price
$219,900
Sold Price
$227,000
Premium/Discount to List
$7,100
3.23%
Views
12
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$672
Avg. Annual Appreciation
0.99%
Original Mortgage
$220,190
Outstanding Balance
$220,190
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$7,482
Purchase Details
Closed on
Sep 17, 2018
Sold by
Wright Jessie Ruth
Bought by
Reverman John M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,700
Interest Rate
4.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 11, 2012
Sold by
Secretary Of Housing & Urban Development
Bought by
Wright Billy Joe and Wright Jessie Ruth
Purchase Details
Closed on
Aug 8, 2011
Sold by
Gillum James O and Gillum Catherine A
Bought by
Secretary Of Housing & Urban Development
Purchase Details
Closed on
May 25, 2005
Sold by
Laird Lucille and Chick Virginia
Bought by
Gillum James O and Gillum Catherine A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,248
Interest Rate
5.8%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 27, 1998
Sold by
Duff Albert
Bought by
Laird Lucille and Chick Virginia
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $227,000 | 360 American Title | |
| Warranty Deed | $110,000 | Homestead Title Agency Ltd | |
| Deed | $38,000 | Kentucky Land Title Agency | |
| Commissioners Deed | $52,100 | None Available | |
| Deed | $92,000 | Northern Kentucky Title Inc | |
| Deed | $26,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $220,190 | New Conventional | |
| Previous Owner | $106,700 | New Conventional | |
| Previous Owner | $91,248 | FHA | |
| Closed | $4,400 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/10/2025 10/10/25 | Sold | $227,000 | +3.2% | $162 / Sq Ft |
| 09/09/2025 09/09/25 | Pending | -- | -- | -- |
| 09/09/2025 09/09/25 | For Sale | $219,900 | -- | $157 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,502 | $164,700 | $20,000 | $144,700 |
| 2024 | $2,528 | $164,700 | $20,000 | $144,700 |
| 2023 | $2,469 | $164,700 | $20,000 | $144,700 |
| 2022 | $1,849 | $110,000 | $15,000 | $95,000 |
| 2021 | $1,873 | $110,000 | $15,000 | $95,000 |
| 2020 | $1,862 | $110,000 | $15,000 | $95,000 |
| 2019 | $1,837 | $110,000 | $15,000 | $95,000 |
| 2018 | $1,138 | $65,000 | $15,000 | $50,000 |
| 2017 | $1,038 | $65,000 | $15,000 | $50,000 |
| 2015 | $1,225 | $65,000 | $15,000 | $50,000 |
| 2014 | $700 | $38,000 | $15,000 | $23,000 |
Source: Public Records
Agents Affiliated with this Home
-
Kathy Santangelo
-
Chris Walling
C
Buyer's Agent in 2025
Chris Walling
Keller Williams Realty Services
(614) 678-5505
1 in this area
34 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 636084
APN: 003-40-06-010.00
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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