Estimated Value: $161,000 - $186,000
4
Beds
2
Baths
1,968
Sq Ft
$86/Sq Ft
Est. Value
About This Home
This home is located at 605 Main St, Elgin, IA 52141 and is currently estimated at $168,881, approximately $85 per square foot. 605 Main St is a home located in Fayette County with nearby schools including North Fayette Valley Middle School and North Fayette Valley H. School.
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jun 19, 2021
Sold by
Schupbach Kent M and Schupbach Katie C
Bought by
Smith Kristopher G and Obrien Erin
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,862
Outstanding Balance
$104,899
Interest Rate
2.9%
Mortgage Type
FHA
Estimated Equity
$63,982
Purchase Details
Closed on
May 9, 2014
Sold by
Luana Savings Bank
Bought by
Schupbach Kent M and Schupbach Katie C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,000
Interest Rate
6.38%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Aug 12, 2010
Sold by
Keith Byron D and Keith Margaret B
Bought by
Sperfslage Scott L and Sperfslage Ellen A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,450
Interest Rate
4.45%
Mortgage Type
Future Advance Clause Open End Mortgage
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Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Smith Kristopher G | $118,000 | None Available | |
| Schupbach Kent M | $90,000 | None Available | |
| Sperfslage Scott L | $105,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Smith Kristopher G | $115,862 | |
| Previous Owner | Schupbach Kent M | $81,000 | |
| Previous Owner | Sperfslage Scott L | $94,450 |
Source: Public Records
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,898 | $138,690 | $12,160 | $126,530 |
| 2024 | $1,898 | $122,010 | $12,160 | $109,850 |
| 2023 | $2,002 | $122,010 | $12,160 | $109,850 |
| 2022 | $1,966 | $98,270 | $10,140 | $88,130 |
| 2021 | $1,966 | $98,270 | $10,140 | $88,130 |
| 2020 | $1,980 | $100,030 | $9,600 | $90,430 |
| 2019 | $1,866 | $95,330 | $0 | $0 |
| 2018 | $1,752 | $95,330 | $0 | $0 |
| 2017 | $1,698 | $86,380 | $0 | $0 |
| 2016 | $1,672 | $86,380 | $0 | $0 |
| 2015 | $1,672 | $0 | $0 | $0 |
| 2014 | $1,788 | $0 | $0 | $0 |
Source: Public Records
Map
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