C
Seller's Agent in 2020
Catherine Hix
Advantage Realty Group
(331) 302-0346
1 in this area
9 Total Sales
607 Spruce Ct Oswego, IL 60543
Northwest Oswego NeighborhoodEstimated Value: $548,000 - $585,000
4
Beds
3
Baths
3,400
Sq Ft
$166/Sq Ft
Est. Value
Highlights
- Walk-In Pantry
- Attached Garage
- Utility Room with Study Area
- Oswego High School Rated A-
- Breakfast Bar
- Kitchen Island
About This Home
As of October 2020CURB APPEAL GALORE! Beautiful brick paved walkway leads you into this home. You will be WOWED when you enter this 3400+ sq ft of living space in this Gates Creek home! Hardwood floors throughout entire home~You will be greeted by a 2 story foyer. Off the foyer is a living room and dining room. Soaring and vaulted ceilings in the family room completed with a massive brick fireplace. Amazing eat in kitchen with granite counters and stainless steel appliances and loads of cabinets. Off the kitchen is a beautiful brick patio completed with .24 acres to enjoy outdoor entertaining in your fully fenced yard. Large laundry room leads outside to a space with a small dog run. A half bath and large den perfect for an office complete the main level living space. Upstairs you will find 4 bedrooms and a full bathroom. The upper living space is finished with a gorgeous vaulted ceiling master bedroom with a HUGE walk-in closet and master bath! The full basement is roughed in and ready for your finishing touches. 3 car garage. Fresh paint throughout entire house, in-ground sprinkler system, new roof in September 2019! Too many upgrades to list! Make an appointment to view this MUST SEE home today!
Last Agent to Sell the Property
Advantage Realty Group License #475184910 Listed on: 07/09/2020
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $13,377
Year Built
- 2005
Lot Details
- 10,454
HOA Fees
- $25 per month
Parking
- Attached Garage
- Garage Is Owned
Home Design
- Brick Exterior Construction
- Vinyl Siding
Interior Spaces
- Primary Bathroom is a Full Bathroom
- Utility Room with Study Area
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Kitchen Island
Utilities
- Central Air
- Heating System Uses Gas
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 9, 2020
Closed on
Oct 16, 2020
Sold by
Bann James J
Bought by
Graham Terrill and Kosar Burcu
Seller's Agent
Catherine Hix
Advantage Realty Group
Buyer's Agent
Alice Chin
Compass
List Price
$385,900
Sold Price
$360,000
Premium/Discount to List
-$25,900
-6.71%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$205,874
Avg. Annual Appreciation
9.57%
Original Mortgage
$372,960
Interest Rate
2.7%
Mortgage Type
VA
Purchase Details
Listed on
Jul 9, 2020
Closed on
Sep 9, 2020
Sold by
Bann Deanna M
Bought by
Bann James J
Seller's Agent
Catherine Hix
Advantage Realty Group
Buyer's Agent
Alice Chin
Compass
List Price
$385,900
Sold Price
$360,000
Premium/Discount to List
-$25,900
-6.71%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$372,960
Interest Rate
2.7%
Mortgage Type
VA
Purchase Details
Closed on
Jun 28, 2005
Sold by
Mccue Builders Inc
Bought by
Bann James J and Bann Deanna M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$317,071
Interest Rate
5.8%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Dec 16, 2004
Sold by
Mccue Michels Llc
Bought by
Mccue Builders Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
5.79%
Mortgage Type
Construction
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Graham Terrill | $360,000 | Fidelity National Title | |
| Bann James J | -- | Fidelity National Title | |
| Bann James J | $396,500 | Law Title Insurance Company | |
| Mccue Builders Inc | -- | Law Title Insurance |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Graham Terrill | $372,960 | |
| Previous Owner | Bann James J | $39,633 | |
| Previous Owner | Bann James J | $317,071 | |
| Previous Owner | Mccue Builders Inc | $300,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/16/2020 10/16/20 | Sold | $360,000 | -3.2% | $106 / Sq Ft |
| 09/12/2020 09/12/20 | Pending | -- | -- | -- |
| 08/19/2020 08/19/20 | Price Changed | $371,900 | -1.5% | $109 / Sq Ft |
| 08/03/2020 08/03/20 | Price Changed | $377,700 | -2.1% | $111 / Sq Ft |
| 07/09/2020 07/09/20 | For Sale | $385,900 | -- | $114 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $13,377 | $173,504 | $16,512 | $156,992 |
| 2023 | $12,087 | $155,233 | $14,773 | $140,460 |
| 2022 | $12,087 | $140,929 | $13,412 | $127,517 |
| 2021 | $11,647 | $131,483 | $13,412 | $118,071 |
| 2020 | $11,652 | $131,198 | $13,412 | $117,786 |
| 2019 | $11,476 | $127,376 | $13,021 | $114,355 |
| 2018 | $11,728 | $121,521 | $13,021 | $108,500 |
| 2017 | $11,893 | $121,841 | $13,021 | $108,820 |
| 2016 | $11,230 | $113,316 | $13,021 | $100,295 |
| 2015 | $10,560 | $101,903 | $11,225 | $90,678 |
| 2014 | -- | $98,184 | $11,225 | $86,959 |
| 2013 | -- | $98,184 | $11,225 | $86,959 |
Source: Public Records
Agents Affiliated with this Home
-
Catherine Hix
-
Bryan Bartholomew
Seller Co-Listing Agent in 2020
Bryan Bartholomew
iHome Real Estate
(630) 779-3963
3 in this area
218 Total Sales
-
Alice Chin
Buyer's Agent in 2020
Alice Chin
Compass
(630) 425-2868
1 in this area
439 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10775956
APN: 02-13-250-021
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