NOT LISTED FOR SALE

Estimated Value: $201,000 - $227,564

3 Beds
1 Bath
1,440 Sq Ft
$152/Sq Ft Est. Value

Last Sold June 30, 2022

Last sale price $207,000 $144 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $1,246/month

4 Days on Market

Highlights

  • Open Floorplan
  • No HOA
  • Bathtub with Shower
  • Wood Flooring
  • Brick Exterior Construction
  • 1-Story Property

About This Home

As of June 2022

Welcome to 608 Over Street, a charming 1930s home located just minutes from downtown Chattanooga! This house has been recently renovated and features 3 bedrooms, 1 bathroom, a sunroom, hardwood floors, fresh interior and exterior paint, new kitchen appliances, countertops, backsplash, cabinetry, and more. The antique light fixtures and original fireplace combined with the modern touches make this home one of a kind! Schedule your tour today!

Last Agent to Sell the Property

Lisa Paller

Working Moms Realty LLC License #357711 Listed on: 05/22/2022

Last Buyer's Agent

Frank Trimble

Keller Williams Realty License #314654

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $665

Year Built

  • Built in 1930

Lot Details

  • 6,970 Sq Ft Lot
  • Lot Dimensions are 50x135
  • Level Lot

Parking

  • Off-Street Parking

Home Design

  • Brick Exterior Construction
  • Brick Foundation
  • Stone Foundation
  • Shingle Roof
  • Asphalt Roof

Interior Spaces

  • 1,440 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Vinyl Clad Windows
  • Living Room with Fireplace
  • Basement
  • Crawl Space
  • Washer and Gas Dryer Hookup

Kitchen

  • Free-Standing Electric Range
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom
  • Bathtub with Shower

Schools

  • Hardy Elementary School
  • Dalewood Middle School
  • Brainerd High School

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 147h K 007

Home Details

Home Type

Single Family

Est. Annual Taxes

$665

Year Built

Built in 1930

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.16
  • Lot Size: 50X135
  • Subdivision Name: None
  • Directions: From N Holtzclaw Ave, turn left onto Derby St. Turn right onto Oak St. Turn left onto Rockway Dr. Turn right onto Over St. In 0.1 miles, arrive at 608 Over Street on your right.
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • Living Area: 1440.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 1930
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 147h K 007
  • Location Tax and Legal Elementary School: Hardy Elementary
  • Location Tax and Legal Middle Or Junior School2: Dalewood Middle
  • Location Tax and Legal High School: Brainerd High
  • Location Tax and Legal:Tax Annual Amount: 665.24
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.16
  • General Property Information Lot Size Square Feet2: 6969.6
  • General Property Information Lot Size Dimensions: 50X135
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Roof Asphalt5: Yes
  • Levels:One: Yes
  • Foundation Details BrickMortar: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Foundation Details Stone2: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Free-Standing Electric Range, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood, Tile
  • Interior Amenities: Open Floorplan, Primary Downstairs, Tub/shower Combo
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Living Room2: Yes

Exterior Features

  • Lot Features: Gentle Sloping, Level
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Other
  • Exterior Features: None
  • Foundation Details: Brick/Mortar, Stone
  • Roof: Asphalt, Shingle
  • Exterior Features:None8: Yes
  • Construction Materials:Brick: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Level: Yes
  • Lot Features:Gentle Sloping: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street
  • General Property Information:Garage YN: No
  • Parking Features:Off Street: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electricity Available, Sewer Connected
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Hardy Elementary
  • High School: Brainerd High
  • Middle Or Junior School: Dalewood Middle

Lot Info

  • Lot Size Sq Ft: 6969.6
  • Additional Parcels: No
  • Parcel #: 147h K 007
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 665.24

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2022
Closed on
Jun 30, 2022
Sold by
Katherine Mccaslin
Bought by
Lapham Amelia Renee and Lapham Kevin
Seller's Agent
Lisa Paller
Working Moms Realty LLC
Buyer's Agent
Frank Trimble
Keller Williams Realty
List Price
$199,900
Sold Price
$207,000
Premium/Discount to List
$7,100
3.55%
Current Estimated Value
$218,641

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,641
Avg. Annual Appreciation
1.75%
Original Mortgage
$203,250
Outstanding Balance
$193,650
Interest Rate
5.09%
Mortgage Type
FHA
Estimated Equity
$24,991

Purchase Details

Listed on
Oct 20, 2021
Closed on
Nov 1, 2021
Sold by
Chattanooga Property Solutions Llc
Bought by
Mccastlin Katherine
List Price
$84,950
Sold Price
$90,000
Premium/Discount to List
$5,050
5.94%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
253.24%

Purchase Details

Listed on
Jan 27, 2013
Closed on
Mar 6, 2013
Sold by
Secretary Of Hud Of Washington Dc
Bought by
Hickle Lacey F
Seller's Agent
Pamela Brown
Century 21 Professional Group
Buyer's Agent
Tim West
Keller Williams Realty
List Price
$34,000
Sold Price
$33,000
Premium/Discount to List
-$1,000
-2.94%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.27%

Purchase Details

Closed on
Apr 7, 2008
Sold by
Pankey Matthew Daniel
Bought by
Secretary Of Hud Of Washington D C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,298
Interest Rate
6.03%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 15, 2006
Sold by
Badgley Michael and Badgley Lisa A
Bought by
Pankey Matthew Daniel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,200
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 13, 2005
Sold by
Badgley Michael and Meader Walter
Bought by
Badgley Michael and Badgley Lisa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,000
Interest Rate
5.69%
Mortgage Type
Unknown

Purchase Details

Closed on
May 18, 1999
Sold by
Lassalle National Bank
Bought by
Badgley Michael and Meador Walter

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,593
Interest Rate
6.87%

Purchase Details

Closed on
Mar 6, 1999
Sold by
Hfta First Financial Corp
Bought by
Lasalle National Bank

Purchase Details

Closed on
Feb 26, 1998
Sold by
Talley Diangelio L
Bought by
Transamerica Financial Services
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lapham Amelia Renee $207,000 None Listed On Document
Mccastlin Katherine $90,000 Reli Settlement Sln Llc
Hickle Lacey F $33,000 None Available
Secretary Of Hud Of Washington D C $88,553 None Available
Pankey Matthew Daniel $56,200 Pioneer Title Agency Inc
Badgley Michael -- --
Badgley Michael $24,900 --
Lasalle National Bank $20,309 Northgate Title Escrow Inc
Transamerica Financial Services $33,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lapham Amelia Renee $203,250
Previous Owner Pankey Matthew Daniel $86,298
Previous Owner Pankey Matthew Daniel $20,000
Previous Owner Pankey Matthew Daniel $56,200
Previous Owner Badgley Michael $30,000
Previous Owner Badgley Michael $20,593
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2022 06/30/22 Sold $207,000 +3.6% $144 / Sq Ft
05/26/2022 05/26/22 Pending -- -- --
05/22/2022 05/22/22 For Sale $199,900 +122.1% $139 / Sq Ft
11/02/2021 11/02/21 Sold $90,000 +5.9% $63 / Sq Ft
10/21/2021 10/21/21 Pending -- -- --
10/20/2021 10/20/21 For Sale $84,950 +157.4% $59 / Sq Ft
03/06/2013 03/06/13 Sold $33,000 -2.9% $23 / Sq Ft
02/08/2013 02/08/13 Pending -- -- --
01/26/2013 01/26/13 For Sale $34,000 -- $24 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $682 $30,475 $0 $0
2023 $682 $30,475 $0 $0
2022 $332 $14,825 $0 $0
2021 $332 $14,825 $0 $0
2020 $373 $13,475 $0 $0
2019 $373 $13,475 $0 $0
2018 $433 $13,475 $0 $0
2017 $373 $13,475 $0 $0
2016 $336 $0 $0 $0
2015 $732 $12,150 $0 $0
2014 $732 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1354671

Greater Chattanooga REALTORS®

APN: 147H-K-007